Personal loans for your personal needs, all you need is letzbank indeed! Seeking Lowest EMIs, Nil-preclosure charges, we would take you from “no-where” to “now-where” at Letzbank
2. 2
What is Personal Loan??
•
Personal loan, a loan to meet your current financial
needs, is also referred to as an unsecured loan as
there is no security against it. It is usually taken by
borrowers who are looking for quick and easy loans
with manageable interest rate and minimum
documentation. You can use a personal loan as per
your convenience without being monitored for the
actual end usage.
https://www.letzbank.com
5. 5
Documentation required for a Personal Loan:
•Application duly signed
•Photographs
•Cheque - Processing fee
•Proof of:
1. Identity - Voter ID/ Passport Copy/ Driving License.
2. Address - Passport Copy/ Utility Bill (Electricity, Water)/ Rental
Agreement/ Ration Card
3. Income (depending on type of employment) - Latest Salary Slips (3
months) / Bank Statements (3 - 6 months) / Passbook (3 - 6 months)/
Current Salary Certificate
4. Tax paid - Latest Form 16/ Income Tax Return
6. 6
FAQ
•
What can I use a Personal Loan for?
•
Personal loan can be used for anything and everything. There
are no restrictions on the end use. You could use the loan
money to finance anything from the latest flat-screen-plasma-
LCD TV to buying your better-half a diamond ring.
•
How do I take a Personal Loan?
•
You can always start by checking out with different banks
offering you the loan for the best offers - interests - EMI
schemes etc. Also find out the eligibility criteria and the
documents required to submit before you apply.
•
How is my loan eligibility determined?
•
Loan eligibility depends upon various factors which differ
from banks to banks. The main factor of course, is your ability
to repay the loan. Also your profile, in terms of residence and
the place you work in also matters. Do make sure to check all
such other eligibilities before applying.
7. 6
FAQ
•
What can I use a Personal Loan for?
•
Personal loan can be used for anything and everything. There
are no restrictions on the end use. You could use the loan
money to finance anything from the latest flat-screen-plasma-
LCD TV to buying your better-half a diamond ring.
•
How do I take a Personal Loan?
•
You can always start by checking out with different banks
offering you the loan for the best offers - interests - EMI
schemes etc. Also find out the eligibility criteria and the
documents required to submit before you apply.
•
How is my loan eligibility determined?
•
Loan eligibility depends upon various factors which differ
from banks to banks. The main factor of course, is your ability
to repay the loan. Also your profile, in terms of residence and
the place you work in also matters. Do make sure to check all
such other eligibilities before applying.