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Career Opportunity
Job Description

     Clearent, one of the fastest-growing processors in the
     country is currently building a direct sales force across the
     country. We’re actively interviewing experienced Direct
     Sales Representatives. We want people with 2+ years direct
     industry experience with the highest level of integrity.
     W2 position and includes:


     • Unlimited Earning Potential: No caps, flexible compensation
       options on a per deal basis.
     • Signing Bonuses up to $5000 per deal: Bonuses are paid
       weekly allowing you to build your income quickly.
     • Lifetime Vested Residuals: You are paid as long as the
       merchant continues to generate revenue for Clearent.
     • Benefits: Includes Health, Dental and 401K
Our Vision

 To be the payment
 processor our customers
 consistently recommend to
 their colleagues.
It’s difficult to find an honest,
reliable partner

                        Incompetent customer service
  Hidden fees
                                   Bait and switch programs
Confusing monthly statements
                        Unethical business practices
    Lack of reporting
Clearent
• No hidden fees – true interchange pass
  through and the clearest monthly statement
• Get your money faster – next day funding
  with a 9:00 p.m. EST cutoff
• Easily reconcile your account – interactive
  online reporting updated daily
• Save time and money – free, simplified PCI
  assessments
• Personal service – local service and
  responsive, 24/7/365 customer support
Reach Higher                         Grow Faster
As part of the Clearent direct sales team, you’ll receive tools that make it easier and faster to drive your
income. Let us show you how we can grow together, as part of one winning company!


            Unique Platform                                                        Innovative Reporting
            Advantages you can’t get anywhere else.
                                                                                   Compass points the way to profits.
            • Proprietary back-end system connects directly
              
                                                                                   • Available online, 24/7 and updated daily.
                                                                                     
              to Visa®, MasterCard® and Discover®.
                                                                                   • Spot trends with easy-to-read charts and graphs.
                                                                                     
            • Extremely flexible, yet simple, merchant pricing.
              
                                                                                   • Portfolio analysis tools help you increase
                                                                                     
            • Web-based tools are easy to learn and use.
                                                                                     retention and maximize profits.
            • Next-day funding with 9:00 p.m. EST cut off.
                                                                                   • Drill down into details and export to Excel for
                                                                                     
            • Access to TSYS (Vital) front-end platform for
              
                                                                                     deeper analysis.
              extensive and reliable point-of-sale support.
                                                                                   • Online merchant portal helps you spend more
                                                                                     
                                                                                     time selling and less time supporting.
            Flexible Compensation
                                                                                   Fast Approvals
            Pick the best plan for each account.
            • 
              Choose our upfront bonus option or opt for
                                                                                   Accounts approved in hours – not days.
              higher residual splits.
                                                                                   • Merchants are approved and boarded quickly,
                                                                                     
            •  ecure your future thanks to vested
              S
                                                                                     with MID and TID, ready to download.
              lifetime residuals.
                                                                                   • Our online application and boarding system are
                                                                                     
            •  aintain positive cash flow with bonuses
              M
                                                                                     easy to learn and use.
              that are paid weekly.
                                                                                   • On-screen tips and automatic error checks
                                                                                     
                                                                                     reduce mistakes that slow things down.
            Free PCI
                                                                                   Dedicated Service
            Avoid high PCI fees.
            • No PCI fees for merchants who complete
              
                                                                                   Get the answers you need quickly.
              their questionnaire.
                                                                                   • 
                                                                                     Our team has decades of industry experience
            • Merchants save time with our simplified
              
                                                                                     so your issues will be resolved quickly.
              questionnaires.
                                                                                   • 
                                                                                     Sales training and support help you accelerate
            • No separate login required – questionnaires are
              
                                                                                     your growth.
              built into our online portal.
                                                                                   • 
                                                                                     24/7 terminal help desk support keeps your
                                                                                     merchants processing around the clock.
            Accurate Residuals

            Tired of being paid too little, too late?
            •  time, every time. We have a 100% track
              On
              record of paying on time.
            •  confident you’re being paid what you earned
              Be
              with our detailed online residual reports.
            • 
              Residuals are posted online by the 10th and
              paid on the 20th.


                                                                  clearent.com
Need More Information?                                            linkedin.com/company/clearent
If you’d like to learn how Clearent can help you
reach higher and grow faster, contact us at                       twitter.com/GoClearent
sales@clearent.com or 866.205.4721.                               facebook.com/GoClearent
Online Merchant Reporting
                                               Spend more time selling and less time
                                               
                                               supporting thanks to our 24/7 online
                                               merchant portal.


                                                                                  Works On The iPad
                                                                                  Add new applications directly on the iPad
                                                                                  and access reports on the go.



                                                                                                                Direct Rep Portal
                                                                                                                Save time and maximize
                                                                                                                your profits with Compass,
                                                                                                                our suite of portfolio
                                                                                                                analysis tools.




What Are Direct Reps Saying About Clearent?

 You’ve heard what we have to say. But don’t take our word for it.
 Here’s what some of our Direct Sales Reps are saying about us.                                                     I joined Clearent
                                                                                                                    because I was
      Clearent stands out from the pack with its superior next-day funding service.                                 excited about
      We help merchants get their money faster and our 9 p.m. Eastern cut-off                                       getting in on
      time is hours later than most other processors. – Jay M.                                                      the ground floor
                                                                                                                    of one of the
      Rather than being locked into a specific pricing structure, Clearent gives me
                                                                                                                    fastest growing
      the flexibility I need to sign more merchants and pass along valuable
      savings from the Durbin Amendment. – Paul S.                                                                  companies in
                                                                                                                    payments. I’m
      With Clearent, I know my merchants will receive the support they deserve.                                     part of a tight-knit
      When they call in, they’re able to speak with a live person who will handle                                   team, one that
      their questions quickly and accurately. This makes for happier, more loyal
                                                                                                                    really has the
      customers. – Cody B.
                                                                                                                    best interests of
      One of the things I appreciate most about Clearent is that even though it’s a                                 its employees at
      rapidly growing company, it still has that small business feel. Plus I have                                   heart.
      access to all of the products and pricing that most people only think they
      can get from a larger company. – Bryan B.
                                                                                                                               – Carrie N.

                                                                            clearent.com
Need More Information?                                                      linkedin.com/company/clearent
If you’d like to learn how Clearent can help you
reach higher and grow faster, contact us at                                 twitter.com/GoClearent
sales@clearent.com or 866.205.4721.                                         facebook.com/GoClearent
Why Clearent?
 • Best of Both Worlds: We’re a processor, yet we’re not so
   big that you feel like a number. You’re treated like family.
   No bureaucracy.
 • Exceptional Reporting: Ability to see portfolio detail down
   to individual transaction including activity, profitability, etc.
 • Next Day Funding: One of the latest cut-off times in the
   industry: 9PM Eastern.
 • Transparency: No games, no hidden fees, period.
 • Strong Support: 24/7 help desk, accounts approved
   within two hours.
History of Clearent
  Annual growth  100%                                                                      Launched Annual
                                                  Received InfoWorld                        Activity Summary
                                                    Top 100 Award
                                                                               Launched Express
                                                                               Merchant Funding
                                                  Certified Processor
                                                     for Discover
                                                                               $1.5 billion volume
          Compass system          Certified Processor for
           development            Visa and MasterCard
                                                                               12,000 merchants

                                                                   Redesigned
 Founded in            Signed our first                             Statement
St. Louis, MO            customers




   2005         2006       2007           2008              2009        2010         2011            2012
The “Right” Size
      Big Company              Small Company
       Capabilities              Benefits

      Proprietary Technology   Responsive Support


         True Processor         Personal Touch

        Full Product Suite      Flexible  Agile

        24/7/365 Support        Local Presence
Unique Advantages
Direct to Processor Advantage

Networks




Processors




             National Banks  “Super” ISOs


Resellers    ISOs


               Sub ISOs


                      Agents            Community Banks



Merchants
True Pass-Through Pricing
 NO hidden fees
 NO high-cost equipment leases
 NO bait and switch rates
 NO surcharges
 NO misleading monthly statements
 NO telemarketers
 NO misrepresentation, period
Express Merchant Funding



Customer patronizes your   Customer makes a         Merchant settles batch by   Funds are deposited into
business                   purchase with Visa,      9:00 p.m. EST               merchant’s account the
                           MasterCard or Discover                               next morning




    • Receive weekday deposits the next morning
    • Receive weekend money on Monday morning
    • 9:00 p.m. cut-off – hours later than competitors
    • No bank account restrictions
Online Merchant Portal


Fast, easy access to
historical statements


   Transaction search
     to quickly answer
             questions


   Easily update your
  account information
Daily Reporting
             Export transaction-level detail to Excel




          Transactions are posted every day to
          easily reconcile to your bank account
          and financial software
Graphical Insights


    Card mix can
impact your costs




                    Get insight into your expenses with a
                    month-to-month comparison
Clear Monthly Statements
Simplified Compliance
                                  Access PCI questionnaires from
                                  Compass – no extra login

                                  No PCI fees for merchants who
                                  complete their questionnaire!




Activity Summary report makes
               tax time easier

     We handle IRS and card
  association reporting for you
Dedicated Support
 • Friendly, responsive customer service
 • Decades of merchant services experience
 • In-house support 7am – 6pm Central,
   Monday – Friday
 • 24/7/365 terminal help desk
 • Online merchant portal
   available 24/7/365
Durbin Savings on Debit
 • Save up to 60% on debit interchange costs!
 • Interchange on debit cards has been regulated
   since 10/1/2011
                                         Durbin Savings
 • Maximum rate of 0.05% + $0.22 for Determined By:
   debit cards issued by large banks     •  Mix of regulated
                                            vs. exempt cards
 • Applies to PIN debit, signature debit •  Average ticket
   and certain prepaid cards
 • With Interchange Plus pricing from Clearent,
   you receive 100% of these savings!
Full Suite of Products 
Services
Wide Array of Terminals


                                                           Nurit 2085
         VeriFone Vx510, Vx510LE   Hypercom T7Plus, T7P




             VeriFone Vx570                                Nurit 8400
                                   Hypercom T4205, T4210




             VeriFone Vx670

                                   Hypercom T4220, T4230   Nurit 8020
Virtual Terminals/Gateways


       Authorize.Net


                       ePN Online Terminal    TSYS WebPASS




        ePN JPOS       VeriFone PCCharge     TSYS CounterPASS
Leading POS Software



                Aloha                            MICROS




    POSitouch           Microsoft Dynamics RMS            Digital Dining
Mobile Payment Solutions




                              ePN
    VeriFone                 Mobile
 PAYware Mobile




                                           TSYS
                   MagTek             Mobile Payment
                  QwickPAY
Value Added Services




  Gift Cards 
Loyalty Programs   Electronic Check Services
     by Valutec           by Global eTelecom

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Recruiting Slide Linked In

  • 2. Job Description Clearent, one of the fastest-growing processors in the country is currently building a direct sales force across the country. We’re actively interviewing experienced Direct Sales Representatives. We want people with 2+ years direct industry experience with the highest level of integrity. W2 position and includes: • Unlimited Earning Potential: No caps, flexible compensation options on a per deal basis. • Signing Bonuses up to $5000 per deal: Bonuses are paid weekly allowing you to build your income quickly. • Lifetime Vested Residuals: You are paid as long as the merchant continues to generate revenue for Clearent. • Benefits: Includes Health, Dental and 401K
  • 3. Our Vision To be the payment processor our customers consistently recommend to their colleagues.
  • 4. It’s difficult to find an honest, reliable partner Incompetent customer service Hidden fees Bait and switch programs Confusing monthly statements Unethical business practices Lack of reporting
  • 5. Clearent • No hidden fees – true interchange pass through and the clearest monthly statement • Get your money faster – next day funding with a 9:00 p.m. EST cutoff • Easily reconcile your account – interactive online reporting updated daily • Save time and money – free, simplified PCI assessments • Personal service – local service and responsive, 24/7/365 customer support
  • 6. Reach Higher Grow Faster As part of the Clearent direct sales team, you’ll receive tools that make it easier and faster to drive your income. Let us show you how we can grow together, as part of one winning company! Unique Platform Innovative Reporting Advantages you can’t get anywhere else. Compass points the way to profits. • Proprietary back-end system connects directly • Available online, 24/7 and updated daily. to Visa®, MasterCard® and Discover®. • Spot trends with easy-to-read charts and graphs. • Extremely flexible, yet simple, merchant pricing. • Portfolio analysis tools help you increase • Web-based tools are easy to learn and use. retention and maximize profits. • Next-day funding with 9:00 p.m. EST cut off. • Drill down into details and export to Excel for • Access to TSYS (Vital) front-end platform for deeper analysis. extensive and reliable point-of-sale support. • Online merchant portal helps you spend more time selling and less time supporting. Flexible Compensation Fast Approvals Pick the best plan for each account. • Choose our upfront bonus option or opt for Accounts approved in hours – not days. higher residual splits. • Merchants are approved and boarded quickly, • ecure your future thanks to vested S with MID and TID, ready to download. lifetime residuals. • Our online application and boarding system are • aintain positive cash flow with bonuses M easy to learn and use. that are paid weekly. • On-screen tips and automatic error checks reduce mistakes that slow things down. Free PCI Dedicated Service Avoid high PCI fees. • No PCI fees for merchants who complete Get the answers you need quickly. their questionnaire. • Our team has decades of industry experience • Merchants save time with our simplified so your issues will be resolved quickly. questionnaires. • Sales training and support help you accelerate • No separate login required – questionnaires are your growth. built into our online portal. • 24/7 terminal help desk support keeps your merchants processing around the clock. Accurate Residuals Tired of being paid too little, too late? • time, every time. We have a 100% track On record of paying on time. • confident you’re being paid what you earned Be with our detailed online residual reports. • Residuals are posted online by the 10th and paid on the 20th. clearent.com Need More Information? linkedin.com/company/clearent If you’d like to learn how Clearent can help you reach higher and grow faster, contact us at twitter.com/GoClearent sales@clearent.com or 866.205.4721. facebook.com/GoClearent
  • 7. Online Merchant Reporting Spend more time selling and less time supporting thanks to our 24/7 online merchant portal. Works On The iPad Add new applications directly on the iPad and access reports on the go. Direct Rep Portal Save time and maximize your profits with Compass, our suite of portfolio analysis tools. What Are Direct Reps Saying About Clearent? You’ve heard what we have to say. But don’t take our word for it. Here’s what some of our Direct Sales Reps are saying about us. I joined Clearent because I was Clearent stands out from the pack with its superior next-day funding service. excited about We help merchants get their money faster and our 9 p.m. Eastern cut-off getting in on time is hours later than most other processors. – Jay M. the ground floor of one of the Rather than being locked into a specific pricing structure, Clearent gives me fastest growing the flexibility I need to sign more merchants and pass along valuable savings from the Durbin Amendment. – Paul S. companies in payments. I’m With Clearent, I know my merchants will receive the support they deserve. part of a tight-knit When they call in, they’re able to speak with a live person who will handle team, one that their questions quickly and accurately. This makes for happier, more loyal really has the customers. – Cody B. best interests of One of the things I appreciate most about Clearent is that even though it’s a its employees at rapidly growing company, it still has that small business feel. Plus I have heart. access to all of the products and pricing that most people only think they can get from a larger company. – Bryan B. – Carrie N. clearent.com Need More Information? linkedin.com/company/clearent If you’d like to learn how Clearent can help you reach higher and grow faster, contact us at twitter.com/GoClearent sales@clearent.com or 866.205.4721. facebook.com/GoClearent
  • 8. Why Clearent? • Best of Both Worlds: We’re a processor, yet we’re not so big that you feel like a number. You’re treated like family. No bureaucracy. • Exceptional Reporting: Ability to see portfolio detail down to individual transaction including activity, profitability, etc. • Next Day Funding: One of the latest cut-off times in the industry: 9PM Eastern. • Transparency: No games, no hidden fees, period. • Strong Support: 24/7 help desk, accounts approved within two hours.
  • 9. History of Clearent Annual growth 100% Launched Annual Received InfoWorld Activity Summary Top 100 Award Launched Express Merchant Funding Certified Processor for Discover $1.5 billion volume Compass system Certified Processor for development Visa and MasterCard 12,000 merchants Redesigned Founded in Signed our first Statement St. Louis, MO customers 2005 2006 2007 2008 2009 2010 2011 2012
  • 10. The “Right” Size Big Company Small Company Capabilities Benefits Proprietary Technology Responsive Support True Processor Personal Touch Full Product Suite Flexible Agile 24/7/365 Support Local Presence
  • 12. Direct to Processor Advantage Networks Processors National Banks “Super” ISOs Resellers ISOs Sub ISOs Agents Community Banks Merchants
  • 13. True Pass-Through Pricing NO hidden fees NO high-cost equipment leases NO bait and switch rates NO surcharges NO misleading monthly statements NO telemarketers NO misrepresentation, period
  • 14. Express Merchant Funding Customer patronizes your Customer makes a Merchant settles batch by Funds are deposited into business purchase with Visa, 9:00 p.m. EST merchant’s account the MasterCard or Discover next morning • Receive weekday deposits the next morning • Receive weekend money on Monday morning • 9:00 p.m. cut-off – hours later than competitors • No bank account restrictions
  • 15. Online Merchant Portal Fast, easy access to historical statements Transaction search to quickly answer questions Easily update your account information
  • 16. Daily Reporting Export transaction-level detail to Excel Transactions are posted every day to easily reconcile to your bank account and financial software
  • 17. Graphical Insights Card mix can impact your costs Get insight into your expenses with a month-to-month comparison
  • 19. Simplified Compliance Access PCI questionnaires from Compass – no extra login No PCI fees for merchants who complete their questionnaire! Activity Summary report makes tax time easier We handle IRS and card association reporting for you
  • 20. Dedicated Support • Friendly, responsive customer service • Decades of merchant services experience • In-house support 7am – 6pm Central, Monday – Friday • 24/7/365 terminal help desk • Online merchant portal available 24/7/365
  • 21. Durbin Savings on Debit • Save up to 60% on debit interchange costs! • Interchange on debit cards has been regulated since 10/1/2011 Durbin Savings • Maximum rate of 0.05% + $0.22 for Determined By: debit cards issued by large banks •  Mix of regulated vs. exempt cards • Applies to PIN debit, signature debit •  Average ticket and certain prepaid cards • With Interchange Plus pricing from Clearent, you receive 100% of these savings!
  • 22. Full Suite of Products Services
  • 23. Wide Array of Terminals Nurit 2085 VeriFone Vx510, Vx510LE Hypercom T7Plus, T7P VeriFone Vx570 Nurit 8400 Hypercom T4205, T4210 VeriFone Vx670 Hypercom T4220, T4230 Nurit 8020
  • 24. Virtual Terminals/Gateways Authorize.Net ePN Online Terminal TSYS WebPASS ePN JPOS VeriFone PCCharge TSYS CounterPASS
  • 25. Leading POS Software Aloha MICROS POSitouch Microsoft Dynamics RMS Digital Dining
  • 26. Mobile Payment Solutions ePN VeriFone Mobile PAYware Mobile TSYS MagTek Mobile Payment QwickPAY
  • 27. Value Added Services Gift Cards Loyalty Programs Electronic Check Services by Valutec by Global eTelecom