One of the benefits of homeownership is that it is a “forced savings plan.” Here’s how it works: You make a mortgage payment each month. Part of that payment is applied to the principal balance of your mortgage. Each month you owe less on the home. Read More: https://www.reallynicehomes.com/sell-my-house-in-md-one-of-the-top-reasons-to-own-a-home/