Reverse Mortgages Explained

Reverse Mortgages Explained The FHA Home Equity Conversion Mortgage (HECM)

Reverse Mortgages ,[object Object],[object Object]

Who Needs One? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Basic Concept ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

When Are They Used? ,[object Object],[object Object],[object Object],[object Object]

Typical Retirement Income with a Reverse Mortgage

Common Misconceptions ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

The Basics of Reverse Mortgages ,[object Object],HECM Tenure advances Acceleration clause Adjustable rate Annuity Expected interest rate FHA Leftover equity Initial interest rate Lump sum Margin Index Non recourse loan Right of recession Term advances

The Basics of Reverse Mortgages ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Reverse Mortgage -vs- Conventional Mortgage ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Payout Options ,[object Object],[object Object],[object Object],[object Object],[object Object]

How Safe is a Reverse Mortgage ,[object Object],[object Object],[object Object]

How Much Equity is Required ,[object Object],[object Object],[object Object],[object Object]

Borrower Eligibility ,[object Object],[object Object],[object Object],[object Object]

Property Eligibility ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Appraisal Process ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Up-Front & Financed Costs ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Borrower’s Responsibility ,[object Object],[object Object],[object Object],[object Object]

Repaying The Loan ,[object Object],[object Object],[object Object]

Required Disclosures ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Counseling ,[object Object],[object Object]

Refinance Transactions ,[object Object],[object Object],[object Object]

Unique Situations ,[object Object],[object Object],[object Object]

The Process ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Summary ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Reverse Mortgages Explained

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Reverse Mortgages Explained