Automated testing solutions for the global
payments industry to help you to
get higher quality products
to your customers faster

What we do

Certification
&
Compliance
Testing
&
Performance
Systems change
and technology
Migration
We help companies with…

We do this by replicating the
entire payments value chain

And by allowing you to automate testing
for any transaction over any protocol

The Problem

10:30AM
Your client just landed in a
new town
The Scene:
Buying clients coffee
in local cafe
The Customer:
Pays by card

The Dialogue
Customer / I’d like to pay by card please
Assistant / Sure, just enter your card here and type your pin
Customer /Thanks
Assistant / Sorry, sir, that card isn’t working
Customer / Oh, I’m really sorry. Does someone have cash?
Customer / No problem sir.Thank you.
Customer /There must be something wrong with my card
Customer / I won’t chance using it again on this trip!

You are no longer
Front-of-wallet

Your
customers have
so many
choices

More
Payment
Methods
NFC, EMV,
mPayments,
mWallets, closed &
open loop cards,
virtual payments etc
More
Product
Sources
Banks and new
entrants:
Tesco, M&S, Virgin
Money, Paypal,
Google
More
Payment
Channels
ATM, PoS, Mobile,
Internet, Contact,
Contactless
These choices are creating complexity

A
perfect storm
is coming

The market is more
dynamic than ever.
Competition is fierce.
1

It’s difficult to keep
older Payment
systems up to date
with new
technologies and
market dynamics
2

Pressure is on the
product development
process to be faster
than ever in this
increasingly complex
environment
3

Customer
expectations for
service and reliability
must be met to stay
competitive
4

So how can you weather
this storm and delight
customers with new
products and a better
payment experience while
reducing risk and lowering
costs?

Competitive Advantage
is enabled by next-generation
Enterprise-class testing

The role of testing

Good testing
protects
and
differentiates
your business

2010 Bug Hits Millions of Germans
“A 2010 software bug has left millions of German debit
and credit card holders unable to withdraw money. About
30m chip and PIN cards–a quarter of those in circulation
- are thought to have been affected. It is estimated [it]
will cost €300m to rectify.”

London 2012: Visa Blames Wembley for
Olympics card chaos
“Thousand of Olympic fans left hungry and thirsty at
Wembley as car payments are refused and
only cash is accepted. Visa blames “Wembley
Management”

A failure for the contactless Olympics
holds a warning for mobile money
“They couldn’t pay with their credit or debit
card for any refreshments due to issues with
the local IT system”

Certification
Testing is less
than 10% of
“Good”
Functional,
Positive,
Negative and
Performance
Testing
Certification
Testing

“Certification”Testing:
• A small component of “good”
testing
• Not a QA cycle
• A minimum test of conformance
• Short and low effort
Certification
Testing

“Certification”Testing:
• A small component of “good”
testing
• Not a QA cycle
• A minimum test of conformance
• Short and low effort
“Good”Testing: Limited by
time and resource. Needs to
comprehensively replicate
infield scenarios and test
collaboratively to rigorously
establish interoperability and
infield performance of
product
Certification
Testing
Good
Testing

“Good”Testing: Limited by
time and resource. Needs to
comprehensively replicate
infield scenarios and test
collaboratively to rigorously
establish interoperability and
infield performance of
product
“Ideal”Testing: Not limited by
time and resource, can test for
every scenario
“Certification”Testing:
• A small component of “good”
testing
• Not a QA cycle
• A minimum test of conformance
• Short and low effort
Certification
Testing
Good
Testing
Ideal
Testing

The Acquirer Systems Difference

A single platform that replicates your entire Payments
environment–it can replicate any part of the payment
chain for any participant
You can emulate any payment transaction in any
scenario, in no time, giving you greater test coverage
and better quality, with less effort
The power of a test platform architected like a
production switch is that you can build automated test
cases in a fraction of the time it takes to develop
resource-intensive scripts.
The Acquirer Systems Difference

Our platform is the fastest payment simulation engine in
the market so you can test an entire system or discrete
function in a fraction of the time. You can conduct full
regression testing in hours rather than days.
You can make your test platform available to all
parties involved in product development, delivery, and
live support allowing discrete testing at any stage
through a common interface.
The Acquirer Systems Difference

It’s not just better,
It’s completely different.
The Acquirer Systems Difference

Acquirer Systems delivers
measurable competitive
advantage

Regression test in
Hours rather
than weeks
1-Pass Certification
(compared to 5 cycles typically)
42%
Reduction in test
project duration
We help you to
complete projects
faster by helping
you test & certify
more products
faster and more
efficiently
We help you to get new products
to market faster

We lower your costs
We lower your
costs by improving
test efficiency with
our transaction-
based testing
94%
Test time saving through
automation
34%
Lower staff costs
$1m spent in fixing bugs
reduced to $40k

You can improve
the quality of your
product with our
platform and
reduce the risk of
failure when live
We reduce your risk and increase
quality
80%
Fewer problems
entering production

Our product family

Acquirer Systems
Product Family

A closer look at ASTREX

ASTREX: Your platform for
emulating the Payments Chain
Wherever you are in the payments chain, ASTREX provides all
the functions needed to replicate the end-to-end environment

Market Success
through
next generation
testing

Who uses Acquirer Systems?

Chosen by the global payments industry

Trusted by Global
Leaders

Trusted around the
world
Trusted by Global
Leaders

Trusted around the
world
Certified and
confirmed by
Trusted by Global
Leaders

Get in touch

Get in touch with us today to find out how
Acquirer and ASTREX can help you get
products to market faster with improved
quality to satisfy your customers.
Or connect with us
on social media
Contact us at:
www.acquirer.com
sales@acquirer.com
+353 1 604 1980