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Securities offered through LPL Financial, Member FINRA/SIPC

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Our Mission Statement <ul><li>Our mission statement is to exceed our clients’ expectations every day and to transform their lives by providing the best possible experience of having their money managed. </li></ul>

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About Taylor Financial Group <ul><li>Taylor Financial Group has over twenty years of Wealth Management expertise. </li></ul><ul><li>Taylor Financial Group combines its legal and tax expertise to provide integrated wealth management strategies to all clients. </li></ul><ul><li>We have counseled individuals, corporations, and university endowments on their complex needs & have delivered results. </li></ul>

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Our Commitment to Our Clients <ul><li>We are committed to providing comprehensive investment strategies to all of our clients through the use of equity, fixed income, and alternative asset portfolios. </li></ul><ul><li>Our models and the underlying components are tracked on a daily basis with comprehensive analysis conducted on a monthly and on an as-needed basis. </li></ul><ul><li>Client portfolios are managed using a unique combination of independent research and quantitative models. </li></ul><ul><li>Our focus is to create risk adjusted models that work toward capturing the market upside. </li></ul>

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Advantages to Our Clients <ul><li>Independence – We provide Unbiased Advice </li></ul><ul><li>Personalization – Get Exactly What You Need </li></ul><ul><li>Investment Experience – We are Innovative Thinkers </li></ul><ul><li>Performance – We Seek To Deliver Superior Performance Results in Every Market Cycle </li></ul>

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Independence – We Provide Unbiased Advice <ul><li>Taylor Financial Group has unlimited access to thousands of analysts reports and is able to use this independent, unbiased investment research to manage your portfolio. </li></ul><ul><li>Through a careful and powerful review process, we strive to select the “best of breed” equity, fixed income, and alternative investments suited to each of our client’s needs. </li></ul><ul><li>Our broker-dealer, LPL Financial, is the leading independent broker-dealer * , and provides us with unbiased sales assistance and support without conflicts of interest found at other broker-dealers. </li></ul><ul><li>This commitment to independence keeps us focused on what is best for you, our client. </li></ul>*Based on total revenues, as reported in Financial Planning magazine, June 1996-2008.

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Personalization – Get Exactly What You Need <ul><li>Taylor Financial Group designs your portfolio based on your specific needs and investment objectives. </li></ul><ul><li>We will determine your asset allocation based on your individual financial needs and your goals. </li></ul><ul><li>We will then constantly monitor your portfolio and adjust it based on changes to your financial situation. </li></ul><ul><li>Through this rigorous process we are able to better achieve diversification and personalization of your portfolio. </li></ul>

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Investment Expertise - We Are Innovative Thinkers <ul><li>Taylor Financial Group is committed to identifying and using diverse products and strategies to actively manage our clients’ portfolios. </li></ul><ul><li>The economy and the markets are always changing, so at Taylor Financial Group, we continually refine our own proprietary asset allocation models and review thousands of research articles each year to uncover new insights into making investment decisions. </li></ul>

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<ul><li>Our results are based on models developed through years of research and refinement. </li></ul><ul><li>Our active management approach means we track our models and your investments on a daily basis and identify opportunities and trouble spots quickly. </li></ul><ul><li>Instead of a “buy and hold” mentality, we have a strong buy and sell discipline so you can be confident we will adjust your portfolio as necessary to work toward maximizing your investment returns. </li></ul>Performance - We Seek to Deliver Superior Performance Results in Every Market Cycle

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Creating Your Portfolio <ul><li>Due Diligence and Strategic Asset Allocation </li></ul><ul><ul><li>We aim to determine the best mix of assets across different classes. </li></ul></ul><ul><ul><li>We consider all available investment opportunities including domestic equities, international equities, domestic and international bonds, and alternative assets such as commodities, long/short funds, MLP’s, real estate, etc. </li></ul></ul><ul><ul><li>We construct a “high conviction” portfolio that is guided by our secular views. </li></ul></ul><ul><li>Portfolio Construction and Customization </li></ul><ul><ul><li>We make tactical adjustments when necessary to account for dislocations in the markets or other short term predictions. </li></ul></ul><ul><ul><li>Your portfolio will be customized based on your need for income and your tax situation. </li></ul></ul>

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Creating Your Portfolio (cont.) <ul><li>Investment Strategies </li></ul><ul><ul><li>We implement your asset allocation strategy using equity, fixed income, and alternative investment assets. </li></ul></ul><ul><li>Review and Rebalance </li></ul><ul><ul><li>Taylor Financial Group will review your portfolio with you periodically and provide you with monthly statements and quarterly performance reports. </li></ul></ul><ul><ul><li>Our continuing monitoring of the economic environment allows us to rebalance your assets, keeping your individual investment goals in mind. </li></ul></ul>

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Financial Planning Services - “Pulling It All Together” <ul><li>Retirement Planning </li></ul><ul><li>Estate Planning </li></ul><ul><li>Insurance Planning and Protection </li></ul><ul><li>Diversification of Concentrated Holdings and Options Exercises </li></ul>It all adds up to Total Wealth Management

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Retirement Planning <ul><li>The first thing to consider is when you plan to retire and what asset level you need to comfortably fund your retirement. </li></ul><ul><li>Taylor Financial Group can help you set your retirement goals, and work with you to identify the many challenges along the way. </li></ul><ul><li>We will develop a Retirement Plan that will recommend the best way to reach those goals. </li></ul>

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Estate Planning <ul><li>Many clients have specific needs and desires regarding the preservation and transfer of their wealth. </li></ul><ul><li>We will work with our team of professionals to create a tailored estate plan aimed at minimizing your taxes and maximizing the distribution of wealth to the beneficiaries while still providing maximum flexibility to you. </li></ul>

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Insurance Planning and Protection <ul><li>While accumulating wealth is hard work in and of itself, it is just as important to protect your future from unforeseen difficulties. </li></ul><ul><li>You may be concerned about income replacement, payment of estate taxes, or equalizing your estate among your heirs. </li></ul><ul><li>We will also evaluate closely held businesses to determine the best succession strategies (buy-sell agreements, GRATs, etc), and may incorporate insurance planning. </li></ul><ul><li>Taylor Financial Group will provide objective analysis of your current coverage to determine the optimal plan for you, your family, and if appropriate, your business. </li></ul>

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Diversification of Concentrated Holdings and Options Exercises <ul><li>If your holdings of a single public company represent a large portion of your total assets, you may be exposed to greater risk. </li></ul><ul><li>Being granted a set of stock options is a fantastic opportunity. However, exercising these options can be a confusing time. </li></ul><ul><li>Taylor Financial Group offers various strategies to convert these holdings into a diversified portfolio, lowering your risk and preserving your wealth. </li></ul><ul><li>Taylor Financial Group helps clients exercise these options keeping in mind the tax consequences of alternative exercise schedules. </li></ul>We can deliver a comprehensive review of your overall financial condition on an annual basis, including any or all of these specialized areas. Because we are independent, you can be sure that our recommendations are in your best interests, and not influenced by outside factors.

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Custody and Trading <ul><li>Taylor Financial Group is an investment advisor and we do not take physical custody of your assets. Instead, we rely upon LPL Financial, a third party brokerage firm, to execute trades. </li></ul><ul><li>LPL Financial is the largest organization of independent financial advisors, with over 11,000 advisors. </li></ul><ul><li>Being affiliated with LPL Financial gives us the resources of being joined with a larger firm, however we are able to make investment decisions independently. </li></ul><ul><li>LPL Financial provides: </li></ul><ul><ul><li>Leading-edge tools and technology </li></ul></ul><ul><ul><li>Independent investment research </li></ul></ul><ul><ul><li>Dedicated service and training </li></ul></ul><ul><ul><li>Open product architecture offering investment solutions </li></ul></ul><ul><li>LPL Financial is committed to providing the best execution at the lowest cost for our clients. </li></ul><ul><li>Client accounts are insured through the Securities Investor Protection Corporation (SIPC) up to $500,000. Excess SIPC coverage of $99.5 million per customer is provided. </li></ul>

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Biography <ul><li>Principal, Taylor Financial Group, LLC, Wealth Management firm </li></ul><ul><li>Named to the Chairman's Club Level at LPL Financial, current Broker Dealer. </li></ul><ul><li>Named to the “Top 15” at former Broker-Dealer - first woman ever to achieve the distinction twice. </li></ul><ul><li>Monthly Contributor to Horsesmouth, a financial advisor website, writing articles about practice management and investment strategies </li></ul>Debra Taylor

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Biography (cont.) <ul><li>Principal, Azarian & Company, CPA, Serving over 1000 tax and accounting clients annually </li></ul><ul><li>Worked at Riker, Danzig, Scherer, Hyland, & Peretti, Morristown, NJ; clients included IBM, Johnson & Johnson, and Valley Hospital </li></ul><ul><li>J.D., Cornell Law School (served as Book Review Editor of the Cornell Law Review) </li></ul><ul><li>B.A., magna cum laude and Phi Beta Kappa, Drew University (in three years) </li></ul><ul><li>Member of Franklin Lakes Board of Education and Chairperson of the Curriculum Committee; former member, Tri-County Scholarship Foundation, Community Learning Center Board of Directors, and Drew University Advancement Committee. </li></ul>

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Wealth Management Team <ul><li>Andrea Calabrese </li></ul><ul><li>Operations Manager </li></ul><ul><li>Specializes in retirement products including distributions and design processes as well as training staff and the day to day operations. </li></ul><ul><li>Seven years in the financial services industry </li></ul><ul><li>Andrea attended Kean University where she was a member of the women’s softball team. </li></ul><ul><li>Matt Masterson </li></ul><ul><li>Key Account Specialist </li></ul><ul><li>Researches and analyzes the market, our models, as well as other securities. </li></ul><ul><li>Finance and Economics Major at Ramapo College; Member of the Delta Mu Delta Business National Honor Society </li></ul><ul><li>Worked in finance for the NBA’s New Jersey Nets </li></ul>

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Invest with Taylor Financial Group <ul><li>By investing with Taylor Financial Group, you are capturing over twenty years of wealth management expertise. </li></ul><ul><li>Let us help you leverage the power of Taylor Financial Group. To establish a relationship, just contact us and a seasoned investment consultant will personally handle your account. Call 201-891-1130 and ask for The Wealth Management Group. </li></ul><ul><li>Debra Taylor, CPA/PFS, Esq., LPL Investment Advisor Representative and Wealth Manager </li></ul><ul><li>795 Franklin Ave. Franklin Lakes, NJ 07417 </li></ul><ul><ul><li>Phone 201-891-1130 Fax 201-891-1136 www.taylorfinancialgroup.com </li></ul></ul>