SlideShare a Scribd company logo
1 of 7
By: Tabitha Smith
shopper programs are
Frequent
 used to both build a customer
 database by identifying
 customers with their
 transactions and encourage
 repeat purchase behavior and
 retailer loyalty.
 Rewards  should be tiered according
 to the customer’s purchases to
 motivate them to increase the level of
 their purchases.
  Based on individual or cumulative
   transactions.
  Programs combine both discounts and
   points for rewards.
 Customers  generally accept the idea
 that people who spend more should
 receive greater rewards.
all customers value the
Not
 same rewards.
 The most effective frequent
  shopper programs offer
  customers choices.
           link their frequent
Retailers
 shopper programs to
 charitable causes.
ensure they collect all
To
 customer transaction data and
 encourage repeat
 purchases, programs need to
 reward all purchases, not just
 purchases of selected
 merchandise.
 Customers    need to be able to
  understand quickly and easily when
  they will receive rewards, what the they
  are, and how much they have
  earned, and how they can redeem the
  points they have accumulated.
 With the customers knowing exactly
  what the next level of rewards are will
  push them to spend more to get those
  rewards.

More Related Content

What's hot

Bagaimana Memahami Islamic Marketing?
Bagaimana Memahami Islamic Marketing?Bagaimana Memahami Islamic Marketing?
Bagaimana Memahami Islamic Marketing?Coky Fauzi Alfi
 
Customer Relationship Management
Customer Relationship ManagementCustomer Relationship Management
Customer Relationship Managementravalhimani
 
Customer Relationship Management (CRM): Theory and Practice
Customer Relationship Management (CRM): Theory and PracticeCustomer Relationship Management (CRM): Theory and Practice
Customer Relationship Management (CRM): Theory and PracticeJ. Todd Bennett
 
Chapter 11 Engagement Marketing for Brand Affinity
Chapter 11 Engagement Marketing for Brand AffinityChapter 11 Engagement Marketing for Brand Affinity
Chapter 11 Engagement Marketing for Brand AffinityKaren Ann Exconde, MBA
 
Role of Opinion leaders in consumer behaviour
Role of Opinion leaders in consumer behaviour Role of Opinion leaders in consumer behaviour
Role of Opinion leaders in consumer behaviour Vijyata Singh
 
Creating Customer Value, Satisfaction and Loyalty / Marketing Management BY ...
Creating Customer Value, Satisfaction and Loyalty / Marketing Management BY ...Creating Customer Value, Satisfaction and Loyalty / Marketing Management BY ...
Creating Customer Value, Satisfaction and Loyalty / Marketing Management BY ...Choudhry Asad
 
Retail institution by strore based strategy mix
Retail institution by strore based strategy mixRetail institution by strore based strategy mix
Retail institution by strore based strategy mixTribhuvan University
 
3. How can we achieve excellence in services marketing?
3. How can we achieve excellence in services marketing?3. How can we achieve excellence in services marketing?
3. How can we achieve excellence in services marketing?Sameer Mathur
 
Retail formats and retail mix
Retail formats and retail mixRetail formats and retail mix
Retail formats and retail mixAnant Lodha
 
Creating customer value, satisfaction and loyalty
Creating customer value, satisfaction and loyalty Creating customer value, satisfaction and loyalty
Creating customer value, satisfaction and loyalty Muhammad Zeeshan Baloch
 
Análisis del capítulo 9. administración de ventas
Análisis del capítulo 9. administración de ventasAnálisis del capítulo 9. administración de ventas
Análisis del capítulo 9. administración de ventasCvCisneros
 
Family and its social standings
Family and its social standingsFamily and its social standings
Family and its social standingsDidarKhalifa
 
Organizational Patterns in Retailing
Organizational Patterns in RetailingOrganizational Patterns in Retailing
Organizational Patterns in RetailingTribhuvan University
 

What's hot (20)

Chapter 8 DIGITAL MARKETING
Chapter 8 DIGITAL MARKETINGChapter 8 DIGITAL MARKETING
Chapter 8 DIGITAL MARKETING
 
Retail image mix
Retail image mixRetail image mix
Retail image mix
 
Bagaimana Memahami Islamic Marketing?
Bagaimana Memahami Islamic Marketing?Bagaimana Memahami Islamic Marketing?
Bagaimana Memahami Islamic Marketing?
 
Customer Relationship Management
Customer Relationship ManagementCustomer Relationship Management
Customer Relationship Management
 
Unit 3
Unit 3Unit 3
Unit 3
 
Usage Segmentation
Usage SegmentationUsage Segmentation
Usage Segmentation
 
Customer Relationship Management (CRM): Theory and Practice
Customer Relationship Management (CRM): Theory and PracticeCustomer Relationship Management (CRM): Theory and Practice
Customer Relationship Management (CRM): Theory and Practice
 
Chapter 11 Engagement Marketing for Brand Affinity
Chapter 11 Engagement Marketing for Brand AffinityChapter 11 Engagement Marketing for Brand Affinity
Chapter 11 Engagement Marketing for Brand Affinity
 
Role of Opinion leaders in consumer behaviour
Role of Opinion leaders in consumer behaviour Role of Opinion leaders in consumer behaviour
Role of Opinion leaders in consumer behaviour
 
Creating Customer Value, Satisfaction and Loyalty / Marketing Management BY ...
Creating Customer Value, Satisfaction and Loyalty / Marketing Management BY ...Creating Customer Value, Satisfaction and Loyalty / Marketing Management BY ...
Creating Customer Value, Satisfaction and Loyalty / Marketing Management BY ...
 
Pilantrofi islam
Pilantrofi islamPilantrofi islam
Pilantrofi islam
 
Leading through motivation
Leading through motivationLeading through motivation
Leading through motivation
 
Retail institution by strore based strategy mix
Retail institution by strore based strategy mixRetail institution by strore based strategy mix
Retail institution by strore based strategy mix
 
3. How can we achieve excellence in services marketing?
3. How can we achieve excellence in services marketing?3. How can we achieve excellence in services marketing?
3. How can we achieve excellence in services marketing?
 
Retail formats and retail mix
Retail formats and retail mixRetail formats and retail mix
Retail formats and retail mix
 
Creating customer value, satisfaction and loyalty
Creating customer value, satisfaction and loyalty Creating customer value, satisfaction and loyalty
Creating customer value, satisfaction and loyalty
 
Análisis del capítulo 9. administración de ventas
Análisis del capítulo 9. administración de ventasAnálisis del capítulo 9. administración de ventas
Análisis del capítulo 9. administración de ventas
 
Developing merchandising plan
Developing merchandising  planDeveloping merchandising  plan
Developing merchandising plan
 
Family and its social standings
Family and its social standingsFamily and its social standings
Family and its social standings
 
Organizational Patterns in Retailing
Organizational Patterns in RetailingOrganizational Patterns in Retailing
Organizational Patterns in Retailing
 

Similar to Frequent Shopper Programs

Customer Loyalty program trends 2021
Customer Loyalty program trends 2021Customer Loyalty program trends 2021
Customer Loyalty program trends 2021Kushal Shah
 
8 customer loyalty program ideas to keep customers happy in 2019
8 customer loyalty program ideas to keep customers happy in 20198 customer loyalty program ideas to keep customers happy in 2019
8 customer loyalty program ideas to keep customers happy in 2019FellaFeeds
 
How does Customer Loyalty Programs Drive Business Growth?
How does Customer Loyalty Programs Drive Business Growth?How does Customer Loyalty Programs Drive Business Growth?
How does Customer Loyalty Programs Drive Business Growth?Retyn
 
Innovation: Earning More Rewards on Every Purchase
Innovation: Earning More Rewards on Every PurchaseInnovation: Earning More Rewards on Every Purchase
Innovation: Earning More Rewards on Every PurchaseAlexander Cohen
 
Customer loyalty programme Reliance Retail Limited
Customer loyalty programme Reliance Retail LimitedCustomer loyalty programme Reliance Retail Limited
Customer loyalty programme Reliance Retail LimitedHITESH BHARTI
 
CategoryManagementConferenceLCandDI
CategoryManagementConferenceLCandDICategoryManagementConferenceLCandDI
CategoryManagementConferenceLCandDIEric Togneri
 
Loyalty marketing Strategies
Loyalty marketing StrategiesLoyalty marketing Strategies
Loyalty marketing StrategiesNaveen Korakoppa
 
Using tagging to segment customers in a loyalty program zinrelo.com
Using tagging to segment customers in a loyalty program   zinrelo.comUsing tagging to segment customers in a loyalty program   zinrelo.com
Using tagging to segment customers in a loyalty program zinrelo.comZinrelo loyalty
 
Loyalty program
Loyalty program   Loyalty program
Loyalty program Tapan Gupta
 
Loyaltyprogramfinal 160415060541
Loyaltyprogramfinal 160415060541Loyaltyprogramfinal 160415060541
Loyaltyprogramfinal 160415060541Ayushi Jaiswal
 
Increase Your Ecommerce Sales with Magento Specialist - Sigma Infotech
Increase Your Ecommerce Sales with Magento Specialist - Sigma InfotechIncrease Your Ecommerce Sales with Magento Specialist - Sigma Infotech
Increase Your Ecommerce Sales with Magento Specialist - Sigma InfotechSigma Infotech
 
5 Smart ways to engage shoppers with gift cards
5 Smart ways to engage shoppers with gift cards5 Smart ways to engage shoppers with gift cards
5 Smart ways to engage shoppers with gift cardsDavid Westhead
 
Customer Loyalty.pptx
Customer Loyalty.pptxCustomer Loyalty.pptx
Customer Loyalty.pptxRachelIssler
 
Advanced Loyalty Trends to Establish Long-Lasting Customer Relationships in 2024
Advanced Loyalty Trends to Establish Long-Lasting Customer Relationships in 2024Advanced Loyalty Trends to Establish Long-Lasting Customer Relationships in 2024
Advanced Loyalty Trends to Establish Long-Lasting Customer Relationships in 2024Epixel MLM Software
 

Similar to Frequent Shopper Programs (20)

Customer Loyalty program trends 2021
Customer Loyalty program trends 2021Customer Loyalty program trends 2021
Customer Loyalty program trends 2021
 
8 customer loyalty program ideas to keep customers happy in 2019
8 customer loyalty program ideas to keep customers happy in 20198 customer loyalty program ideas to keep customers happy in 2019
8 customer loyalty program ideas to keep customers happy in 2019
 
How does Customer Loyalty Programs Drive Business Growth?
How does Customer Loyalty Programs Drive Business Growth?How does Customer Loyalty Programs Drive Business Growth?
How does Customer Loyalty Programs Drive Business Growth?
 
Innovation: Earning More Rewards on Every Purchase
Innovation: Earning More Rewards on Every PurchaseInnovation: Earning More Rewards on Every Purchase
Innovation: Earning More Rewards on Every Purchase
 
Customer loyalty programme Reliance Retail Limited
Customer loyalty programme Reliance Retail LimitedCustomer loyalty programme Reliance Retail Limited
Customer loyalty programme Reliance Retail Limited
 
CategoryManagementConferenceLCandDI
CategoryManagementConferenceLCandDICategoryManagementConferenceLCandDI
CategoryManagementConferenceLCandDI
 
Loyalty marketing Strategies
Loyalty marketing StrategiesLoyalty marketing Strategies
Loyalty marketing Strategies
 
Using tagging to segment customers in a loyalty program zinrelo.com
Using tagging to segment customers in a loyalty program   zinrelo.comUsing tagging to segment customers in a loyalty program   zinrelo.com
Using tagging to segment customers in a loyalty program zinrelo.com
 
Loyalty program
Loyalty program   Loyalty program
Loyalty program
 
Loyaltyprogramfinal 160415060541
Loyaltyprogramfinal 160415060541Loyaltyprogramfinal 160415060541
Loyaltyprogramfinal 160415060541
 
Mobile loyalty
Mobile loyaltyMobile loyalty
Mobile loyalty
 
Mobile loyalty
Mobile loyaltyMobile loyalty
Mobile loyalty
 
Increase Your Ecommerce Sales with Magento Specialist - Sigma Infotech
Increase Your Ecommerce Sales with Magento Specialist - Sigma InfotechIncrease Your Ecommerce Sales with Magento Specialist - Sigma Infotech
Increase Your Ecommerce Sales with Magento Specialist - Sigma Infotech
 
5 Smart ways to engage shoppers with gift cards
5 Smart ways to engage shoppers with gift cards5 Smart ways to engage shoppers with gift cards
5 Smart ways to engage shoppers with gift cards
 
Jayu Rewards
Jayu RewardsJayu Rewards
Jayu Rewards
 
C L P Rank
C L P RankC L P Rank
C L P Rank
 
Customer Loyalty.pptx
Customer Loyalty.pptxCustomer Loyalty.pptx
Customer Loyalty.pptx
 
Advanced Loyalty Trends to Establish Long-Lasting Customer Relationships in 2024
Advanced Loyalty Trends to Establish Long-Lasting Customer Relationships in 2024Advanced Loyalty Trends to Establish Long-Lasting Customer Relationships in 2024
Advanced Loyalty Trends to Establish Long-Lasting Customer Relationships in 2024
 
Customer retention
Customer retentionCustomer retention
Customer retention
 
7.2 Retailing.pptx
7.2 Retailing.pptx7.2 Retailing.pptx
7.2 Retailing.pptx
 

Recently uploaded

Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...
Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...
Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...amitlee9823
 
0183760ssssssssssssssssssssssssssss00101011 (27).pdf
0183760ssssssssssssssssssssssssssss00101011 (27).pdf0183760ssssssssssssssssssssssssssss00101011 (27).pdf
0183760ssssssssssssssssssssssssssss00101011 (27).pdfRenandantas16
 
Insurers' journeys to build a mastery in the IoT usage
Insurers' journeys to build a mastery in the IoT usageInsurers' journeys to build a mastery in the IoT usage
Insurers' journeys to build a mastery in the IoT usageMatteo Carbone
 
Regression analysis: Simple Linear Regression Multiple Linear Regression
Regression analysis:  Simple Linear Regression Multiple Linear RegressionRegression analysis:  Simple Linear Regression Multiple Linear Regression
Regression analysis: Simple Linear Regression Multiple Linear RegressionRavindra Nath Shukla
 
It will be International Nurses' Day on 12 May
It will be International Nurses' Day on 12 MayIt will be International Nurses' Day on 12 May
It will be International Nurses' Day on 12 MayNZSG
 
7.pdf This presentation captures many uses and the significance of the number...
7.pdf This presentation captures many uses and the significance of the number...7.pdf This presentation captures many uses and the significance of the number...
7.pdf This presentation captures many uses and the significance of the number...Paul Menig
 
Organizational Transformation Lead with Culture
Organizational Transformation Lead with CultureOrganizational Transformation Lead with Culture
Organizational Transformation Lead with CultureSeta Wicaksana
 
KYC-Verified Accounts: Helping Companies Handle Challenging Regulatory Enviro...
KYC-Verified Accounts: Helping Companies Handle Challenging Regulatory Enviro...KYC-Verified Accounts: Helping Companies Handle Challenging Regulatory Enviro...
KYC-Verified Accounts: Helping Companies Handle Challenging Regulatory Enviro...Any kyc Account
 
M.C Lodges -- Guest House in Jhang.
M.C Lodges --  Guest House in Jhang.M.C Lodges --  Guest House in Jhang.
M.C Lodges -- Guest House in Jhang.Aaiza Hassan
 
Call Girls in Gomti Nagar - 7388211116 - With room Service
Call Girls in Gomti Nagar - 7388211116  - With room ServiceCall Girls in Gomti Nagar - 7388211116  - With room Service
Call Girls in Gomti Nagar - 7388211116 - With room Servicediscovermytutordmt
 
Mysore Call Girls 8617370543 WhatsApp Number 24x7 Best Services
Mysore Call Girls 8617370543 WhatsApp Number 24x7 Best ServicesMysore Call Girls 8617370543 WhatsApp Number 24x7 Best Services
Mysore Call Girls 8617370543 WhatsApp Number 24x7 Best ServicesDipal Arora
 
Dr. Admir Softic_ presentation_Green Club_ENG.pdf
Dr. Admir Softic_ presentation_Green Club_ENG.pdfDr. Admir Softic_ presentation_Green Club_ENG.pdf
Dr. Admir Softic_ presentation_Green Club_ENG.pdfAdmir Softic
 
Call Girls In Panjim North Goa 9971646499 Genuine Service
Call Girls In Panjim North Goa 9971646499 Genuine ServiceCall Girls In Panjim North Goa 9971646499 Genuine Service
Call Girls In Panjim North Goa 9971646499 Genuine Serviceritikaroy0888
 
B.COM Unit – 4 ( CORPORATE SOCIAL RESPONSIBILITY ( CSR ).pptx
B.COM Unit – 4 ( CORPORATE SOCIAL RESPONSIBILITY ( CSR ).pptxB.COM Unit – 4 ( CORPORATE SOCIAL RESPONSIBILITY ( CSR ).pptx
B.COM Unit – 4 ( CORPORATE SOCIAL RESPONSIBILITY ( CSR ).pptxpriyanshujha201
 
Boost the utilization of your HCL environment by reevaluating use cases and f...
Boost the utilization of your HCL environment by reevaluating use cases and f...Boost the utilization of your HCL environment by reevaluating use cases and f...
Boost the utilization of your HCL environment by reevaluating use cases and f...Roland Driesen
 
Ensure the security of your HCL environment by applying the Zero Trust princi...
Ensure the security of your HCL environment by applying the Zero Trust princi...Ensure the security of your HCL environment by applying the Zero Trust princi...
Ensure the security of your HCL environment by applying the Zero Trust princi...Roland Driesen
 
Cracking the Cultural Competence Code.pptx
Cracking the Cultural Competence Code.pptxCracking the Cultural Competence Code.pptx
Cracking the Cultural Competence Code.pptxWorkforce Group
 
Value Proposition canvas- Customer needs and pains
Value Proposition canvas- Customer needs and painsValue Proposition canvas- Customer needs and pains
Value Proposition canvas- Customer needs and painsP&CO
 
Monte Carlo simulation : Simulation using MCSM
Monte Carlo simulation : Simulation using MCSMMonte Carlo simulation : Simulation using MCSM
Monte Carlo simulation : Simulation using MCSMRavindra Nath Shukla
 

Recently uploaded (20)

Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...
Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...
Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...
 
0183760ssssssssssssssssssssssssssss00101011 (27).pdf
0183760ssssssssssssssssssssssssssss00101011 (27).pdf0183760ssssssssssssssssssssssssssss00101011 (27).pdf
0183760ssssssssssssssssssssssssssss00101011 (27).pdf
 
Mifty kit IN Salmiya (+918133066128) Abortion pills IN Salmiyah Cytotec pills
Mifty kit IN Salmiya (+918133066128) Abortion pills IN Salmiyah Cytotec pillsMifty kit IN Salmiya (+918133066128) Abortion pills IN Salmiyah Cytotec pills
Mifty kit IN Salmiya (+918133066128) Abortion pills IN Salmiyah Cytotec pills
 
Insurers' journeys to build a mastery in the IoT usage
Insurers' journeys to build a mastery in the IoT usageInsurers' journeys to build a mastery in the IoT usage
Insurers' journeys to build a mastery in the IoT usage
 
Regression analysis: Simple Linear Regression Multiple Linear Regression
Regression analysis:  Simple Linear Regression Multiple Linear RegressionRegression analysis:  Simple Linear Regression Multiple Linear Regression
Regression analysis: Simple Linear Regression Multiple Linear Regression
 
It will be International Nurses' Day on 12 May
It will be International Nurses' Day on 12 MayIt will be International Nurses' Day on 12 May
It will be International Nurses' Day on 12 May
 
7.pdf This presentation captures many uses and the significance of the number...
7.pdf This presentation captures many uses and the significance of the number...7.pdf This presentation captures many uses and the significance of the number...
7.pdf This presentation captures many uses and the significance of the number...
 
Organizational Transformation Lead with Culture
Organizational Transformation Lead with CultureOrganizational Transformation Lead with Culture
Organizational Transformation Lead with Culture
 
KYC-Verified Accounts: Helping Companies Handle Challenging Regulatory Enviro...
KYC-Verified Accounts: Helping Companies Handle Challenging Regulatory Enviro...KYC-Verified Accounts: Helping Companies Handle Challenging Regulatory Enviro...
KYC-Verified Accounts: Helping Companies Handle Challenging Regulatory Enviro...
 
M.C Lodges -- Guest House in Jhang.
M.C Lodges --  Guest House in Jhang.M.C Lodges --  Guest House in Jhang.
M.C Lodges -- Guest House in Jhang.
 
Call Girls in Gomti Nagar - 7388211116 - With room Service
Call Girls in Gomti Nagar - 7388211116  - With room ServiceCall Girls in Gomti Nagar - 7388211116  - With room Service
Call Girls in Gomti Nagar - 7388211116 - With room Service
 
Mysore Call Girls 8617370543 WhatsApp Number 24x7 Best Services
Mysore Call Girls 8617370543 WhatsApp Number 24x7 Best ServicesMysore Call Girls 8617370543 WhatsApp Number 24x7 Best Services
Mysore Call Girls 8617370543 WhatsApp Number 24x7 Best Services
 
Dr. Admir Softic_ presentation_Green Club_ENG.pdf
Dr. Admir Softic_ presentation_Green Club_ENG.pdfDr. Admir Softic_ presentation_Green Club_ENG.pdf
Dr. Admir Softic_ presentation_Green Club_ENG.pdf
 
Call Girls In Panjim North Goa 9971646499 Genuine Service
Call Girls In Panjim North Goa 9971646499 Genuine ServiceCall Girls In Panjim North Goa 9971646499 Genuine Service
Call Girls In Panjim North Goa 9971646499 Genuine Service
 
B.COM Unit – 4 ( CORPORATE SOCIAL RESPONSIBILITY ( CSR ).pptx
B.COM Unit – 4 ( CORPORATE SOCIAL RESPONSIBILITY ( CSR ).pptxB.COM Unit – 4 ( CORPORATE SOCIAL RESPONSIBILITY ( CSR ).pptx
B.COM Unit – 4 ( CORPORATE SOCIAL RESPONSIBILITY ( CSR ).pptx
 
Boost the utilization of your HCL environment by reevaluating use cases and f...
Boost the utilization of your HCL environment by reevaluating use cases and f...Boost the utilization of your HCL environment by reevaluating use cases and f...
Boost the utilization of your HCL environment by reevaluating use cases and f...
 
Ensure the security of your HCL environment by applying the Zero Trust princi...
Ensure the security of your HCL environment by applying the Zero Trust princi...Ensure the security of your HCL environment by applying the Zero Trust princi...
Ensure the security of your HCL environment by applying the Zero Trust princi...
 
Cracking the Cultural Competence Code.pptx
Cracking the Cultural Competence Code.pptxCracking the Cultural Competence Code.pptx
Cracking the Cultural Competence Code.pptx
 
Value Proposition canvas- Customer needs and pains
Value Proposition canvas- Customer needs and painsValue Proposition canvas- Customer needs and pains
Value Proposition canvas- Customer needs and pains
 
Monte Carlo simulation : Simulation using MCSM
Monte Carlo simulation : Simulation using MCSMMonte Carlo simulation : Simulation using MCSM
Monte Carlo simulation : Simulation using MCSM
 

Frequent Shopper Programs

  • 2. shopper programs are Frequent used to both build a customer database by identifying customers with their transactions and encourage repeat purchase behavior and retailer loyalty.
  • 3.  Rewards should be tiered according to the customer’s purchases to motivate them to increase the level of their purchases.  Based on individual or cumulative transactions.  Programs combine both discounts and points for rewards.  Customers generally accept the idea that people who spend more should receive greater rewards.
  • 4. all customers value the Not same rewards. The most effective frequent shopper programs offer customers choices. link their frequent Retailers shopper programs to charitable causes.
  • 5.
  • 6. ensure they collect all To customer transaction data and encourage repeat purchases, programs need to reward all purchases, not just purchases of selected merchandise.
  • 7.  Customers need to be able to understand quickly and easily when they will receive rewards, what the they are, and how much they have earned, and how they can redeem the points they have accumulated.  With the customers knowing exactly what the next level of rewards are will push them to spend more to get those rewards.