The importance to protect your business...

1. Could your
business survive
without you
for six months?
What about a year?
If a heart attack, cancer, or a stroke forced you
to take an extended medical leave, would your
company be able to survive?
As a business owner, the possibility of a
critical illness raises a number of questions:
•
•
•
•
Who would take over if you became critically ill?
How would your creditors react?
Could you afford treatments not covered by your public health plan?
Would you be forced to dip into your savings so your family could make ends meet?
Harmony Critical Illness
insurance from Desjardins Insurance has you
and your business covered:
$
$
$
If you’re diagnosed with a critical illness:
Receive a tax-free benefit1
If you die without falling critically ill:
Receive a tax-free refund of 100% of premiums
­
paid (minimum of 25% of the sum insured)
If you remain healthy:
Receive up to 100% of the premiums you paid into
the plan, tax-free
1
Payable after a 30-day survival period
Amazing tax efficiencies for business owners:
Did you know? With a co-ownership strategy, you and your business
can jointly take out a critical illness insurance contract and enjoy
valuable tax benefits. Contact me today to learn more about this
innovative strategy.
04053E02 (13-03)
You work hard to build your business.
We can help you protect it.
Desjardins Insurance refers to Desjardins
Financial Security Life Assurance Company.
® Registered trademark owned by Desjardins Financial Security
100%
This document was printed on Cascades Rolland Enviro100 paper.