1. The Lenox Difference:
For You and Your Clients

2. You’re a Successful
Financial Professional, but...
...maybe something is missing.
You do not have the support you
need to take your practice to the
next level. You’re frustrated by
your inability to offer your clients
a complete wealth management
experience.
You want to be positioned as
your clients, preferred advisor.
Lenox Advisors might be
the right place for your next
career move, but only if you
are ready to embrace wealth
management in a way that
is not practiced at any other
firm. Adopt a method of wealth
management that truly makes
a difference in the lives of your
clients and the way they interact
with you by becoming a trusted
advisor with Lenox Advisors.

3. As a Lenox financial advisor,
you are the critical link
between your clients and the
extensive resources available
to them through our firm.
At Lenox, we have built our
business on the premise that
no single financial professional
– no matter how proficient –
can be all things to all people.
Our Advisors are supported by
specialists in a wide variety of
financial disciplines – insurance,
asset management, financial
planning, as well as group and
executive benefits consulting.
When your client is ready to
talk about his or her investment
portfolio and your experience is
limited in a particular area, you
have support from other Lenox
financial advisors. When your
client asks you about financial
planning, you will have a team
of Certified Financial Planners
to consult. When you find out
your client has changed jobs
and is now a senior executive
at a Fortune®
1000 firm, you
have the necessary in-house
expertise to initiate discussions
about corporate benefits.
Lenox Difference #1:
You’re not just an insurance agent
2
Lenox Difference #2:
A Support Model Built Around You
At many financial services firms,
advisors typically have to be
a little of everything – client
advisor, marketing director,
compliance officer and human
resources professional.
At Lenox Advisors, you have a
team of professionals to take
those responsibilities off your
shoulders, which allows you
to concentrate on your most
important priority – servicing
the needs of your clients.
Your team consists of financial
specialists who are always
available to consult with you or
meet with your clients. It also
includes professionals from
the accounting, compliance,
human resources and marketing
departments. All of them are
committed to providing you
with the time and resources
you need to do what you
do best – build and develop
lasting client relationships.

4. Lenox Personal CFO ®
Wealth almost always increases
the complexity of the decision-
making process. As a result,
many families try to simplify the
process by receiving advice from
multiple financial professionals,
but often these individuals
work independently of each
other with no collaboration.
Through the Lenox Personal
CFO, you can take the leading
role coordinating your client’s
entire financial life and
ensuring all facets are working
towards the same goal.
The Lenox Personal CFO allows
for a deeper understanding of
your clients’ values, financial
commitments, objectives
and risk tolerance which
are all integrated into one
plan through the use of the
following planning services
and analytical tools:
• Financial Planning
• Risk Management
• Estate, Gift & Trust Planning
• Education Planning
• Budgeting and Expense
Management
• Account Aggregation
In addition, the platform
features technology that
provides you and your client
with a 360 degree view of
their accounts, even if they
are scattered across multiple
financial institutions. With
daily updates, clients can also
see their personal balance
sheet, asset allocation and
cash flow/retirement model.
Asset Management
For those clients needing help
managing their investment
portfolio, Lenox Advisors
has the experience and
resources to assist them.
We do not offer any propriety
investment products; however,
we do maintain relationships
with investment management
firms that have been selected for
their best-of-breed performance,
style consistency and
organizational depth and stability.
During the fact finding process,
our team of licensed asset
managers strive to learn more
about your client’s individual
goals, risk tolerance, liquidity
needs and other unique
circumstances. Armed with this
knowledge, they then build an
investment strategy tailored to
your client’s unique situations.
Your team of Asset Managers will
continually monitor your client’s
portfolio. If needed, they will
suggest changes to the allocation
so that your client can stay on
track towards their financial goals.
Risk Management/
Insurance
We are affiliated with MassMutual
(our preferred provider) however
we also maintain full brokerage
capabilities. As a result, you
have access to the life, disability
and long-term care insurance
products that are best suited
to meet your clients’ needs.
Corporate Client Services
Lenox’s affiliation with National
Financial Partners, a leading
benefits solutions provider,
enables you to help corporate
clients attract and retain key
personnel with employee health
and retirement plans. In addition,
we are a leader in Supplemental
Executive Benefit programs that
provide highly compensated
executives with disability, long-
term care and life insurance
protection unavailable through
their group plans. Executives
participating in these programs
often become clients and are
provided to our advisors as
leads on a regular basis.
Lenox Difference #3:
You have choices
Lenox is small enough to provide you and your clients with the personalized attention needed
to financially prosper, but large enough to provide the solutions necessary to implement even
the most complex wealth management strategies. Specifically, Lenox maintains an open-
architecture solution-based approach that enables you to serve your clients the way you see fit.

5. 4

6. Lenox Difference #4:
We’ve got you covered
It’s a wealth management axiom that the greater a client’s net worth, the more complex their finances
are likely to be. The same can be said about your practice. The more successful you are, the more likely
you’ll be spending too much time putting out fires and not enough time acquiring new clients and servicing
existing ones. At Lenox, we recognized this industry dilemma early in our history and took tangible steps to
resolve it through:
Technology that is
designed to support
and grow your business
Our unique approach to
wealth management required
us to look beyond off-the-
shelf technology solutions and
design an infrastructure that
served all our constituents with
seamless integration. Lenox
has committed significant
time and resources to the
design of MOSAIC, our
proprietary Internet-based
client management platform.
MOSAIC helps every Lenox
professional perform their job
more efficiently and provide
superior client service.
For Lenox Advisors, MOSAIC
offers the ability to manage
client relationships and
build your business through
functionality that:
• Provides transparency for every
client relationship – all client
touchpoints and transactions
are documented in one
repository, so you’ll always have
a complete history of every
interaction at your fingertips
• Handles all your licensing
renewals and commission splits
and tracks continuing education
• Identifies your most profitable
clients and automates specific
marketing opportunities, so
you can contact clients with the
right message at the right time
• Informs you of your progress
toward business targets by
tracking revenue growth
Professional
Development
to meet your specific
career objectives
For some advisors, professional
development may involve
earning credentials that enable
them to specialize in specific
financial disciplines. For
others, it may focus on practice
management techniques
designed to improve their
marketing and develop a more
efficient client service model.
At Lenox, we also offer the
opportunity to work with
an experienced advisor.
The mentorship program
can help you capitalize on
opportunities and elevate
your career to the next level.
Your development options
are robust and delivered
through a variety of mediums
from one-on-one counseling
to online engagement. Our
internal company website
contains resources to help
you build client relationships
including: a vast marketing
catalog, educational webinars,
compliance approved
presentations and social media
initiatives. Whether you’re
seeking to expand your product
knowledge, earn industry
designations, penetrate new
markets or simply manage your
business more efficiently, you’ll
have the resources you need to
meet your career objectives.

7. 6
As a Lenox Advisor, your
earning potential is unlimited.
You receive:
• Commissions and renewals
on insurance business
• A percentage of fees generated
by asset management and
Lenox Personal CFO®
clients
• Potential bonuses based on
your ability to reach production
targets
• An opportunity to participate
in numerous MassMutual
incentive programs
At the Partner level, you even
have the opportunity to monetize
your business at retirement, the
firm will buy out your book of
recurring revenue.
The Difference Is Clear
Make a decision that will provide you with the future
financial security and career satisfaction you deserve.
To learn more about Lenox Advisors and how we can make
a difference in your ability to provide clients with sound
financial advice, contact us at 212.536.8700 and ask for
our National Sales Manager. Follow us on LinkedIn or visit
us at www.lenoxadvisors.com.
Lenox Difference #5:
We offer the opportuni ty
to bui ld wea lth for yourself,
as we ll as your clients

8. As subsidiaries of National Financial Partners Corp. (“NFP”), we are members of a financial services network containing approximately 175 owned
firms. Firms within the NFP network engage in one or more of its primary lines of business, which include corporate and executive benefits and
property and casualty insurance brokerage. Firms are compensated through fees and commissions for services provided to clients in each of
these lines of business. In addition to the standard commissions received for the services provided to you, we or our affiliates may earn additional
compensation for our role in providing certain products and services to you under separate contracts with insurance companies and group benefits
providers.
Insurance companies and group benefits providers may pay us or our affiliates contingent compensation upon satisfaction of factors such as
volume, persistency or profitability of the business placed with such insurance company or group benefits provider. In addition, such product and
service providers may pay us or our affiliates fixed amounts related to the support of NFP company conferences, conventions and other marketing
efforts. If you are interested in receiving additional information on any of the matters discussed, please contact us. As always, we value your
business and appreciate the opportunity to provide you insurance and benefit services. CRN201507-174215
Corporate Headquarters
530 Fifth Avenue
11th Floor
New York, NY 10036
Tel: (212) 536-8700
Two Stamford Plaza
281 Tresser Boulevard
Suite 1004
Stamford, CT 06901
Tel: (203) 978-2200
One North Franklin Street
Suite 3330
Chicago, IL 60606
Tel: (312) 984-5520
One California Street
Suite 200
San Francisco, CA 94111
Tel: (213) 226-8030
865 S. Figueroa Street
Suite 2690
Los Angeles, CA 90017
Tel: (213) 226-8030
www.lenoxadvisors.com
info@lenoxadvisors.com
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