1. NATIONAL HOUSING
BANK
NHB SUNIDHI Term Deposit Scheme
Minimum Deposit Amount Rs.50000/-
For General
Public
For Senior
Citizens
Interest Interest
Rates (% Maturity Yield Rates (% Maturity Yield
Period p.a.) Value (Rs.) (%p.a.) p.a.) Value (Rs.) (%p.a.)
12M 9.25 54788 9.58 9.85 55110 10.22
24M 9.25 60034 10.03 9.85 60742 10.74
36M 9.25 65783 10.52 9.85 66950 11.30
60M 9.25 78985 11.59 9.85 81333 12.53
Notes:
• Deposits shall be accepted for a minimum of Rs. 50,000/- and multiples of Rs. 10,000/- thereof
• Application forms should be accompanied by a cheque/DD/payorder in favour of “NHB
SUNIDHI TERM DEPOSIT” payable at the collecting Bank i.e. IDBI BANK LDT.
• In case of deposit of Rs.1 crore and above, written approval of NHB has to be obtained by
the arrangers before accepting the deposit.
• Interest will be compounded quarterly.
• Interest shall be payable half yearly or on maturity.
• Nomination facility is available on the deposit.
• Interest shall be paid on 1st
April and 1st
October every year.
• No loan will be extended on the deposit by National Housing Bank.
Who can apply:
• Resident Individual
• HUF
• Registered societies
• Registered Trust
• Association of persons
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2. NHB SUVRIDDHI (Tax Saving) Term Deposit Scheme
Minimum Deposit Amount Rs.10000/-
For General Public
For Senior
Citizens
Interest Rates Maturity Yield Interest Rates Maturity Yield
Period (% p.a.) Value (Rs.) (%p.a.) (% p.a.) Value (Rs.) (%p.a.)
60M 9.25 15797 11.59 9.85 16267 12.53
Note:
• Deposits shall be accepted for a minimum of Rs. 10,000/- and multiples of Rs. 10,000/- thereof
• Application forms should be accompanied by a cheque/DD/payorder in favour of “NHB SUVRIDHI
(TAX SAVING) TERM DEPOSIT” payable at the collecting Bank i.e. IDBI BANK LTD.
• In case of deposit of Rs.1 crore and above, written approval of NHB has to be obtained
by the arrangers before accepting the deposit.
• Interest will be compounded quarterly.
• Interest shall be payable half yearly or on maturity.
• Nomination facility is available on the deposit.
• Interest shall be paid on 1st
April and 1st
October every year.
• No loan will be extended on the deposit by National Housing Bank.
Who can apply:
• Resident individual
• HUF
Stamp on Application Form:
RR Investors Retail Services Pvt. Ltd.
Premature Withdrawal:
As per the directions of the Reserve Bank of India currently in force, the deposit shall not be repaid before
the expiry of 6 months from the date of deposit. All such premature after 6 month of deposit shall be
subject to such term, including reduction in the rate of interest as prescribed in the companies
(Acceptance of Deposit) Rules, 1975 as amended from time to time.
Refund / Renewal of Deposit:
• Deposits can be renewed by submitting the Deposit Receipts discharged on reverse(with revenue stamp of
Re.1/-)along with a fresh Application Form duly filled and signed by sole/joint Depositor(s) 4 week prior to
the date of maturity. Any renewal of Deposit in advance of its maturity date, as of its maturity date will be
subject to the rate of Interest and other items and conditions prevailing on the date of said maturity date.
• No change in the first name of the depositor is permitted at the time of renewal.
The Fixed Deposit will be repaid only on maturity and not on demand or notice except at the discretion of
the Company.
• Repayment of the principal amount will be made by account payee cheque/demand draft on the
Company's Bankers encashable at par.
• Company reserves the right to repay the deposit in case of non receipt of renewal request 4 weeks
before the date of maturity.
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3. MANDATORY DOCUMENTS TO BE SUBMITTED AS PER KNOW YOUR CUSTOMER NORMS, DIRECTED BY RESERVE BANK OF
INDIA
Category, if To prove Document to be submitted along with application form
(i) Passport (ii) PAN Card (iii) Voters Identity Card (iv) driving license (v)
Identity card (vi) Letter from recognized public authority o public servant
-Proof of Identity verifying the identity and residence of the customer
A. Individual
(any one document mentioned above)
(i)Telephone bill (ii) Bank account statement (iii) Letter from any
-Correct permanent
recognized public authority (iv) Electricity bill (v) Ration Card (vi) Letter
from employer
address
(any one document mentioned above)
-Name of Company
(i) Certificate of incorporation and Memorandum & Articles of Association
(ii) Resolution of the Board of Directors to open a deposit and
-Principal place of business
identification of those who have authority to operate the deposit (iii)
B. Companies -Mailing address of the
Power of Attorney granted to its managers, officers or employees to
company
transact business on its behalf (iv) Copy of PAN allotment letter (v) Copy
-Telephone/Fax Number
of telephone bill
-Legal name
(i) Registration certificates, if registered (ii) Partnership deed (iii) Power
-Address
of Attorney granted to a partner or an employee of the firm to transact
C. Partnership -Name of all partners and
business on its behalf (iv) Any officially valid document identifying the
firms their addresses
partners and the persons holding the Power of Attorney and their
-Telephone numbers of the
addresses (v) Telephone bill in the name of firm/partners
firm and partners
-Name of Trustees, settlers,
beneficiaries and (i) Certificate of registration, if registered (ii) Power of Attorney granted
signatories to transact business on its behalf (iii) Any officially valid document to
D. Trusts -Names and addresses of identify the trustees, settlers, beneficiaries and those holding Power of
/Foundations the founder, the Attorney, founders/managers/directors and their addresses (iv)
managers/directors and Resolution of the managing body of the foundation/association (v)
the beneficiaries Telephone bill
-Telephone/fax numbers
For Best Terms Please Call @ 9540056975 or Dial Toll Free - 180011044
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