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Personal accident insurance provides financial benefits for injuries resulting from an accident, which may not be covered by medical insurance. To know more various other features, look at this presentation.
Accidents are inevitable and that is primarily one of the reasons
why we purchase different insurance policies to financially
protect us against unforeseen events. However, have you ever
considered that you might require additional protection besides
just having a life insurance plan or a health insurance policy?
Accidental insurance policies provide financial compensation
to a person in case they meet with injuries or event death. In a
way, it is very similar to a life insurance plan, only it is not one.
People can avail benefit from coverage that is offered for as
permanent partial disablement, permanent total disability or
even temporary total disability. The coverage amount helps a
person to not only recover, but also help to manage their day to
day expenses as well.
• These policies provide instant coverage
• They offer 24x7, worldwide coverage
• The policy can be tailor-made to suit the
requirements of a person (as per their
• These policies provide coverage for many
purposes. Some of them include
accidental death, dismemberment,
permanent total disability, permanent
partial disability, accident medical
• These plans may be purchased on an individual
basis or even on a family basis.
• Group policies are known to have optional
riders. Some of them include educational
allowance, family transportation, modification
allowance and repatriation of remains.
• These plans are determined keeping in mind
the nature of occupation, age and income level
of the person who is getting insured.
• These policies are no exclusion from purchasing
a health insurance policy. They are known for
providing financial coverage as a result of
accidents that may occur during a crisis (due to
death/disablement of the person insured).