The Pradhan Mantri Awas Yojana (PMAY) is a Government of India initiative that aims to provide affordable housing to the urban poor by 2022.

1. Pradhan Mantri Awas Yojana 2022-23

2. Pradhan Mantri Awas Yojana 2022-23
The district administration has been entrusted by the West Bengal government to undertake
a new survey of PMAY recipients throughout the state. To determine the recipients of the
affordable housing program beneficiaries' eligibility, a new survey has been commissioned.
In locations where less than 15% of beneficiaries are not on the list, the survey is being
done. Its proportion is typically about 25.
The survey crew is under threat in various locations. As a result, the state government will
now give the teams that are checking the recipients' protection.

3. What Is A PMAY List?
The Pradhan Mantri Awas Yojana (PMAY) is a Government of India initiative that aims to
provide affordable housing to the urban poor by 2022. The scheme was first introduced on
June 25, 2015. The PMAY scheme has an interest rate that starts at 6.50% p.a. and can be
used for up to 20 years. The PMAY-Urban scheme's implementation period has been

4. extended until December 31, 2024. The Union Cabinet decided in response to requests
from Union Territories and states. Previously, the goal was to provide housing by March
2022.
State Name MORD Target Completed Sanctioned
Fund
Transferred
% of
Sanction
% of
Completion
Total 25,759,444.00 18,126,139.00 23,924,609.00 242,753.90 92.88 70.37
Arunachal
Pradesh
41,596.00 4,250.00 34,529.00 21.42 83.01 10.22
Assam 1,581,833.00 535,682.00 1,249,020.00 8,651.68 78.96 33.86
Bihar 3,883,611.00 2,458,372.00 3,643,362.00 34,839.16 93.81 63.3
Chhattisgarh 1,097,150.00 824,975.00 1,096,478.00 10,614.31 99.94 75.19
Goa 1,707.00 131 243 2.3 14.24 7.67
Gujarat 449,167.00 348,814.00 433,120.00 4,272.98 96.43 77.66
Haryana 30,789.00 20,805.00 25,821.00 312.23 83.86 67.57

5. Himachal
Pradesh
15,483.00 9,576.00 14,730.00 166.04 95.14 61.85
Jammu and
Kashmir
201,633.00 85,894.00 194,861.00 1,518.89 96.64 42.6
Jharkhand 1,603,268.00 1,154,003.00 1,584,185.00 17,747.48 98.81 71.98
Kerala 42,212.00 19,953.00 34,296.00 301.11 81.25 47.27
Madhya
Pradesh
3,038,166.00 2,478,216.00 3,475,658.00 33,922.39 114.4 81.57
Maharashtra 1,505,983.00 804,887.00 1,178,232.00 10,638.78 78.24 53.45
Manipur 46,166.00 14,905.00 32,170.00 244.71 69.68 32.29
Meghalaya 81,677.00 28,768.00 61,531.00 534.22 75.33 35.22
Mizoram 20,518.00 5,514.00 13,532.00 80.67 65.95 26.87
Nagaland 25,074.00 4,239.00 22,273.00 76.49 88.83 16.91

6. Odisha 2,695,837.00 1,689,816.00 1,838,331.00 21,888.84 68.19 62.68
Punjab 41,117.00 23,154.00 36,500.00 310.75 88.77 56.31
Rajasthan 1,733,959.00 1,273,734.00 1,726,417.00 17,126.12 99.57 73.46
Sikkim 1,409.00 1,070.00 1,361.00 14.26 96.59 75.94
Tamil Nadu 817,439.00 344,436.00 745,295.00 4,811.45 91.17 42.14
Tripura 237,317.00 47,298.00 206,898.00 2,001.63 87.18 19.93
Uttar Pradesh 2,615,951.00 2,556,170.00 2,610,566.00 31,164.19 99.79 97.71
Uttarakhand 29,138.00 16,674.00 28,160.00 313.03 96.64 57.22
West Bengal 3,488,456.00 3,266,485.00 3,467,798.00 41,062.23 99.41 93.64
Andaman and
Nicobar
1,337.00 1,106.00 1,355.00 11.17 101.35 82.72
Dadra and
Nagar Haveli
6,763.00 2,065.00 5,624.00 90.32 83.2 30.53

7. Daman and
Diu
68 13 47 0.16 69.12 19.12
Lakshadweep 53 44 53 0.6 100 83.02
Puducherry – – – – 0 0
Andhra
Pradesh
256,270.00 46,707.00 67,567.00 – 26.37 18.23
Karnataka 166,355.00 56,955.00 92,687.00 – 55.72 34.24
Telangana – – – – 0 0
Ladakh 1,992.00 1,428.00 1,906.00 14.29 95.68 71.69
Total 25,759,444.00 18,126,139.00 23,924,609.00 242,753.90 92.88 70.37

8. How Can I Verify And Get The PDF Of The PMAY List?
The PMAY-G list for 2022-23 can be downloaded in PDF format by following the procedures
listed below.
 Go to the "Awaassoft" section of the PMAY-G website at pmayg.nic.in and click the "Report"
option.
 You must fill out the required fields in the "Selection Filters" in the subsequent step.

9.  Select the year (for instance, 2021–2022) for which you want to look at the PM Awas
Yojana Gramin list first (PMAY LIST 2021-22).
 Choose "Pradhan Mantri Awaas Yojana Gramin" as your second choice.
 After that, select the third option, "Name of State."
 Select the fourth option, "District," to continue.
 The fifth option is "Block" and select it.
 The sixth choice is the "Panchayat" name, which you must select.
 You may get the Pradhan Mantri Awas Yojana Gramin list of recipients by clicking "Submit"
here (PMAY-G List 2021-22).
 The village name, registration number, beneficiary name, beneficiary's father or mother's
name, the name assigned to the house, the sanction number, the sanctioned amount, the
instalment paid, the amount made available through the PMAYG programme, and the status
of the house on the PMAYG list of beneficiaries can all be found in this step.
 The whole beneficiary list for the PM Awas Yojana Gramin is also downloadable in "Excel"
and "PDF" forms. You may accomplish this by using the "Download Excel" and "Download
PDF" tabs, respectively.

10. With Or Without A Registration Number, How Can I Check The PMAY Gramin List For
2022–2023?
The steps you may take to check if your name is on the PMAY List 2022–23 are listed
below if you registered under PMAY Gramin 2022–23.
Visit https://pmaymis.gov.in to access the PM Awas Yojana-Gramin website.
Select the "Stakeholders" option from the menu.
It is necessary to choose 'Indira Awas Yojana (IAY)/PMAYG Beneficiary'.
You may search for your name on the Pradhan Mantri Awas Yojana Gramin list here using
one of two methods:
 With Registration Number: After entering your registration number in the required field and
hitting "Submit," the pertinent information will show up on your screen if your name is on the
list.
 In the absence of a Registration Number: If you don't have a Registration Number, use the
second option, "Advanced Search." Please provide the necessary information, such as the
State, District, Block, Panchayat, etc. The computer will then ask you for-
 Name BPL Number, Account Number, and Sanction Order
 Name of father or husband

11.  After entering all the required data, click "Search" and check for your name in the list of
results.
Latest News On PMAY List 2022-23
District Magistrates must submit the final PMAY beneficiary list by December 31, 2022.
The Central Government has directed that the final list of Pradhan Mantri Awas Yojana
beneficiaries be submitted by December 31, 2022. H.K. Dwivedi, the Chief Secretary,
issued the directives during a video conference call on December 28, 2022.
According to recent reports, up to 11.36 lakh beneficiaries are expected to receive PMAY
financial benefits, i.e., Rs.1.2 Lakh each, for the fiscal year 2022-23 to construct
rural residential houses.
After completing the verification process for each eligible candidate, the state administration
has finalised the names of 1.82 lakh beneficiaries. They must submit a list of the remaining
beneficiaries by the deadline specified.
After the funds are released, construction work on these houses is expected to be
completed within three months. Geotagging has been made mandatory by the Central
Government until construction work is completed.

12. Types Of PMAY Scheme
The PMAY scheme is divided into two subsections based on the topic on which they focus:
Pradhan Mantri Awas Yojana Gramin - Previously known as the Indira Awas Yojana, the
Pradhan Mantri Awas Yojana Gramin (PMAY-G) was renamed PMAY-G in 2016. The
scheme's goal is to provide affordable and accessible housing units to eligible beneficiaries
in India's rural areas (excluding Chandigarh and Delhi). The Government of India and the
respective state governments share the cost of developing housing units in the ratio of
60:40 for plain regions and 90:10 for North-Eastern and hilly regions under this scheme.
Pradhan Mantri Awas Yojana Urban - As the name suggests, the Pradhan Mantri Awas
Yojana - Urban (PMAYU) is aimed at India's urban areas. There are currently 4,331 towns
and cities listed in this scheme. The scheme is designed to operate in three stages:
Phase 1: From April 2015 to March 2017, the government aimed to cover 100 cities in
various states and UTs across the country under Phase 1.
Phase 2: From April 2017 to March 2019, the government aimed to cover 200 more cities in
various states and UTs across the country.
Phase 3: In Phase 3, the government aims to cover the cities that were left out in Phases 1
and 2, and to do so by the end of December 2024.

13. Awas Yojana List 2023 West Bengal
The Mamata Banerjee government has directed district officials to conduct verification
drives in areas where less than 15% of names have been removed from the list of central
rural housing scheme beneficiaries.
The move indicates that the state is serious about removing the names of ineligible
beneficiaries from the list to avoid questions from the Centre.
According to sources in the state administration, the chief secretary's directive was
significant in light of reports of survey teams being threatened by villagers and panchayat
functionaries during verification.
According to reports, South 24-Parganas, Murshidabad, North 24-Parganas, Malda, East
Burdwan, East Midnapore and Hooghly have the most number of village panchayats where
less than 15 per cent of names were deleted.
The state appears to be very serious about preparing a list with as few flaws as possible.
This is because the Centre has made it clear that if funds are allotted to ineligible people, no
new funds will be released.
Under PMAY, Women Own 70% of Homes
Women own the majority of homes under the centrally-sponsored scheme, according to an
SBI Research study of the PMAY. It was reported that according to the report, 123 lakh

14. homes have been approved under the scheme since 2015. 94 lakh of these are registered
solely or jointly in the names of women. According to the study, six districts in Chhattisgarh,
three in Gujarat, and three in Haryana had the highest share of women borrowers in fresh
home loan disbursal under the PMAY credit-linked subsidy scheme in FY22.
Eligibility Requirements
To qualify for the Credit Linked Subsidy Scheme (CLSS) under PMAY 2022, which provides
a subsidy on the interest on home loans, the applicant must meet the following income
conditions.
1. Lower Income Group (LIG)/Economically Weaker (EWS) Category.
 The family as a whole may consist of the husband, wife, unmarried daughters, and
unmarried boys.
 The annual household income must range from Rs. 3 lakhs (for LIG) to Rs. 5 lakhs (for
MIG).
 The subsidy is only accessible up to Rs. 6 lakhs. After this, standard home loan interest
rates will take effect.
 Co-ownership of the property must include a female family member.
2. I and II of the Middle Income Group.

15.  The annual income limit for the MIG I group is between Rs. 6 lakhs and Rs. 12 lakhs. The
annual income must be between Rs. 12 lakhs and Rs. 18 lakhs for the MIG II income
category.
 It is recommended that the chosen property have a female co-owner.
 A member who is an adult and makes a living will receive different treatment.

16. Frequently Asked Questions
1. How are the beneficiaries included on the PMAY list created?
Instead of using the BPL list to choose the deserving beneficiaries, the PMAY List of
Beneficiaries is created using information from the 2011 Socio-Economic Caste Census

17. (SECC). The state, the UT administration, the gram panchayats, and the tehsils all
contribute what is required to the process.
2. Is the PM Awas Yojana list of Beneficiaries Shortlisted by the Center or state
governments?
A beneficiary list is created using information from the 2011 Socioeconomic Caste Census.
Local panchayats and state and central governments provide assistance.
3. Is the PM Awas Yojana available with a home loan?
No, a pre-existing loan cannot be used with the PM Awas Yojana. The PMAY Scheme is
only available to those who do not currently own a pucca house anywhere in the nation.
Therefore, the PMAY subsidy is not applicable to the current loan.