Paul McAdam

fis mcadam research retail banking bank banking consumer research payment putnam fidelity customer loyalty mobile payments loyalty segmentation consumer banking payments mobile banking community bank profitability customer profitability mobile phone mobile smart phone efficiency channels mobile payment small business segments marketing social media p2p nacha ecom advisors delivery channels banks and institutions demographics debit card remote deposit trends disruption innovation retail bank fidelity national information services delivery distribution consumer retail delivery social technology customer relationship mobile rdc smartphone paypal retail retail payments online banking paul mcadam mandy putnam pos electronic payments durbin customer segments point of sale interchange deposit loan customer segment segment check cash migration bill pay migrate retail payment contactless paper check financial metrics. high perform best in class high performance profit financial return on assets retention cross sell cross sales banking services bank fees customer rewards walmart moneycenter retain credit union attract member emv gen y gen x credit card profitable outsource analytics checking account dubin amendment customer data global relationship digital paper checks digital market cross sale earnings insights gift card community banks strategic prepaid card paul strategy differentiation united states u.s. remote deposit capture automated teller machine financial institution person to person direct deposit ach macoy payroll small business banking product packages angel cash mangement bai relationship banking city national wehunt moore mobile remote deposit mobile deposit mobile bill pay online account opening branch banking