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  1. 1. <ul><li>Better Than A Bank Account </li></ul><ul><li>Direct Deposit </li></ul><ul><li>Bill Paying Option </li></ul><ul><li>No Credit Checks </li></ul><ul><li>No Bank Account Required </li></ul><ul><li>Security Of Protected Cash </li></ul><ul><li>Flexibility Of Spending </li></ul>
  2. 2. <ul><li>Trouble-free and secure alternative to using cash or checks without any credit checks or bank account required </li></ul><ul><li>Offers the security of protected cash and the flexibility of spending at millions of retail locations that accept debt MasterCard </li></ul><ul><li>Only spend the money that you have on the card – the perfect way to control your spending </li></ul>
  3. 3. <ul><li>Add Money </li></ul><ul><ul><li>Direct deposit your paycheck. Add cash at over 135,00 locations. </li></ul></ul><ul><li>Build Credit History </li></ul><ul><ul><li>Use the Bill Pay Option to pay all your bills, including rent, and demonstrate your credit worthiness when applying for housing, credit, insurance, employment and phone services to potential creditors. </li></ul></ul><ul><li>Shop & Use ATMs </li></ul><ul><ul><li>Get cash at ATMs worldwide. Make purchases with your card anywhere debit MasterCard is accepted. </li></ul></ul>
  4. 4. <ul><li>We’re cheaper than check cashing services. </li></ul><ul><ul><li>Don’t wait in line only to pay check casing services up to 3% to cash your paycheck. Save more than $450/year over check cashing – that’s $37 more in your pocket each month. </li></ul></ul><ul><li>We’re faster than cashing your check. </li></ul><ul><ul><li>You can have your employer directly deposit your paycheck on to prepaid card. </li></ul></ul><ul><li>We’re safer. </li></ul><ul><ul><li>You are protected from unauthorized purchases with the MasterCard Zero Liability coverage. </li></ul></ul><ul><li>We’re more convenient than money orders or traveler’s checks. </li></ul><ul><ul><li>Make purchases all over the world everywhere MasterCard debit is accepted. </li></ul></ul><ul><li>We help you get credit. </li></ul><ul><ul><li>We help build your credit worthiness by reporting your payment history to PRBC, which is a credit reporting agency. </li></ul></ul><ul><li>We’re friendlier. </li></ul><ul><ul><li>We have a team of service representatives ready to take your call. </li></ul></ul>
  5. 5. <ul><li>With direct deposit, your paycheck will be automatically transferred from your employer’s bank account to your VR-Tech AccountNow Prepaid MasterCard account every pay period. </li></ul><ul><ul><li>Save Time. No more trips to the bank, lost paychecks, or waiting in check cashing lines. </li></ul></ul><ul><ul><li>Save Money. No more check cashing fees. </li></ul></ul><ul><ul><li>Convenience. No bank account required. No credit checks and 100% guaranteed approval. </li></ul></ul>
  6. 6. <ul><li>Any AccountNow cardholder can share money to another AccountNow Money Share cardholder FREE </li></ul><ul><li>NO FEE to share money </li></ul><ul><li>The person you want to send money to must have an AccountNow MoneyShare Card </li></ul><ul><li>You must have money in your account to share </li></ul><ul><li>The money you share will be available to your friends or family to use within 5 minutes of your transaction </li></ul><ul><li>Sign up for Direct Deposit on your AccountNow card to increase your daily sharing limit </li></ul>

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