Essay On Identity Theft

Identity Theft Essay examples
Identity Theft
In today's society, there is a white–collar crime that has greatly risen in popularity among criminals.
This crime is identity theft. Hundreds of thousands of people have their identities stolen each year.
Identity theft is when these criminals obtain and use consumers personal information such as credit
card numbers, bank account numbers, insurance information, and social security numbers to
purchase goods or services fraudulently. According to the FederalTrade Commission, over 1.1
million people were the victim of identity theft. With this number, it is very evident that identity
theft is one of the fastest growing crimes in our country. This paper will attempt to more thoroughly
define identity theft. It will...show more content...
As one can see, stealing someone?s identity is a very easy thing and can also be done in a number
of different ways.
In 1999, an unsuspecting attorney by the name of Rosalie Pugliese was a victim of identity theft.
Over a six–week period, not only did the thief run up over sixty–thousand dollars worth of goods and
steal credit cards, but also the thief went on to impersonate her victim. In the Post–Gazette on August
26, 1999, staff writer Cristina Rouvalis wrote, ?The fraudulent purchases trickled in at first –– a
$2,700 bill on a First Union credit card and a $18.74 AT&T cell phone bill in mid–December.
Pugliese canceled both accounts –– which she had never even applied for –– and dismissed them as
the work of a petty thief doing Christmas shopping on her dime.? The bills included an $8,000
cash advance at Atlantic City casinos, six thousand dollars worth of jewelry, and a seven thousand
dollar Compaq laptop computer, just to name a few. This particular identity thief went above and
beyond what most identity thieves do though. ?As investigators would soon discover, Pugliese's
evil twin didn't just steal her name to rack up about $60,000 in debt. She stole her whole
appearance, they said. She fixed her hair like Pugliese's –– a medium–length blond cut –– and
sometimes tied a crisp scarf
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Theories and Trends in Identity Theft
This essay strives explains certain aspects of identity theft. The work has first defined identity theft
as basically the act of impersonating people so as to gain access to their financial statements. On the
other hand, some theories and concepts explain the origin of certain behaviours and acts like identity
theft. These theories include social systems theory and theft identity theory. There are trends in this
type crime that are worth noting and UK is a good reference to this trend. The crime also has some
effects on businesses and consumers that must also be put into consideration. Some case studies like
Nigerian and Romanian examples have acted as points of references for identity crimes in the online
business environment. Finally, the report has given certain recommendations on how to reduce the
incidences of online identity theft.
2.0 Introduction Identity theft is the impersonating of an individual mainly for financial benefit. It
results to a person loosing their personal data like passwords, banking information, user names and
credit card information (Savirimuthu A & Savirimuthu J 2007). It is basically an online theft or
crime. This type of theft has resulted because the modern business environment is online oriented
where people leave their important personal information like name, address, cell number, phone
number (OECD 2008). If a cyber thief is able to hack such information, then he or she can use it
fraudulently. These thieves have been using social

Informative Essay On Identity Theft
Mall security
What is Identity Theft? Identity theft is when a thief gets enough of your personal information to
pretend to be you and then does things in your name–like get a credit card, open a bank account, or
get a cell phone in your name
What can your family do to reduce the risk of ID theft? My family can look into something before
giving person information out. what can you do to help? Don't tell people my personal information.
The arcade
The Cyclo–who's are stealing what now? Their names, birthdays, addresses, bank account and credit
card numbers, and their security numbers.
Why would aliens want my personal information? In the game the aliens need your personal
information to take over the world.
How do I know when

Identity Theft Essay
Identity Theft
Have you ever heard someone complain about their bad credit? Some people create their credit
problems on their own, by not paying their bills on time, over exceeding credit card limits or
bouncing checks. But some of these people are victims of identity theft. Identity theft can occur to
almost anyone, especially with the increase in today?s technology. Identity theft is the action of
stealing another person?s personal information. Through identity theft the criminals become the
person who?s identity that they are stealing. Through identity theft many victims lose many and get
left with bad credit.
Especially in today?s times anyone can be a victim of identity theft. It is a crime that can happen
anywhere at any...show more content...
The information in the chart was taken from a survey of people who had been victims of identity
theft. Some of the people in the survey answered yes to more than one of the choices. (Harris
Interactive)
Technology and computers are an even easier way for personal information to be stolen. Programs
known as spy–ware are implanted on computer systems. Your computer can be infected by a
spy–ware program when you visit different websites. Spy–ware programs aim to collect information
from your computer as you visit different websites. They sell this information to web site providers,
which is one reason why you see multiple pop–up advertisements when you are online. But the
information from spy–ware programs can also be used by criminals, looking to steal your identity.
Studies have shown that 80–90% of desktops are infected with some sort of spy–ware program.
(Connor) Being that the numbers are so high, you have to be careful when accessing websites on the
internet. You have to be careful when entering your personal information or credit card information
on websites because many of the websites also have spy–ware imbedded in them. You should always
look for secure websites before you enter any information. Another way to keep your self safe from
harmful spy–ware programs is by downloading or installing anti–spy ware systems on your computer.
When dealing with identity theft you must always be careful with whom or with what you

Identity Theft: Information Security Breach
Identity Theft Hackers are extremely clever at finding ways to get their hands on what they want.
In some cases, this can include the most personal of information. According to a recent report
published by the Identity Theft Resource Center, "More than 368 big data breaches have been
reported in the first half of 2014" (Srinivasan 1). These are more than just individual breaches as each
database may include thousands of people in each. With each case being on such large scales, the
magnitude of these breaches is extremely massive. The identities and data of the people in these
databases were at extreme risk. In 2011, there was a huge attack on Sony's PlayStation Network. At
the time, there was a huge amount of people – about 77 million – that...show more content...
Companies should also be required to explicitly inform people as they are filling out forms that
the information is going in to a database. If this happens, then people can be more aware of what
is going on with their information. If the proposed ideas above become actual laws, then there will
be much better security with data, as well as more peace of mind for the affected people.
Conclusion Data mining can cause more problems than it worth. It can be a useful marketing tool
for businesses, but at the risk of major privacy threats. If the results can include security issues, false
information, and cause inefficiencies on both ends, then it needs to be considered and improved.
With the proposed solutions, data mining can become more secure, a less of a misguided problem.
The solutions are extremely reasonable, it is just a matter of the government and data mining
companies putting in effort to make them

Essay On Identity Theft
Identity theft refers to all crimes in which somebody steals and uses another person's personal
information (e.g. Social Security number, credit card number, and such), typically to benefit
themselves. The harm done to the victim can involve everything from simply draining their accounts
of money to, in some of the worst possible scenarios, racking up extraordinary amounts of debt and
even committing crimes while using the victim's information.1 As a result, identity theft can not only
wreak havoc from a financial standpoint, but it has the potential to damage the victim's credit
history, reputation, and can take a lot of time and patience to resolve.
In one case of identity theft in 2006, a pregnant meth addict broke into a woman's car and...show
more content...
In 2001, there were 86,212 complaints, which jumped almost 250% to 214,905 complaints only
three years later.3 Data from other government agencies and private organizations show that
identity theft has been going up since 1998.3 Arguably, identity theft is one of the most rapidly
increasing crimes in the United States. The issues this crime can cover involve everything from
simply draining accounts of money, obtaining government documents (e.g. applying for a Social
Security card with the victim's information) to, in more drastic scenarios, committing crimes
under a victim's name.4 Naturally, the longer it takes a person to realize that they have been a
victim of identity theft, the greater the loss they tend to suffer. However, evidence also suggests
that the likelihood of a successful prosecution also decreases as the time it takes to discover the
theft increases.5 The elderly and people with low education are usually less likely to discover the
theft quickly and are less likely to actually report it once it has been discovered.5 While it is easy
to associate the act of identity theft with having a wallet or purse stolen, a more in depth look into
identity theft over the last decade has shown that it can cover a variety of things, as mentioned
before. If anything,

The internet has become a part of every day life, in fact for many it is their life. You can meet other
people, play games, do research, communicate with loved ones half way across the country, and now
you can even shop and bank online.
You can buy anything from baby food to prescription drugs on the internet and it will be delivered in
a timely fashion to your front door. No line, no commute time, no annoying shoppers and no
incompetent sales persons.
Banking online is a recently developed convenience. How often do you forget to pay your bills?
With online banking your bills are paid on time. You also have immediate access to your bank
statements updated by the minute.
It sounds almost too good to be true and it is, sort of....show more content...
I also am assuming that most internet users regularly check their banks policies on how to protect
themselves.
I believe that with the right information and tools identity theft on the internet would not be as large
of a problem that it has grown into today.
Phishing is the newest type of internet theft and could be the most dangerous!
1% to 20% of those attacked by Phishing scams become victims. Phishers uses fraudulent E–mails
and web sites that are so close to the real thing that many consumers are fooled by the copied images,
links and texts that are often from the legitimate web site that the consumer thinks they are visiting.
The Phishers are after your personal information; usernames, passwords, credit card numbers, home
addresses, social security number, pretty much anything that can help open false accounts or empty
your already existing accounts.
What To Do If You Think You are a Victim
First Contact your bank, your credit card company(s) and any other financial institution you are
affiliated with and let them know that you think you are a victim.
Second Contact one of the three major credit bureaus who will be able to work with you to find a
solution.
TransUnion
800–680–7289

P.O. Box 6790
Fullerton, CA 92634
Equifax
800–525–6285
P.O. Box 740250
Atlanta, GA 30374
Experian
888–397–3742
P.O. Box

Research Paper On Identity Theft
Identity theft is a common crime in the United States today. It happens when people are not careful
of their personal information. Millions of people are victims if Identity theft. According to
consumer.gov Identity theft happens when someone uses information about you without your
permission. Identity thieves could use a wide variety of information such as your name and
address, credit card or bank account numbers, Social Security number and medical insurance
account number. It is such as serious crime because you will be responsible for what the thief does
while using your personal information. They can obtain a new credit card under your name and buy
things with your credit card. It is important to know how to keep your sensitive information safe and
know how Identity theft works in today's society to prevent yourself from...show more content...
There are also ATM's in every corner you see. Identity thieves are becoming more technological.
They can steal your credit and debit card information just by inserting your card when you pay or
want to use the ATM. One way they can steal your credit card information without you even
realizing is using a Skimmer device. According to pcmag.com, "Skimmers are essentially
malicious card readers that grab the data off the card's magnetic strip attached to the real payment
terminals so that they can harvest data from every person that swipes their cards." Identity
thieves can place these skimmers in any ATM or credit card reader and they don't prevent them
from functioning properly. Some places this could happen are at gas stations, outdoor ATM's, or
grocery stores. Some tips for chances to avoid a skimmer are to use cash whenever possible.
Some indoor ATM's are safer than outdoor ones. . The ATMs inside banks are generally safer
because of all the cameras. It would be unlikely for thieves to install a skimmer inside a bank with
all the cameras inside the

Identity Theft Or Fraud
Identity theft or fraud is one of the computer crimes has arrangement issue that influenced a
significant number of people life including business, association, and government. It is
intentionally use of another person's identity in a strategy for pick up a budgetary favorable
position or gets credit and advantages in different names. The person who deceives considered
capable of the culprit's activity will endure with a terrible result. This crime was around for quite a
while, and the ascent of technology advancement it turned out to be more typical. For Jane's
situation, this is classified as cyber crimes assault on her character and data. Jane needs to report

Essay on Identity Theft
Identity Theft
This paper will cover the topic of identity theft via the internet, phone and several other schemes. It
will identify various ways in which your identity is stolen and ways which you can safeguard
yourself from being victimized. I will also report what the Department of Justice is doing and the
penalties associated with these crimes.
Identity fraud is use of a persons name, social security number or other personal identifying
information. Once armed with this information the thief can open accounts and rack up huge debts
for goods and services. These criminals also open up various accounts ranging from cell phones to
bank accounts. Once these accounts are established they don't pay the bill...show more content...
However if a person calls and says he's from your bank requesting your mother's maiden name this
should send a flag up. The bank doesn't need to know that information because it's already on file.
You should also have the only your name printed on your checks deleting such information as social
security number, and home telephone number.
2) If you receive a call offering you a chance to win a major credit card prize but asks you for
personal data such as social security number, credit card number or expiration date, or mothers
maiden name. Never give out this information over the phone because 9 out of 10 times you're being
scammed.
3) If you go away on vacation have the postal service hold your mail or have a family member or
friend pick it up daily.
4) Check you financial information on a regular basis. This includes bank accounts, credit cards, and
any other accounts held.
5) Periodically request a copy of your credit report. Your credit report should list all bank and
financial accounts under your name and will provide other indications of whether someone has
wrongfully opened or used accounts in your name.
The Department of Justice

Essay Identity Theft
Identity theft is one of the most pervasive and rapidly growing criminal activities in America. It is
also one of the most devastating crimes for victims. One of the most common forms of identity theft
is credit and debit card fraud. Credit card fraud not only exposes private payment information to
thieves, but possibly the cardholder's name, address, and social security number. A 2003 survey from
the Identity Theft Resource Center found that approximately seven million people were victims of
identity theft over the previous 12 months. 73% of respondents indicated that the theft of their
identity involved the unauthorized use of their credit card information, while only 15% of these
victims find out about the theft of their credit...show more content...
As recent examples of widespread security failure at the highest corporate levels highlight the need
for reliable protections that will effectively minimize consumer exposure to credit fraud. Potential
victims do have options to protect themselves, but not all are equally effective. While consumers
may choose from any number of privatized surveillance options to monitor their credit activity
(services typically offered by independent security companies) this recourse does little to prevent
identity fraud. Security surveillance flags fraudulent activity only after it has occurred. A security
freeze (or "credit freeze"), on the other hand, is a proactive tool designed to prevent fraudulent
activity before it starts.
The credit freeze
A credit freeze provides consumers with the option to "freeze" or lock lender access to their credit
files at the three major credit bureaus, Equifax, Experian and TransUnion. Once a credit freeze is
in place, no company (aside from companies the customer already does business with) can access
the frozen line of credit for any reason. Creditors typically refuse to open a new credit account
without access to a credit report, effectively preventing anyone from attempting to open a line of
credit in another consumer's name. Afterwards, the consumer may temporarily or permanently
remove the freeze by using a personal

Research Paper On Identity Theft
Identity Theft
In today's society, there is a white–collar crime that has greatly risen in popularity among criminals.
This crime is identity theft. Hundreds of thousands of people have their identities stolen each year.
Identity theft is when these criminals obtain and use consumers personal information such as credit
card numbers, bank account numbers, insurance information, and social security numbers to
purchase goods or services fraudulently. According to the Federal Trade Commission, over 1.1
million people were the victim of identity theft. With this number, it is very evident that identity theft
is one of the fastest growing crimes in our country. This paper will attempt to more thoroughly define
identity theft. It will...show more content...
This article reinforces points that will be examined more thoroughly later on in this paper. The
article says that, "Thieves typically rip off someone else's identity by sorting through the person's
trash, stealing mail or buying information from an employee at a bank, hospital or car dealership.
Armed with data, the thieves can drain victims' bank accounts, ring up credit card bills in their
name, get cash advances and phony loans.2 The worst part of this whole thing is that Pugliese has
no idea whether or not her information will be used again against her. Although she was not held
liable to pay any of the bills that were ran up, she is still faced with the never–ending task of
rebuilding her credit, unraveling the crazy mess of identity theft, and not to mention, her tireless
job as an attorney. "The first whiff of trouble came on Dec. 10, when Pugliese saw a Federal
Express notice on her door. She drove down to the office to pick it up two days later and was told
that "Rosalie" had already picked it up."2 After this, Pugliese took all of the necessary steps to
ensure that her credit was protected. She called all three of the major credit reporting agencies
(Transunion, Equifax, and Experian) searching for unauthorized accounts that were opened, she
called local police, and she spoke with authorities. But after taking a vacation, she

Victim Of Identity Theft Essay
Were you a victim of identity theft and you know the person who stole your identity? A legal
professional can help you not only press charges against the criminal, but also fight to repair the
damage that you could be facing with your credit. Unfortunately, even if this is a person you know
and you don't want to get into a legal battle with them, you may not have another choice. Identity
theft can cause several financial problems, and the criminal needs to be held accountable for the
stress, hassle and potential financial complications you have to deal with.
Immediate Action
There are things you want to do immediately after you find out that your identity has been
compromised, including the following:
Call all three credit bureaus and have a hold put on your...show more content...
Settling or Accepting a Plea
If the criminal admits their guilt and makes a plea, or chooses to settle and pay you back the
money that is owed, this could be an easy way to get the case closed quickly. Your lawyer will use
their plea to clear your credit and financial problems caused from the charges, and then the criminal
will face whatever charges the prosecutor or the judge decides to pursue. You may not ever have to
enter a court room with the accused.
Once the case has been wrapped up you'll want to enroll in an identity theft protection program to
make sure you don't become a victim to this type of crime again in the future. Being a victim of
identity theft alone can be enough to bring your credit score down, even if the person who stole your
identity didn't have enough time to open accounts or steal money. As soon as you are suspicious or
have proof that your identity has been stolen and someone has your personal information, contact an
identity theft legal professional that can start your

Identity Theft
Law enforcement officials have stated that identity theft crime has been one of the fastest growing
crimes in the United States. Identity theft is also one of the fastest growing white collar crimes. This
is a serious crime. Identity theft is the act of knowingly transferring or using without lawful
authority, a means of identification of another person with the intent to commit, or to aid or abet, any
unlawful activity that constitutes a violation of federal law, or that constitutes a felony under any
applicable state law. If the offender is found guilty, then the person committing the act could get a
fine, property forfeiture, or at maximum of 15 years in prison.
How common is identity theft? It is the top...show more content...
Credit card fraud accounted for 54 percent of all identity theft crime; communications services
accounted for 26 percent; bank fraud accounted for 9 percent; and fraudulent loans accounted for
11 percent according to statistics from the FDC. According to CNN, Washington, D.C. reported
767,000 thefts in 2001. Other states that were among the topped crime reports were California with
446,000; Nevada had 405,000; and Maryland and New York both had 373,000 reported crimes.
Between 1997 and 2003, the losses to U.S. financial institutions due to identity theft increased from
2 million dollars to 9 million dollars.
According to an identity theft agency website at http://www.consumer.gov/idtheft, throughout the
history of the crime, federal agencies and government officials have made an effort to address the
problem of identity theft. In October of 1998, Congress passed the Identity Theft and Assumption
Deterrence Act of 1998 to address the problem. If anyone violates this act, they will be investigated
by federal agencies such as the U.S. Secret Service, FBI, and the U.S. Postal Inspection Service and,
if possible, prosecuted by the U.S.

Identity Theft Identity theft can occur when someone uses someone else's identity in an effort to
illegally obtain material or other forms of benefits. In all cases, the identity thief victims end up
suffering great financial losses along with other undesirable consequences like tainted reputation.
While the prevention, detection and dealing with identity theft aftermaths maybe the common focus
of every individual, it would much advantageous to have a basic understanding and nature of how
identity theft happens. A number of techniques employed in this habit are pretty straightforward
such as wallet theft, credit cards and mails. Some are however complex, technological and
sophisticated. Thieves all around the globe are determined to develop...show more content...
I will accomplish this using minute electronic devices termed as skimmers or wedges. As the
victim swipes their card over the skimmer, I would easily copy vital information and then create
duplicate cards. By successfully doing this, as an identity thief, I would easily commit credit card
frauds that allow me to buy several products or even withdraw money on the victim's behalf. To get
such information, I would proceed to steal a physical credit card or get it electronically hack attack.
It is the most conduced identity theft and although the most guarded against, it's practically

Questions On Identity Theft And Theft
1) What is your possible topic? Brainstorm five questions about it.
My possible topic for this project is identity theft. What is identity theft? How do I find out if
anyone is spying on me or has stolen my information? What should be the next steps after finding
out that you're the victim? How do I report a fraud activity from my credit report? How can I
prevent identity theft?
2) How is the topic important to you and how does it affect you? What do you personally hope to
gain or accomplish by writing about this topic?
My topic is identity theft. I've been a identity theft victim before not only me my dad as well. So I
know what it is like to be in that situation. We all have our unique identity, which is important for
everyone....show more content...
I had to deal with this for almost a year and then I found this website where you can place a Freud
report.
3) Research your topic and provide a brief summary of the current points of view about the topic.
Share at least two different/opposing positions on the topic.
Identity theft can be don't by a lot of different ways. It's not just through digital word. It can also be
done physically. Stealing someone's credit card or wallet is also a kind of identity theft. Thief's can
steal wallets which contains credit cards or debit cards, valuable information like social security
or bank information. Another type is they can watch other people keying in their password of their
ATM card. The most common type is they would get your credit card number or the ATM number.
This valuable information allows them to use those cards for the purchases. They can use it
anywhere. The FBI reports that since 2005, hackers have stolen 140 million records from US banks
and other companies. It's a growing crime currently. Victims can have a lot of damaging effects of
this. It directly effects your credit score and because of that it's hard to get a new credit card or to
get a lone approved, its' also hard to buy any property, job application rejection. A lot of damages
can occur because of identity theft.
Siabhon, Sturdivant. (2004, January 14) Lawmakers debate proposal to protect victims of identity
theft Retrieved from:

Identity Theft
Identity theft is a major concern today in our country, millions of a person's identity have been
compromised for many of years. Identity theft occurs when someone uses another person's personal
information such as name, Social Security number, driver's license number, credit card number, or
other identifying information to take on that person's identity in order to commit fraud or other crimes
. Stealing an identity is, unfortunately, surprisingly easy to do and happens when you least expect it.
Just by opening your mail, something that has personal information on it, throwing it in the trash.
Therefore, a person can go through your trash and take all that information and use it against you to
take on a new identity.
According to Javelin Strategies, a prominent research firm that often reports of identity theft,
incidences...show more content...
True name, identity theft means that the thief uses personal information to open new accounts. The
thief may open a new credit card account, or even establish a cellular phone service in your name.
Account takeover, identity theft means the imposter uses personal information to gain access to the
person's assisting accounts. The thief will change the address on the account and run up a huge bill
before the persons whose identity has been stolen realizes there is even a problem. Consequently, the
internet has made it easy for a person's identity to be stolen because the transaction can be made
without asking any personal information. Retrieving personal paperwork and discarded mail from
trash dumpsters (dumpster diving) is one of the easiest ways for an identity thief to get information.
Another popular method to get information is shoulder surfing–the identity thief simply stands next
to someone at a public office, such as the Bureau of Motor Vehicles, and watches as the person fills
out personal information on a form.

Persuasive Essay On Identity Theft
Identity theft is the unlawful obtaining of an individual's personal information other than your own
to commit fraud or other crimes. The kind of information that identity thieves try to obtain are
names, addresses, date of birth, social security numbers, health insurance information, and even
Bank accounts or credit cards. Once your identity has been stolen thieves can open new credit
cards. They can even change your mailing address. Once they have your personal information they
can take out loans in your name. They have the ability to take all your money from your banking
account. Did you know they could even file bankruptcy using your personal information? Worst of
all they could even use your name if they are caught committing a crime. While you are not the one
doing anything wrong, you will be the one spending valuable hours even years trying to repair your
credit. Several ways thieves can steal your personal information include skimming, dumpster diving,
computer spyware, account redirection, phishing, pharming, and stealing . With skimming thieves
have figured out a way to place a card reader in the card slider at places like your ATM machine or
even at the pump when you are filling your tank with gas. It works by recording your information
when you get your money out of your account or reads all the information from the chip that holds
all your personal information. Dumpster diving is when thieves rummage through your garbage for
personal information. All

Identity Theft
What is identity theft? By definition "Identity theft n. the dishonest acquisition of personal
information in order to perpetrate fraud, typically by obtaining credit, loans, etc., in someone else's
name; fraud perpetrated in this way. " (dictionary.oed.com, 2007). It's estimated that 9 million
Americans have had their identities stolen each year. "According to the Secret Service, its
investigations show a jump in potential losses due to identity theft, from $851 million in 1998 to
$1.4 billion in 2000." add citation from how stuff works There are many ways that thieve steal your
identity, they may go through your trash, steal your wallet or purse. I will discuss a lot of the
different ways in more...show more content...
The FTC suggest that you open another internet browser and type in, (not paste in) the company
email address. Also be careful about opening email attachments, they could contain virus. You should
also report any phishing scams to spam@uce.gov , in addition notify the company that was
impersonate in the email you received.
Types of Identity Theft
Medical identity theft is when someone that does not have health insurance claims to be you in
order to use your personal information to get medical care, like surgery or get prescription drugs.
The really bad part is that this type of theft is hard to prove. Also this false information could
become part of your medical record. Synthetic Identity Theft is when is when a completely new
identification is created using bit and pieces of different people's information. For example, they
may use one person's social security number and another person address and the use someone else's
name. This type of crime is hard to detect, since the information really doesn't make anyone
information. Criminal identity theft is when someone gives law enforcement someone else
information when pull over and taken to jail. They are then release and then go on about their
business and the person's whose identity was stolen is held accountable. This individual may not be
aware of this until they are perhaps pulled over in a traffic stop. The last form of identity theft I
would like to discuss is identity cloning. This is when someone

Identity Theft: A Serious Crime
We can all agree, that Identity theft is a serious crime and it can happen to anyone. This days,
people are becoming more and more victims of such acts either online or at the ATM's machine,
banks e–mail and even online false advertisement. This identity theft affects the rich, poor,
employees, business and the government. This act affects people lives and their credit history.
In my research the question is "What is identity Theft? Identity theft is a crime that occurs when
someone uses personal information to commit fraud where they used the person personal
information to either, get a job in your name; they can apply for a loan in your name. They can and
most commonly applied for a credit card in your name. (rcmp–grc.gc.ca) On my research paper, I
will identify the affects identity theft cause people life financially. What can you not to become
victims of identity theft? Why you should keep your identity documents at home:...show more
content...
The effect that identity theft has on those who have been the victim are a lot of headaches and
heartaches of repairing their names and their credit history once they have been a victims of such
act. According to an article on identity theft victim static's inform, there have been 12,521,448 and
15 million in the united state that has been victims of such act. The financial losses total has been
expanding to 50 billion

Essay On Identity Theft

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