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Investment 101Investing is one of the most basic and fundamental concepts of our economy, yet it can also bethe trickiest and most confusing aspects. Investments can occur at various levels of the economyand carry different levels of risk. For example, individuals putting money into a mutual fund isinvesting in their futures and a company that is appropriating funds into acquiring anothercompany is investing in the future and potential growth of the company. Although investing cantake many shapes and forms, the most important investment is most likely the ones that directlyaffect an individual and his or her family. Even on an individual level, knowing how to investand what to invest in can be a bit complicated; it is important to know where to go for accurateinvestment advice.The first step every individual should take when starting their investment journey is to make surethat you are enrolled in your company’s 401(k) plan, if your company has one. The 401(k) is notactually an investment- it is simply a type of account in which to hold your investments, such asmutual funds, stocks, bonds, and cash.The beauty of the 401(k) plan is that it gives the individual the ability to deposit investments andmoney without having to pay any taxes on it (taxes are added once the individual wants towithdraw the money, usually during retirement). This means that the individual can continue todeposit money and grow that specific nest egg for years and years without getting taxed over it.If follows from this that in order to maximize the money and investment storing potential of401(k)s, you should always remember to max out your IRA contribution limits whenever youcan.Investing can mean more than just simply storing money in accounts and investments; buying ahouse or other dwelling is also considered a type of investment. To put it bluntly, people who
have been renting for years and years have quite simply been giving their managers/landlords themoney they could have been using to invest in a permanent dwelling; renting an apartment orhouse makes sounds fiscal sense in temporary or the most dire of situations. With the economywhere it is these days, it is truly a buyer’s market for potential homeowners- real estate prices areat low levels that haven’t been seen in years and as sellers become more and more desperate tosell, the lower and lower their asking price will get.There is more to investing than simply obtaining a 401(k) and purchasing a house, but eachindividual should keep in mind that not all investment advice will apply to them. Since eachindividual’s values and circumstances are unique to them, the only way that they can ensure thatthey will be smartly investing their hard-earned money is to research investment tip websites andread any investment newsletter that comes your way.For more details please click here. investment newsletter ,investment advice.