1. MUHAMMAD KHURRAM WIZARAT
Objective
An experienced motivated graduate seeking a career oriented position in the reputed organization where I can utilize my skills
to bring in efficiency and to enhance my career.
Academic Qualification
Academic Qualification Institute
M.COM (COMMERCE) FEDERAL URDU UNIVERSITY 2014
B.COM (COMMERCE) UNIVERSITY OF KARACHI 2010
I.COM (COMMERCE) SIRAJ-UD-DAULLAH Govt. College 2006
SSC (Computer Science) Govt Dehli Boys Secandary School 2003
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 MS-Office (Word ,Excel, Power point)
 Certificate in Information & Technology
 Certificate in Graphics Designing
 Certificate in Computerized Accounting
 English Language
 Urdu , English , numeric , sindhi , arbi typing.
 Certificate in advanced excel , Peach tree, Quick Book, tally
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HABIB METROPOLITAN BANK LTD JAN, 2016 to AUG, 2016
Junior Officer, Centralized Operations Division
I was recently started working in a most valuable organization, in Habib Metropolitan Bank Limited,
Centralized Clearing Unit, as a permanent staff from JAN 2016.
MAJOR PROJECTS:
 Centralized Inward Clearing

2. 2
 Centralized Intercity Clearing
 Centralized Same Day Clearing
Major Responsibilities:
 ManuallyScrutinize the Instrumentsof Normal Clearing,Same DayClearing&IntercityClearing.
 Scrutinize Instrumentsof asPR requirementof SBP
 RepairingNonProcessInstruments
 Generate ReportandRe-checktransactions.
 ReportCheckingof the Instrument
MUSLIM COMMERCIAL BANK September 2011 to January 2016
WORKED AS CENTRALIZED UNIT PROCESSOR
Major Projects:
 Call Centre Operations
 CentralizedInward Clearing
 CentralizedAccountOpening
Call Centre Operations:
Major Responsibilities:
 Worked on valuable software ICRS (Intelligent Customers Relation System)
 Registration of customers for Mobile Banking, Virtual Banking, Activation of different Debit & Credit cards.
 Scrutiny of CCRF Applications & return discrepant to branches.
 Resolve all discrepancies & queries through e-mails..
 Leading the team (as a team leader)
CentralizedInward Clearing:
Major Responsibilities:
 Manually Scrutinize the Instruments.
 Managing Centralized Clearing & Account Opening of Various MCB Bank limited Branches.
 Analysis of issues raised & recommend Solutions to improve overall Team Performance.
 Posting (Scrutiny, Technical checking, balancing (excel sheet) , General Ledger entries etc.) of Inward Clearing Itemon
SYMBOLS /CBS System.
 Debit customer’s account on SYMBOLS/CBS System.
 Processing DD/PO distribution requests on SYMBOLS/CBS System.
 Balance Inward Clearing with NIFT Detials including physical Items
 Generate Report and Re-check transactions.
CentralizedAccount Opening:
Major Responsibilities:
 Received Account Opening Forms (AOF) From 800 centralized SYMBOLS Branches
 ScrutinizeAccount Opening Forms alongwith their documents as PR requirement of SBP

3. 3
 ScrutinizeIndividual Account,Business Account(Sole proprietorship,Partnership & JointStock Company)
 Account opening forms (AOF) Clientdetail input in “SYMBOL CBS 8.5”
 Archival of Account Numbers through System.
 Generates Account Report RBA26 and Client Report “FM 9149”.
 Attaches Report with the Account Opening Form(AOF) and delivers to the authorizer for report checking.
 Maintenance of Daily Activity & Monthly MIS of Account Opening sheet on (Excel).
 Preparation Letter OF Thanks (Well Come Letter) For the Customer and Introducer.
DAILY JINNAH BEAURU OFFICE January 2007 to February 2010
WORKED AS COMPUTER OPERATOR, OFFICE ASSISTANCE, ACCOUNTANT, FINANCE, HR, COMPOSER.
DAILY UMMAT NEWS PAPER KARACHI January 2011 to AUGUST 2011
WORKED AS URDU COMPOSER ,PAGE MAKER, PROOF READER,ACCOUNTANT
& FINANCE , HR .
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 Got Sport Award from MCB bank
 Complete Online training to AML/CFT from HABIB METRO Bank.
 Complete online training to AML/CFT from Muslim Commercial Bank.
Personal Information
Father’s Name : MUHAMMAD WIZARAT ULLAH
Date of Birth : 11th_
OCT-1985
NIC # : 42101-2322273-5
IQAMA # : 2423200902
Cell # : 050-311-2485 , 0530426096
Address :Hai- al- Badiya near Shamaisi Hospital
E-mail : muhammad.khurram99@hotmail.com
Marital Status : Married

4. 4
References
 Will be furnisheduponrequirement
I hereby declare that the above written particulars are true to the best of my knowledge and belief.