SlideShare a Scribd company logo
1 of 34
D R . M O H A M E D M O S A A D H A S A N
M D , M P H , C P H Q , C P P S , G B S S
Claims Management
􀁹 Compare and contrast claims management activities
with loss prevention activities
􀁹 Distinguish between a claim, a potentially compensable
event, a sentinel event, and an adverse outcome.
􀁹 Describe the four elements that must exist in order for
there to be professional liability
􀁹 Discuss the various exposures for different types of
Organizations.
􀁹 State the critical steps in a lawsuit
Definitions
 Sentinel Event - any unexpected occurrence
involving death or serious physical or psychological
injury, or the risk thereof.
 Adverse Outcome - a clinical outcome that, while
neither desirable nor necessarily anticipated, may still
have been a known possibility associated with the
treatment or procedure.
Definitions
 Potentially compensable event ( PCE ) : an
occurrence that may end up with claim/suit with
subsequent payment made by the organization to the
patient/family.
 Claim - Formal notification (generally in writing)
that monetary damages are being sought for an
alleged injury.
 Lawsuit - Formal legal action filed in court.
Definitions
 Corporate liability : it is the legal responsibility of
the healthcare organization to provide reasonable
care and safe environment to its patients/customers ,
to provide functioning equipment and supplies , and
to select all persons who practice within the
organization with care with commitment to
supervise them.
Definitions
 Insured Parties: organization and employees;
other organization has agreed to provide coverage.
 Duty to Defend: insurer will defend any claim or
suit alleging injury or damage and seeking damages
covered under the policy.
 Duty to Pay Damages: insurer will pay damages
covered within the policy period
Definitions
 Reserves: estimates of the amount ultimately
required to settle a claim or pay a judgment
(indemnity reserve) and to provide for a defense and
pay other allocated expenses related to managing a
claim (expense reserve)
Different kinds of Liabilities
Professional Liability
Physicians/independent Practitioners
9
 Liabilities of Lack of documentation of treatment;
 Inadequate work-up (based on accepted
standards);
 Acts of others (e.g., nurses) if exercising control
 Failure to attend or follow up;
 Mistaken identity (along with the institution);
 Misdiagnosis, if based on inadequate examination
and testing;
Professional Liability
Physicians/independent Practitioners
10
 Wrong diagnosis followed by improper treatment
causing injury;
 Treatment outside field of competence;
 Abandonment (neglect or failure to follow up after the
acute stage of illness--unilateral termination of the
physician-patient relationship without notice to the
patient);
 Failure to obtain informed consent;
Professional Liability
Physicians/independent Practitioners
11
 Failure to seek consultation or refer to a medical/
surgical specialist;
 Use of unprecedented procedures, unless approved
by a respectable minority of medical opinion;
 Failure to order diagnostic tests which are considered
to be a "matter of common knowledge";
 Failure to obtain results of diagnostic tests ordered;
Professional Liability
Physicians/independent Practitioners
12
 Infections resulting from failure to utilize proper procedures
/precautions;
 Aggravation and/or activation of a preexisting condition if
injury results;
 Premature dismissal or discharge.
Professional Liability
Nurses
13
 Administration of drugs inconsistent with nurse practice
acts, or institutional policies;
 Failure to follow physician/independent practitioner orders;
 Failure to report significant changes in a patient's condition;
 Failure to take correct verbal or telephone orders;
Professional Liability
Nurses
14
 Operating room sponge/instrument miscounts; -Patient
burns;
 Patient falls;
 Failure to report defective equipment;
 Failure to follow established nursing procedures;
 Negligent handling of patient valuables.
Question
 A Physician asks a nurse to cancel EKG for a patient.
The nurse forgot to record this cancellation & then
the patient died. the physician should:
1. do nothing since the cancellation is the cause of
death
2. ask the nurse to write cancellation in the medical
record
3. add an addendum to the record that the EKG had
been cancelled
4. the physician add the cancelled order to the record
The Concept of Negligence
16
 Negligence means lack of proper care.
 "Proper care" is based on a defined standard established
by law to protect others against harm;
 In medical malpractice "proper care" is judged by peers;
The Concept of Negligence
17
 Negligent conduct (based on set standards and under like
circumstances and training) is
 Doing what a reasonable person would not do (Act of commission);
 Failure to do what a reasonable person would do (Act of omission).
 Gross negligence: failure to act if there is known or
suspected risk resulting in adverse impact or death;
 Contributory negligence: a plaintiffs proven contribution
to his/her own harm.
 Res Ipsa Loquitur= clear evidence.
Burden of Proof for Negligence
(all elements must be proven)
18
 Duty: The healthcare institution having custody of a patient
must:
 Breach of duty, based on policies or procedures
(advertised standards of care) or "reasonable" standards of
care set by law, regulations, or peers; Measurable harm
(injury);
 Causation: The breach of duty caused the injury.
Claims Process
 Identification
 Investigation
 Documentation
 Reporting
 Reserving
 File Management
Claims Identification and Investigation
 Report of an event (formal and informal).
 Internal investigation.
 Guidelines for investigating an event.
– Discover and document the facts
– Secure evidence
– Determine the applicable standard of care
– Assess the applicable legal principles
– Communicate with appropriate persons
Reserving of Claims
 Set aside money to pay indemnity costs and legal
fees.
 Critical for the financial soundness of the insurance
company or the self-insurance fund.
 Reserve set when exposure can be sufficiently
assessed.
Litigation Management
Selecting a Defense Firm
– Experience
– Multiple attorneys capable of handling the case
– No clients preferred over others
– Billing rates
– Geographical proximity
– Current caseload
– Experience with subject matter
– Experience with plaintiff counsel
Litigation Management
Communicating with Defense Counsel
– Acknowledgment of assignment
– Designation of trial attorney
– Investigation
– Medical reviews
– Settlements
– Reporting requirements
Litigation Management
Controlling Legal Fees
– Hourly rates.
– Professional services.
– Miscellaneous expenses.
– Bill auditing.
Litigation Management
Evaluating Defense Firm Performance
– Procedural compliance.
– Track record.
– Billing.
– Understanding of underlying medical issues.
Claims Settlement Process
 Negotiate with the claimant if not represented by
legal counsel.
 Negotiate with the claimant's attorney if represented
by legal counsel.
Question
A potentially compensable event may exist:
A. In the absence of an injury.
B. Only in the presence of a physical injury.
C. Only in the presence of a physical or
psychological injury.
D. Whenever a lawsuit is filed.
Corporate Compliance
Examples of Fraudulent Activities
– False claims and fraudulent billing.
– Bribes, kickbacks, excessive or unreasonable
discounts or rebates, and profit-sharing agreements.
– Medical neglect or abuse of a patient.
Corporate Compliance
Why have a Compliance Program
– Fulfill a legal duty to ensure false or inaccurate
claims are not being submitted.
– Demonstrate a commitment to honest and
responsible beliefs and practices.
– Provide a more accurate view of employee and
contractor behavior.
Corporate Compliance
Why have a Compliance Program
- Identify and prevent criminal and unethical conduct.
– Improve the quality of patient care.
– Implement a means for immediate and
appropriate corrective action.
Corporate Compliance
Minimum Compliance Program Elements
– Develop and distribute written standards of conduct and
P&Ps that demonstrate the organization’s commitment
to compliance.
– Designate a chief compliance officer and an appropriate
oversight committee.
– Develop and implement regular and effective employee
educational programs.
Minimum Compliance Program Elements
– Implement and maintain an appropriate confidential
complaint process.
– Develop a system to respond to allegations.
– Use audits to monitor compliance.
– Investigate and resolve identified problems.
To sum up
we have discussed
􀁹 Distinguish between a claim, a potentially compensable
event, a sentinel event, and an adverse outcome.
􀁹 Describe the four elements that must exist in order for
there to be professional liability
􀁹 Discuss the various exposures for different types of
Organizations.
􀁹 State the critical steps in a lawsuit
Claims management

More Related Content

What's hot

Medical Billing 1
Medical Billing 1Medical Billing 1
Medical Billing 1
Karna *
 

What's hot (20)

Importance of health insurance
Importance of  health insuranceImportance of  health insurance
Importance of health insurance
 
Life insurance Claims and Settlement by Dr. Amitabh Mishra
Life insurance Claims  and Settlement by Dr. Amitabh MishraLife insurance Claims  and Settlement by Dr. Amitabh Mishra
Life insurance Claims and Settlement by Dr. Amitabh Mishra
 
Claim settlement
Claim settlementClaim settlement
Claim settlement
 
Medical claims management
Medical claims managementMedical claims management
Medical claims management
 
insurance Claim
insurance Claiminsurance Claim
insurance Claim
 
Rcm (Revenue Cycle Management)
Rcm (Revenue Cycle Management)Rcm (Revenue Cycle Management)
Rcm (Revenue Cycle Management)
 
Construction Claims Explained
Construction Claims ExplainedConstruction Claims Explained
Construction Claims Explained
 
Medical Billing 1
Medical Billing 1Medical Billing 1
Medical Billing 1
 
Health insurance
Health insuranceHealth insurance
Health insurance
 
Healthcare IT Checklist for Small & Midsize Indian Hospitals by HIMSS
Healthcare IT Checklist for Small & Midsize Indian Hospitals by HIMSSHealthcare IT Checklist for Small & Midsize Indian Hospitals by HIMSS
Healthcare IT Checklist for Small & Midsize Indian Hospitals by HIMSS
 
Denial series _ Invalid DX & CPT
Denial series _ Invalid DX & CPTDenial series _ Invalid DX & CPT
Denial series _ Invalid DX & CPT
 
Insurance products 2 ( General Insurance)
Insurance products 2 ( General Insurance)Insurance products 2 ( General Insurance)
Insurance products 2 ( General Insurance)
 
Insurance claims (RISK MANAGEMENT)
Insurance claims (RISK MANAGEMENT)Insurance claims (RISK MANAGEMENT)
Insurance claims (RISK MANAGEMENT)
 
Insurance Contract
Insurance ContractInsurance Contract
Insurance Contract
 
Denial management presentation
Denial management   presentationDenial management   presentation
Denial management presentation
 
Chapter 1[definition and nature of insurance]
Chapter 1[definition and nature of insurance]Chapter 1[definition and nature of insurance]
Chapter 1[definition and nature of insurance]
 
HEALTH INSURANCE PRESENTATION
HEALTH INSURANCE PRESENTATIONHEALTH INSURANCE PRESENTATION
HEALTH INSURANCE PRESENTATION
 
Annual maintenance contracts
Annual maintenance contractsAnnual maintenance contracts
Annual maintenance contracts
 
Chapter 2:Insurance Contract
Chapter 2:Insurance ContractChapter 2:Insurance Contract
Chapter 2:Insurance Contract
 
Patient safety and Risk Management in hospitals
Patient safety and Risk Management  in hospitalsPatient safety and Risk Management  in hospitals
Patient safety and Risk Management in hospitals
 

Similar to Claims management

Malpractice Insurance
Malpractice InsuranceMalpractice Insurance
Malpractice Insurance
bodo-con
 
Chapter 11 Risk Management inSelected High-Risk Hospital Dep
Chapter 11  Risk Management inSelected High-Risk Hospital DepChapter 11  Risk Management inSelected High-Risk Hospital Dep
Chapter 11 Risk Management inSelected High-Risk Hospital Dep
EstelaJeffery653
 
Commercial Payor Behavioral Health Audits: How to Avoid Getting Wiped Out
Commercial Payor Behavioral Health Audits: How to Avoid Getting Wiped OutCommercial Payor Behavioral Health Audits: How to Avoid Getting Wiped Out
Commercial Payor Behavioral Health Audits: How to Avoid Getting Wiped Out
Epstein Becker Green
 
Regulation 101 for providers who bill govt funded plans
Regulation 101 for providers who bill govt funded plansRegulation 101 for providers who bill govt funded plans
Regulation 101 for providers who bill govt funded plans
Christy Stafford
 
Acs0009 Minimizing Vulnerability To Malpractice Claims
Acs0009 Minimizing Vulnerability To Malpractice ClaimsAcs0009 Minimizing Vulnerability To Malpractice Claims
Acs0009 Minimizing Vulnerability To Malpractice Claims
medbookonline
 

Similar to Claims management (20)

Malpractice Insurance
Malpractice InsuranceMalpractice Insurance
Malpractice Insurance
 
Become a better healthcare consumer
Become a better healthcare consumerBecome a better healthcare consumer
Become a better healthcare consumer
 
Documentation you can defend on
Documentation you can defend onDocumentation you can defend on
Documentation you can defend on
 
Measures to prevent Medical Lawsuit
Measures to prevent Medical LawsuitMeasures to prevent Medical Lawsuit
Measures to prevent Medical Lawsuit
 
Legal aspects of nursing philnursingstudent
Legal aspects of nursing philnursingstudentLegal aspects of nursing philnursingstudent
Legal aspects of nursing philnursingstudent
 
Lecture 17 medical errors
Lecture 17 medical errorsLecture 17 medical errors
Lecture 17 medical errors
 
Understanding and Overcoming Medical Billing Denials.pdf
Understanding and Overcoming Medical Billing Denials.pdfUnderstanding and Overcoming Medical Billing Denials.pdf
Understanding and Overcoming Medical Billing Denials.pdf
 
Chapter 11 Risk Management inSelected High-Risk Hospital Dep
Chapter 11  Risk Management inSelected High-Risk Hospital DepChapter 11  Risk Management inSelected High-Risk Hospital Dep
Chapter 11 Risk Management inSelected High-Risk Hospital Dep
 
Independent healthcare in house lawyers' forum, March 2018, London
Independent healthcare in house lawyers' forum, March 2018, LondonIndependent healthcare in house lawyers' forum, March 2018, London
Independent healthcare in house lawyers' forum, March 2018, London
 
A holistic approach to wc loss prevention and control
A holistic approach to wc  loss prevention and controlA holistic approach to wc  loss prevention and control
A holistic approach to wc loss prevention and control
 
Documentation You Can Defend On - CHCO
Documentation You Can Defend On - CHCODocumentation You Can Defend On - CHCO
Documentation You Can Defend On - CHCO
 
Developing a Practice Compliance Plan
Developing a Practice Compliance PlanDeveloping a Practice Compliance Plan
Developing a Practice Compliance Plan
 
Commercial Payor Behavioral Health Audits: How to Avoid Getting Wiped Out
Commercial Payor Behavioral Health Audits: How to Avoid Getting Wiped OutCommercial Payor Behavioral Health Audits: How to Avoid Getting Wiped Out
Commercial Payor Behavioral Health Audits: How to Avoid Getting Wiped Out
 
Regulation 101 for providers who bill govt funded plans
Regulation 101 for providers who bill govt funded plansRegulation 101 for providers who bill govt funded plans
Regulation 101 for providers who bill govt funded plans
 
Medical Law and Ethics 4th Edition Fremgen Test Bank
Medical Law and Ethics 4th Edition Fremgen Test BankMedical Law and Ethics 4th Edition Fremgen Test Bank
Medical Law and Ethics 4th Edition Fremgen Test Bank
 
Legal terms related to practice, registration and liscensing
Legal terms related to practice, registration and liscensingLegal terms related to practice, registration and liscensing
Legal terms related to practice, registration and liscensing
 
Revenue cycle management
Revenue cycle managementRevenue cycle management
Revenue cycle management
 
Legal issues in nursing
Legal issues in nursingLegal issues in nursing
Legal issues in nursing
 
Acs0009 Minimizing Vulnerability To Malpractice Claims
Acs0009 Minimizing Vulnerability To Malpractice ClaimsAcs0009 Minimizing Vulnerability To Malpractice Claims
Acs0009 Minimizing Vulnerability To Malpractice Claims
 
Medicolegal issues in plastic surgery
Medicolegal issues in plastic surgeryMedicolegal issues in plastic surgery
Medicolegal issues in plastic surgery
 

More from Mohamed Mosaad Hasan

Measures of performance and clinical outcome
Measures of performance and clinical outcomeMeasures of performance and clinical outcome
Measures of performance and clinical outcome
Mohamed Mosaad Hasan
 

More from Mohamed Mosaad Hasan (12)

2 tools to identify and control patient safety risks
2 tools to identify and control patient safety risks2 tools to identify and control patient safety risks
2 tools to identify and control patient safety risks
 
1 the science of patient safety
1 the science of patient safety1 the science of patient safety
1 the science of patient safety
 
Patient safety culture
Patient safety culturePatient safety culture
Patient safety culture
 
Patient engagement
Patient engagementPatient engagement
Patient engagement
 
Measures of performance and clinical outcome
Measures of performance and clinical outcomeMeasures of performance and clinical outcome
Measures of performance and clinical outcome
 
Root cause analysis
Root cause analysisRoot cause analysis
Root cause analysis
 
Risk management
Risk managementRisk management
Risk management
 
Risk financing
Risk financingRisk financing
Risk financing
 
Patient safety
Patient safetyPatient safety
Patient safety
 
Operations
OperationsOperations
Operations
 
Loss prevention and reduction
Loss prevention and reductionLoss prevention and reduction
Loss prevention and reduction
 
Bioethics
BioethicsBioethics
Bioethics
 

Recently uploaded

💚 Punjabi Call Girls In Chandigarh 💯Lucky 🔝8868886958🔝Call Girl In Chandigarh
💚 Punjabi Call Girls In Chandigarh 💯Lucky 🔝8868886958🔝Call Girl In Chandigarh💚 Punjabi Call Girls In Chandigarh 💯Lucky 🔝8868886958🔝Call Girl In Chandigarh
💚 Punjabi Call Girls In Chandigarh 💯Lucky 🔝8868886958🔝Call Girl In Chandigarh
Sheetaleventcompany
 
Call Girls Service Anantapur 📲 6297143586 Book Now VIP Call Girls in Anantapur
Call Girls Service Anantapur 📲 6297143586 Book Now VIP Call Girls in AnantapurCall Girls Service Anantapur 📲 6297143586 Book Now VIP Call Girls in Anantapur
Call Girls Service Anantapur 📲 6297143586 Book Now VIP Call Girls in Anantapur
gragmanisha42
 
Best Lahore Escorts 😮‍💨03250114445 || VIP escorts in Lahore
Best Lahore Escorts 😮‍💨03250114445 || VIP escorts in LahoreBest Lahore Escorts 😮‍💨03250114445 || VIP escorts in Lahore
Best Lahore Escorts 😮‍💨03250114445 || VIP escorts in Lahore
Deny Daniel
 
Call Girls in Udaipur Girija Udaipur Call Girl ✔ VQRWTO ❤️ 100% offer with...
Call Girls in Udaipur  Girija  Udaipur Call Girl  ✔ VQRWTO ❤️ 100% offer with...Call Girls in Udaipur  Girija  Udaipur Call Girl  ✔ VQRWTO ❤️ 100% offer with...
Call Girls in Udaipur Girija Udaipur Call Girl ✔ VQRWTO ❤️ 100% offer with...
mahaiklolahd
 
Mathura Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Mathura Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real MeetMathura Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Mathura Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Call Girls Service
 
neemuch Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
neemuch Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meetneemuch Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
neemuch Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Call Girls Service
 
Call Girl in Bangalore 9632137771 {LowPrice} ❤️ (Navya) Bangalore Call Girls ...
Call Girl in Bangalore 9632137771 {LowPrice} ❤️ (Navya) Bangalore Call Girls ...Call Girl in Bangalore 9632137771 {LowPrice} ❤️ (Navya) Bangalore Call Girls ...
Call Girl in Bangalore 9632137771 {LowPrice} ❤️ (Navya) Bangalore Call Girls ...
mahaiklolahd
 
Sambalpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Sambalpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real MeetSambalpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Sambalpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Call Girls Service
 
Tirupati Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Tirupati Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real MeetTirupati Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Tirupati Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Call Girls Service
 
palanpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
palanpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meetpalanpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
palanpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Call Girls Service
 
Bhagalpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Bhagalpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real MeetBhagalpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Bhagalpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Call Girls Service
 
Bihar Sharif Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Bihar Sharif Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real MeetBihar Sharif Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Bihar Sharif Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Call Girls Service
 
Rajkot Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Rajkot Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real MeetRajkot Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Rajkot Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Call Girls Service
 
9316020077📞Goa Call Girls Numbers, Call Girls Whatsapp Numbers Goa
9316020077📞Goa  Call Girls  Numbers, Call Girls  Whatsapp Numbers Goa9316020077📞Goa  Call Girls  Numbers, Call Girls  Whatsapp Numbers Goa
9316020077📞Goa Call Girls Numbers, Call Girls Whatsapp Numbers Goa
russian goa call girl and escorts service
 
Nanded Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Nanded Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real MeetNanded Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Nanded Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Call Girls Service
 
Jalna Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Jalna Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real MeetJalna Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Jalna Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Call Girls Service
 
Top 20 Famous Indian Female Pornstars Name List 2024
Top 20 Famous Indian Female Pornstars Name List 2024Top 20 Famous Indian Female Pornstars Name List 2024
Top 20 Famous Indian Female Pornstars Name List 2024
Sheetaleventcompany
 

Recently uploaded (20)

💚 Punjabi Call Girls In Chandigarh 💯Lucky 🔝8868886958🔝Call Girl In Chandigarh
💚 Punjabi Call Girls In Chandigarh 💯Lucky 🔝8868886958🔝Call Girl In Chandigarh💚 Punjabi Call Girls In Chandigarh 💯Lucky 🔝8868886958🔝Call Girl In Chandigarh
💚 Punjabi Call Girls In Chandigarh 💯Lucky 🔝8868886958🔝Call Girl In Chandigarh
 
Call Girls Service Anantapur 📲 6297143586 Book Now VIP Call Girls in Anantapur
Call Girls Service Anantapur 📲 6297143586 Book Now VIP Call Girls in AnantapurCall Girls Service Anantapur 📲 6297143586 Book Now VIP Call Girls in Anantapur
Call Girls Service Anantapur 📲 6297143586 Book Now VIP Call Girls in Anantapur
 
Best Lahore Escorts 😮‍💨03250114445 || VIP escorts in Lahore
Best Lahore Escorts 😮‍💨03250114445 || VIP escorts in LahoreBest Lahore Escorts 😮‍💨03250114445 || VIP escorts in Lahore
Best Lahore Escorts 😮‍💨03250114445 || VIP escorts in Lahore
 
Call Girls in Udaipur Girija Udaipur Call Girl ✔ VQRWTO ❤️ 100% offer with...
Call Girls in Udaipur  Girija  Udaipur Call Girl  ✔ VQRWTO ❤️ 100% offer with...Call Girls in Udaipur  Girija  Udaipur Call Girl  ✔ VQRWTO ❤️ 100% offer with...
Call Girls in Udaipur Girija Udaipur Call Girl ✔ VQRWTO ❤️ 100% offer with...
 
Mathura Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Mathura Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real MeetMathura Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Mathura Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
 
neemuch Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
neemuch Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meetneemuch Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
neemuch Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
 
Call Girl in Bangalore 9632137771 {LowPrice} ❤️ (Navya) Bangalore Call Girls ...
Call Girl in Bangalore 9632137771 {LowPrice} ❤️ (Navya) Bangalore Call Girls ...Call Girl in Bangalore 9632137771 {LowPrice} ❤️ (Navya) Bangalore Call Girls ...
Call Girl in Bangalore 9632137771 {LowPrice} ❤️ (Navya) Bangalore Call Girls ...
 
Escorts Service Ahmedabad🌹6367187148 🌹 No Need For Advance Payments
Escorts Service Ahmedabad🌹6367187148 🌹 No Need For Advance PaymentsEscorts Service Ahmedabad🌹6367187148 🌹 No Need For Advance Payments
Escorts Service Ahmedabad🌹6367187148 🌹 No Need For Advance Payments
 
Sambalpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Sambalpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real MeetSambalpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Sambalpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
 
Tirupati Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Tirupati Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real MeetTirupati Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Tirupati Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
 
Jaipur Call Girls 9257276172 Call Girl in Jaipur Rajasthan
Jaipur Call Girls 9257276172 Call Girl in Jaipur RajasthanJaipur Call Girls 9257276172 Call Girl in Jaipur Rajasthan
Jaipur Call Girls 9257276172 Call Girl in Jaipur Rajasthan
 
Vip Call Girls Makarba 👙 6367187148 👙 Genuine WhatsApp Number for Real Meet
Vip Call Girls Makarba 👙 6367187148 👙 Genuine WhatsApp Number for Real MeetVip Call Girls Makarba 👙 6367187148 👙 Genuine WhatsApp Number for Real Meet
Vip Call Girls Makarba 👙 6367187148 👙 Genuine WhatsApp Number for Real Meet
 
palanpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
palanpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meetpalanpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
palanpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
 
Bhagalpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Bhagalpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real MeetBhagalpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Bhagalpur Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
 
Bihar Sharif Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Bihar Sharif Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real MeetBihar Sharif Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Bihar Sharif Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
 
Rajkot Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Rajkot Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real MeetRajkot Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Rajkot Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
 
9316020077📞Goa Call Girls Numbers, Call Girls Whatsapp Numbers Goa
9316020077📞Goa  Call Girls  Numbers, Call Girls  Whatsapp Numbers Goa9316020077📞Goa  Call Girls  Numbers, Call Girls  Whatsapp Numbers Goa
9316020077📞Goa Call Girls Numbers, Call Girls Whatsapp Numbers Goa
 
Nanded Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Nanded Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real MeetNanded Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Nanded Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
 
Jalna Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Jalna Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real MeetJalna Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
Jalna Call Girls 👙 6297143586 👙 Genuine WhatsApp Number for Real Meet
 
Top 20 Famous Indian Female Pornstars Name List 2024
Top 20 Famous Indian Female Pornstars Name List 2024Top 20 Famous Indian Female Pornstars Name List 2024
Top 20 Famous Indian Female Pornstars Name List 2024
 

Claims management

  • 1. D R . M O H A M E D M O S A A D H A S A N M D , M P H , C P H Q , C P P S , G B S S Claims Management
  • 2. 􀁹 Compare and contrast claims management activities with loss prevention activities 􀁹 Distinguish between a claim, a potentially compensable event, a sentinel event, and an adverse outcome. 􀁹 Describe the four elements that must exist in order for there to be professional liability 􀁹 Discuss the various exposures for different types of Organizations. 􀁹 State the critical steps in a lawsuit
  • 3. Definitions  Sentinel Event - any unexpected occurrence involving death or serious physical or psychological injury, or the risk thereof.  Adverse Outcome - a clinical outcome that, while neither desirable nor necessarily anticipated, may still have been a known possibility associated with the treatment or procedure.
  • 4. Definitions  Potentially compensable event ( PCE ) : an occurrence that may end up with claim/suit with subsequent payment made by the organization to the patient/family.  Claim - Formal notification (generally in writing) that monetary damages are being sought for an alleged injury.  Lawsuit - Formal legal action filed in court.
  • 5. Definitions  Corporate liability : it is the legal responsibility of the healthcare organization to provide reasonable care and safe environment to its patients/customers , to provide functioning equipment and supplies , and to select all persons who practice within the organization with care with commitment to supervise them.
  • 6. Definitions  Insured Parties: organization and employees; other organization has agreed to provide coverage.  Duty to Defend: insurer will defend any claim or suit alleging injury or damage and seeking damages covered under the policy.  Duty to Pay Damages: insurer will pay damages covered within the policy period
  • 7. Definitions  Reserves: estimates of the amount ultimately required to settle a claim or pay a judgment (indemnity reserve) and to provide for a defense and pay other allocated expenses related to managing a claim (expense reserve)
  • 8. Different kinds of Liabilities
  • 9. Professional Liability Physicians/independent Practitioners 9  Liabilities of Lack of documentation of treatment;  Inadequate work-up (based on accepted standards);  Acts of others (e.g., nurses) if exercising control  Failure to attend or follow up;  Mistaken identity (along with the institution);  Misdiagnosis, if based on inadequate examination and testing;
  • 10. Professional Liability Physicians/independent Practitioners 10  Wrong diagnosis followed by improper treatment causing injury;  Treatment outside field of competence;  Abandonment (neglect or failure to follow up after the acute stage of illness--unilateral termination of the physician-patient relationship without notice to the patient);  Failure to obtain informed consent;
  • 11. Professional Liability Physicians/independent Practitioners 11  Failure to seek consultation or refer to a medical/ surgical specialist;  Use of unprecedented procedures, unless approved by a respectable minority of medical opinion;  Failure to order diagnostic tests which are considered to be a "matter of common knowledge";  Failure to obtain results of diagnostic tests ordered;
  • 12. Professional Liability Physicians/independent Practitioners 12  Infections resulting from failure to utilize proper procedures /precautions;  Aggravation and/or activation of a preexisting condition if injury results;  Premature dismissal or discharge.
  • 13. Professional Liability Nurses 13  Administration of drugs inconsistent with nurse practice acts, or institutional policies;  Failure to follow physician/independent practitioner orders;  Failure to report significant changes in a patient's condition;  Failure to take correct verbal or telephone orders;
  • 14. Professional Liability Nurses 14  Operating room sponge/instrument miscounts; -Patient burns;  Patient falls;  Failure to report defective equipment;  Failure to follow established nursing procedures;  Negligent handling of patient valuables.
  • 15. Question  A Physician asks a nurse to cancel EKG for a patient. The nurse forgot to record this cancellation & then the patient died. the physician should: 1. do nothing since the cancellation is the cause of death 2. ask the nurse to write cancellation in the medical record 3. add an addendum to the record that the EKG had been cancelled 4. the physician add the cancelled order to the record
  • 16. The Concept of Negligence 16  Negligence means lack of proper care.  "Proper care" is based on a defined standard established by law to protect others against harm;  In medical malpractice "proper care" is judged by peers;
  • 17. The Concept of Negligence 17  Negligent conduct (based on set standards and under like circumstances and training) is  Doing what a reasonable person would not do (Act of commission);  Failure to do what a reasonable person would do (Act of omission).  Gross negligence: failure to act if there is known or suspected risk resulting in adverse impact or death;  Contributory negligence: a plaintiffs proven contribution to his/her own harm.  Res Ipsa Loquitur= clear evidence.
  • 18. Burden of Proof for Negligence (all elements must be proven) 18  Duty: The healthcare institution having custody of a patient must:  Breach of duty, based on policies or procedures (advertised standards of care) or "reasonable" standards of care set by law, regulations, or peers; Measurable harm (injury);  Causation: The breach of duty caused the injury.
  • 19. Claims Process  Identification  Investigation  Documentation  Reporting  Reserving  File Management
  • 20. Claims Identification and Investigation  Report of an event (formal and informal).  Internal investigation.  Guidelines for investigating an event. – Discover and document the facts – Secure evidence – Determine the applicable standard of care – Assess the applicable legal principles – Communicate with appropriate persons
  • 21. Reserving of Claims  Set aside money to pay indemnity costs and legal fees.  Critical for the financial soundness of the insurance company or the self-insurance fund.  Reserve set when exposure can be sufficiently assessed.
  • 22. Litigation Management Selecting a Defense Firm – Experience – Multiple attorneys capable of handling the case – No clients preferred over others – Billing rates – Geographical proximity – Current caseload – Experience with subject matter – Experience with plaintiff counsel
  • 23. Litigation Management Communicating with Defense Counsel – Acknowledgment of assignment – Designation of trial attorney – Investigation – Medical reviews – Settlements – Reporting requirements
  • 24. Litigation Management Controlling Legal Fees – Hourly rates. – Professional services. – Miscellaneous expenses. – Bill auditing.
  • 25. Litigation Management Evaluating Defense Firm Performance – Procedural compliance. – Track record. – Billing. – Understanding of underlying medical issues.
  • 26. Claims Settlement Process  Negotiate with the claimant if not represented by legal counsel.  Negotiate with the claimant's attorney if represented by legal counsel.
  • 27. Question A potentially compensable event may exist: A. In the absence of an injury. B. Only in the presence of a physical injury. C. Only in the presence of a physical or psychological injury. D. Whenever a lawsuit is filed.
  • 28. Corporate Compliance Examples of Fraudulent Activities – False claims and fraudulent billing. – Bribes, kickbacks, excessive or unreasonable discounts or rebates, and profit-sharing agreements. – Medical neglect or abuse of a patient.
  • 29. Corporate Compliance Why have a Compliance Program – Fulfill a legal duty to ensure false or inaccurate claims are not being submitted. – Demonstrate a commitment to honest and responsible beliefs and practices. – Provide a more accurate view of employee and contractor behavior.
  • 30. Corporate Compliance Why have a Compliance Program - Identify and prevent criminal and unethical conduct. – Improve the quality of patient care. – Implement a means for immediate and appropriate corrective action.
  • 31. Corporate Compliance Minimum Compliance Program Elements – Develop and distribute written standards of conduct and P&Ps that demonstrate the organization’s commitment to compliance. – Designate a chief compliance officer and an appropriate oversight committee. – Develop and implement regular and effective employee educational programs.
  • 32. Minimum Compliance Program Elements – Implement and maintain an appropriate confidential complaint process. – Develop a system to respond to allegations. – Use audits to monitor compliance. – Investigate and resolve identified problems.
  • 33. To sum up we have discussed 􀁹 Distinguish between a claim, a potentially compensable event, a sentinel event, and an adverse outcome. 􀁹 Describe the four elements that must exist in order for there to be professional liability 􀁹 Discuss the various exposures for different types of Organizations. 􀁹 State the critical steps in a lawsuit