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The paper discusses the consequences of implementing the indigenisation laws in their current form on the banking sector in Zimbabwe. The law requires that firms operating in the country which are owned by non-indigenous Zimbabweans and with asset values exceeding US$500 000 cede 51% shareholding to indigenous black Zimbabweans. The paper concludes that the benefits of indigenising foreign banks are far outweighed by possible negative consequences. These consequences include loss of confidence in the banking system, loss of lines of credit, loss of access to latest technologies, and as well as limited exposure to international best practices. The programme may lead to foreign banks disinvesting from the country with serious repercussions to the economy. The indigenisation of foreign banks should therefore be approached with caution so that the indigenised banks would at least retain their international appeal with the foreign partners retaining influence on important decisions affecting the operations of the banks.

The Consequences of Implementing the Indigenisation and Economic Empowerment ...

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Human Resource Development is concerned with the provision of learning, development and training opportunities in order to improve individual, team and organizational performance. The objective of the study was influence of compensation and reward on performance of employees at Nakuru county government A survey was carried out within the 11 sub-counties in Nakuru County Government with the study adapting a descriptive research design. Stratified random sampling technique was employed on a target population of 6,400 respondents from the same geographical area of study. Simple random sampling was used to select the respondents that formed a sample size of 98 respondents. Primary data was collected using questionnaires and interview schedules with a combination of open and closed questions. Statistical Package for Social Sciences was used to analyze the data. The findings indicated that there was a strong relationship compensation and reward on employee performance in the county government of Nakuru. The researcher therefore recommended training needs and other nonmonetary rewards practices in order to enhance employee performance.

Influence of Compensation and Reward on Performance of Employees at Nakuru Co...

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MFIs play a fundamental role in the Kenyan economy in that they enhance financial deepening by enabling millions of Kenyans to access financial services particularly credit. MFIs in Kenya have been facing many challenges. Despite many successful MFIs containing credit risks within desired levels, they still face greater challenges in the increased volatility of their portfolio. This study sought to analyze the financial factors affecting the operations of MFIs in Nakuru town, Kenya. The target population constituted 127 MFIs’ employees. A sample of 57 respondents was drawn from the target population using stratified random sampling method. A self-administered structured questionnaire was used to collect primary data from the sampled respondents. Both reliability and content validity of the instrument were tested. The collected data were analyzed with the aid of the Statistical Package for Social Sciences program. Data analyses were both descriptive and inferential. The findings of the study were presented in tables that captured both descriptive and inferential statistical results. Access to credit facilities and financial management skills were found to affect operations of MFIs positively. On the other hand, it was revealed that both cost of operations and credit risk negatively affect the MFIs’ operations. The study recommends that MFIs should encourage more savings from their customers in order to minimize reliance on credit facilities from other financial institutions and should also employ measures of minimizing the costs of operations. Moreover, MFIs are advised to employ measures of minimizing the costs of operations, in addition to holding training workshops for their staff in order to equip them with requisite skills in financial management. Lastly, they should enhance the profiling of all their customers before advancing any credit facility to them

Some Aspects of Financial Management Affecting Cost of Operations of Microfin...

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The Consequences of Implementing the Indigenisation and Economic Empowerment ...

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Some Aspects of Financial Management Affecting Cost of Operations of Microfin...

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