To open a bank savings account, customers must provide KYC information, details about the type of account and facilities wanted, and Form 60 if they do not have a PAN number. The account opening process involves filling out customer and account information sections and reviewing bank rules. Customers must also provide photos and KYC documents for each person opening an account.
Scaling up coastal adaptation in Maldives through the NAP process
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Bank account opening and online banking
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4. FOR OPENING AN ACCOUNT, YOU NEED TO
PROVIDE THE FOLLOWING INFORMATION
๏ KYC (Know Your Customer) information.
๏ Information about the Savings Bank account you
wish to open and the facilities you would want in the
account.
๏ Form 60, if you do not have Permanent Account
Number (PAN) of Income Tax.
๏ Form DA-1 (optional), if you wish to make a
nomination (recommended).
5. ACCOUNT OPENING PROCESS
Step 1: Fill the Customer Information Section.
Step 2: Fill the Account Information Section.
Step 3: Read the Savings Bank Rules.
Note :- For each person who wishes to open the
account, you will need to provide:
๏ฑ 2 Recent passport-size colored photographs.
๏ฑ KYC documents as mentioned in the AOF.
24. ๏ผ Tighten your online banking security settings
Never list your main e-mail addresses publicly
anywhere. This includes online advertisements; blogs
or any place where your information can be harvested
by spammers.
๏ผ Use a separate email address for the internet
which is not linked to your personal or business e-mail
account.
๏ผ Make sure that your PC or mobile is updated with
the latest IOS updates and anti-virus/malware
software.
25. ๏ผ On a secure PC, log into your e-mail and then
check whether or not any of the settings have been
changed by a hacker. If any of the settings have been
altered, delete the new settings.
๏ผ Once you have changed the settings, create a new
passwords, and add your secondary e-mail account as
your alternative address.
๏ผ Donโt use public computers to conduct online
banking, as there is no way of knowing if they are
infected with malware accidentally, or have key logging
spyware installed intentionally.
26. ๏ผ Do not leave sensitive documents like bank
statements in your inbox. Rather save them elsewhere
and delete the original email with annexures.
๏ผ Monitor your bank accounts to check that no
irregular activity has taken place without your consent
or knowledge
๏ผ Register for sms notifications so that you are
notified of any transaction on your bank account
If you use a public webmail such as yahoo and gmail,
ensure that you enable two factor authentication
services