Debt - how to get it and how to get rid of it.

1. Debt

2. Getting Debt

3. Money coming In Money going Out <

4. The equation is not in Balance

5. Money going Out Money coming In Debt = -

6. Getting rid of Debt

7. 2 Options

8. Increase Money In

9. =

10. Make more money Spend the same Surplus

11. Pay down debt with surplus - = Less debt Surplus Debt - =

12. Repeat until debt is gone

13. OR

14. Decrease Money Out

15. =

16. Make the Same Spend less Money Surplus

17. Pay down debt with surplus - = Less debt Surplus Debt - =

18. Repeat until debt is gone

19. No Secret Formula No Special Program

20. Only Willingness, Motivation and Discipline