single ATTACHED house
lot AREA: 120 sq.m.
floor AREA: 100 sq.m.
Living Area
Dining Area
Kitchen Area
Bedroom: 4
Toilet and Bath: 3
Balcony
Provision for Lanai
Provision for Two-Car Garage
Family Courtyard
3. Living Area
Dining Area
Kitchen Area
Bedroom: 4
Toilet and Bath: 3
Balcony
Provision for Lanai
Provision for Two-Car Garage
Family Courtyard
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4. Concrete roof tiles
Powder coated aluminum windows
Painted sand blast finish for exterior walls
Painted plain cement finish for interior walls
Tiled Kitchen counter with stainless kitchen sink
Tiled Toilet and Bath with complete set of
bathroom fixtures (including tissue and soap
holder)
Tiled ceramic flooring for living, dining, and
kitchen area
Tiled vinyl flooring for bedrooms, hallway and
staircase
Provision for CATV, Telephone, and air-condition
outlet
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5. GROUND FLOOR 2ND FLOOR PLAN
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6. GROUND FLOOR 2ND FLOOR
Living Area / Kitchen Area Bedroom 1: 11.55sq.m.
/ Dining Area: 34.25 sq.m. Bedroom 2: 10.35 sq.m.
Den / Guest Room: 6.25 Master’s Bedroom:14.80
sq.m. sq.m.
Toilet and Bath: 3.60 sq.m.
Toilet (Master’s): 3.90
sq.m.
Toilet and Bath (2nd
Floor): 3.70 sq.m.
Balcony: 7.30 sq.m.
Others: 12.10 sq.m.
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7. 12.5% BANK FINANCING 30% IN-HOUSE FINANCING
Total Contract Price • 3,002,400.00 Total Contract Price • 2,905,100.00
Reservation Fee • 20,000.00
Reservation Fee • 20,000.00
Total DP (Net EQ) • 355,300.00
Total DP (Net EQ) • 851,530.00
DP TERM • 15 MONTHS
DP AMOUNT • 23,686.67 DP TERM • 24 months
Loanable Amount • 2,627,100.00 DP AMOUNT • 35,480.42
20 Years • 23,231.57
Loanable Amount • 2,033,570.00
15 years • 26,363.39
10 Years • 41,692.39
10 Years • 33,131.43
05 Years • 54,525.57 05 Years • 52,674.19
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8. Lancaster Estates Lancaster Estates Lancaster Estates
Country Club Church 800 Swimming
(Leighton Hall) Pool OLYMPIC SIZE
SEATERS
3FLOORS WITH KIDDIE POOL
Lancaster Estates School Lancaster Estates School Lancaster Estates Public
(St. Edward Integrated (St. Edward Integrated Transportations Service
School) School)
MALANDAY BUS
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9. VICINITY MAP ACCESSIBILITY
5-8mins away from SM
Bacoor and Island Cove
15mins away from Makati
and Airport
5-8mins away fr Puregold
and Robinsons Imus
15mins away fr Baclaran,
MOA, Manila via cavitex
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10. Reservation fee, downpayments and amortizations are NOT
refundable.
• But it is transferable to another person or unit provided under same agent and developer. Fee: Php
3,000.00.
Only 12.5% downpayment is required for you to move-in to your unit.
If downpayment is paid in cash, 7.5% discount apply base on net downpayment.
If total contract price is paid in full cash, you have 10% discount base on the net selling price.
• Other terms and conditions apply.
Inhouse Financing Requirements
• 3 pcs. ID picture
• 2 Valid ID & TIN & Cedula
• Marriage Contract
• 70 pcs. Postdated Checks
Bank Financing Requirements
• 3 pcs. ID picture
• Marriage Contract
• 2 Valid ID & TIN & Cedula
• Proof of Billing
• Consularized SPA Bank Form (FOR OFW Buyer ONLY)
• Good credit record.
• 15 pcs. Postdated checks.No checking account?
Developer will give a Bank referral to open a checking account.
• Amount needed to open: Php5,000.00 + Php375.00 for check booklet.
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11. Who are Qualified To Apply Bank Housing Loan
• Must be Filipino citizen.
• If Buyer is a Filipino Immigrant, must have a Dual Citizenship.
• Must be 18 yrs. - 50 yrs. Must not be more than 50 yrs. old.
• Must be presently working.
• No problem with marital status.
• No pending legal cases.
• No unpaid credit cards or unpaid loan account.
Current access :
• Cavite Expressway (Cavitex)
• Patindig Araw in Bucandala, Imus Cavite
• Emilio Aguinaldo Highway - Tirona Highway
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12. ACCEPTED KINDS OF PAYMENT:
Reservation Fee:
1. Cash - Philippine Pesos
2. Personal Checks or Company checks or Managers Check
3. Credit CardsDownpayment:
1. Cash - accepted for 3 months only
2. Postdated Checks - required for the remaining downpaymentAmortization:
1. Postdated Checks
2. Automatic Debit from Bank Account
Buying Procedure
1. Visit the house model and actual construction location. A representative is
allowed.
2. Choose a block & lot. Ask for computation and payment schedule.
3. Pay the reservation fee. Accepts credit cards, checks and cash.
4. Pay your 1st DP after 30-45 days.
5. Submit requirements within 60 days.
6. Always contact US, for assistance & questions.
7. Congratulations! You have now a home to call your own.
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13. 09321602747 l 09333842293 l 09085180399
1. THRU BANK FINANCING
Pay Reservation fee
DOWPAYMENT: 12.5% of the Total Contract Price. To be paid in 15 monthly installment without interest.
START OF PAYMENT: 30-45 days after paying the reservation fee.
BALANCE LOANABLE: 87.5% will be loaned from our accredited bank. This is called the bank amortization. Our Developer's
office will process your loan. Start of payment: On the 16th month. After 15 months of paying in full the 12.5% downpayment. If
you pay the downpayment in full cash, your bank amortization will still start on the 16th month.
ESTIMATED MOVE-IN DATE: On the 16th-18th month. After 15 months of paying the downpayment and bank has paid the
Developer.
2. THRU INHOUSE FINANCING
Pay Reservation fee
DOWPAYMENT: 30% of the Total Contract Price. To be paid in 24 monthly installment without interest.
Start of payment: 30-45 days after paying the reservation fee.
BALANCE LOANABLE: 70% will be financed by the Developer. This is called the In-house amortization. Our Developer's office
will process your loan.
START OF PAYMENT: On the 25th month. After 24 months of paying in full the 30% downpayment. If you pay the downpayment
in full cash, your amortization will still start on the 25th month.
ESTIMATED MOVE-IN DATE: On the 16th-18th month. After 15 months of paying the monthly downpayment.
3. CASH DEFERRED PAYMENT - 24 EQUAL MONTHLY PAYMENTS NO INTEREST
Pay Reservation fee
DOWPAYMENT: There is no downpayment required.
AMORTIZATION: There is no amortization.
Cash deferred payment is considered as cash. Reservation fee is deducted from Total Contract Price. The balance will be
divided into 24 monthly installment without interest.
Start of the 24 monthly payment: 30 days after paying the reservation.
ESTIMATED MOVE-IN DATE: On the 16th-18th month. After 15 months of paying the monthly installment.
4. SPOT CASH
Pay Reservation fee
The balance will be entitled with a discount ranging from 4-10% depending on when
you will pay in full.
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ROUTE 1 – From Cubao, Starmall Edsa, or Makati Via Baclaran: Take a bus to BACLARAN. From
BACLARAN, ride on a bus to TANZA or NAIC / MARAGONDON taking the CAVITEX (Cavite
Expressway) or EMILIO AGUINALDO route. Get off at LANCASTER ESTATES. Take tricycle in
going inside LANCASTER ESTATES.
ROUTE 2 – From Cubao, Starmall Edsa, or Makati Via SM Bacoor: Take a JASPER bus with
DASMARINAS – E. AGUINALDO HIGHWAY route or signboard. Get off at SM BACOOR. From
SM BACOOR, you can get on the jeepney or bus bound for TANZA
or NAIC / MARAGONDON taking the CENTENNIAL ROAD route. Get off at LANCASTER
ESTATES. Take tricycle in going inside Lancaster Estates.
ROUTE 3 – From Lawton Direct: Take a bus with TANZA or NAIC / MARAGONDON signboard via
CAVITEX or E. AGUINALDO
HIGHWAY route. Get off at LANCASTER ESTATES. Take tricycle in going inside Lancaster
Estates.
ROUTE 4 – From Tagaytay: Take a bus or jeepney going to BACLARAN or ZAPOTE. Get off at SM
BACOOR. From SM Bacoor, you can get on the jeepney or bus bound for TANZA or NAIC /
MARAGONDON taking the Tirona Highway route. Get off at LANCASTER ESTATES. Take tricycle
in going inside Lancaster Estates.
ROUTE 5 – From Alabang: From Alabang- Zapote Road junction, board a mini bus or jeepney
going to TANZA or NAIC / MARAGONDON taking the Tirona Highway route. Get off at
LANCASTER ESTATES. Take tricycle in going inside Lancaster Estates.
15. 8th Top High Performing Provinces
* In terms of local governance, Cavite was recognized among the 10
provinces which acquired high scores in the department’s Local
Governance Performance Management System (LGPMS).
Premiere Tourist Destination
* Cavite boasts some of its most superb mountains, cave and falls found
in the upland areas such as: Tagaytay Ridge, Cabag Cave in
Maragondon, Balite Falls in Amadeo, Malibiclibic Falls in General
Aguinaldo-Magallanes border and Mts. Palay-Palay and Mataas na
Gulod National Park in Ternate and Maragondon.
Strategic Location
* Cavite has six major entry and exit points; so going in and out is easy.
* Cavite has a good road network; moving from one town to another
place within the province is only a short distance drive.
Good Climate
* Cavite has two pronounced seasons: relatively dry from November to
April, and wet from May to October.
* Warmest months are March, April, May , June and July with an
average temperature of 28.8oCelsius.
* Coolest months are January, February and December with an
average temperature of 25.8oCelsius.
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16. Generally Ideal Peace and Order Situation
* Sustained thru the Cavite-Philippine National Police program on increased
police visibility particularly along chokepoints during day time and sustained night
watch operations.
Cavite Has Approved Development Plans
* Land in the province is delineated and allocated based on approved Provincial
Physical Framework Plan (PPFP) and Provincial Development Plans (PDP) - 2005-
2010
* There is no dam near Lancaster Estates.
Service Providers Are In Place
* Power Supply - from the National Power Corporation thru MERALCO
* Water Supply - From Ground Water Resources developed by respective IEs,
water services from MAYNILAD and Local Water Districts
* Telephone Services (Land-based & Mobile) - From Philippine Long Distance
Company (PLDT), Digital Telecomunications Philippines, Inc. (DIGITEL), Globe
Telecommunications Company & Smart Telecommunications
* Telecommunication Services - From Radio Communication of the Phils, Inc.
(RCPI), Philippine Telegraph & Telephone Company (PT&T), LBC & DHL
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17. Major Infrastructure Projects - are being pushed for implementation
and completion to complement rapid urbanization.
1. LRT LINE 1 BY APPROXIMATELY 11.7 KM. FROM BACLARAN TO BACOOR - (Read
more..http://www.lrta.gov.ph/projl1_south.htm)
2. R-1 EXTENSION, DAANG-HARI ROAD - (Read
more...http://www.topgear.com.ph/news/construction-of-daang-hari-slex-road-
to-begin-february-2012)
3. CALA EAST-WEST ROAD) & CALA NORTH-SOUTH ROAD -(Read
more...http://www.dpwh.gov.ph/bureau_services/PPP/projects/cala_laguna.htm
)
4. CALA EXPRESSWAY - (Read
more..http://www.dpwh.gov.ph/bureau_services/PPP/projects/cala_cavite.htm)
5. MANILA-CAVITE TOLL EXPRESSWAY PROJECT (R-1 EXPRESSWAY EXTENSION) - (Read
more..
http://www.dpwh.gov.ph/infrastructure/super_regions/lub/manila_cavite.htm)
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18. 09321602747 l 09333842293 l 09085180399
MALLS NEARBY (KILOMETERS)
Robinsons Imus - 4.3
SM Bacoor - 6.7
SM Dasmarinas - 13.0
Festival Mall - 14.9
Mall of Asia - 16.9
Makati Business Center - 21.0
PLACES NEARBY:
International Airport - 16.5
MRT Edsa Taft - 18.2
Lawton- 22.2
Tagaytay - 34.1
HOSPITALS NEARBY:
Kawit Kalayaan Hospital - 1.3 km.
Divine Grace Medical Center - 2.9
Imus Medical Center - 5.2
Our Lady of Pilar Hospital - 4.2
St. Dominic Hospital - 8.6
De La Salle Medical Center - 12.6
Asian Hospital Alabang - 15.2
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RESERVE
Call us or fill in our FREE site tripping form
Attend project presentation or actual site tripping
Choose your house model
Choose your house location
DOCUMENTATION
Read the FAQ’s
Review the cash, deferred cash, and financing requirements
Meet your agent and submit all requirements to the developer
Hear the developer's counseling for re-validation of the booking details.
Buyer will be given a complete set of documents whether cash or financing
MOVE IN!
On or before the 18th of the month, the buyer will be notified about any necessary meetings with
developer or the bank regarding any additional document that needs to be updated/signed or related.
The buyer will be notified about the house inspection schedule with the site engineer by pro-friends
The buyer inspects the house and will be given a chance to request any necessary improvements if any.
After house acceptance, the house keys are turned-over to the now became a home owner.
For house renovations, or improvements after house turn-over, the home owner can submit a proposal
to the pro-friends site engineering office subject for approval.
REMARKS: For the peace of mind your agent is committed to assisting you at least once on every main part of the home buying process.
20. Initial
REQUIREMENTS
For cash/deferred cash and all other
types of financing
To be submitted upon reservation:
reservation agreement (RA)
buyer information sheet (BIS)
reservation fee (RF)
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21. additional REQUIREMENTS
To be submitted within 60days upon reservation
Employed (Locally employed, OFW's) or Self-employed (Sole Proprietorship, Professionals)
standards REQUIREMENTS
Original certificate of employment (COE) with status and salary
copy of pay slip for the last 3 months
latest income tax returns (ITR)
3 pcs. 1x1 photos with name and house unit ID at the back (principal buyer, spouse and AIF)
Photocopy of 2 valid ID's with 3 specimen signatures (principal, spouse and AIF) (ie SSS, GSIS, HDMF,
TIN, Driver's License, PRC, Passport, Company ID)(Postal is valid for spouse and AIF only)
Tax Identification Number (TIN)
postdated checks (down payment, monthly amortization, guaranteed check, real property tax)
community tax certificate (CTC) or cedula (current year) - required to submit again on succeeding
year
latest proof of billing (or signed certificated from owner if renting) -required to submit again on
succeeding year.
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22. additional if SOLE PROPRIETORSHIP
business permits and licenses for the current year
photocopy of certification of registration issued by DTI
photocopy of business ITR/Audit FS for the past two years
copy of lease contract and title for rental/lease income
additional FOR OFW's
original crew contract and exit pass with POEA or employment
contract duly authenticated by the Philippine consulate
proof of monthly remittances
photocopy of unexpired passport with date of departure and
arrival (with 3 specimen signatures)
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23. additional if transacting THROUGH AN
ATTORNEY-IN-FACT
one (1) original copy of duly notarized/consular zed special
power of attorney (pertinent data of SPA form are: Name of
principal borrower, name of AIF, project name with block
and lot)
additional IF SINGLE
copy of birth certificate
additional if married
photocopy of marriage certificate
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24. additional if SEPARATED / ANNULLED /
DEVORCED
certificate of finality / entry of judgment of the court order
granting the legal separation / annulment / decree of
divorce
additional if WIDOWED
photocopy of death certificate of the deceased spouse
additional if MARRIED TO A FOREIGN
SPOUSE
waiver of rights (all pages should be signed and notarized)
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25. 09321602747 l 09333842293 l 09085180399
additional FOR BANK FINANCING
To be submitted within 60 days upon reservation
1. Loan application form (complete set will be given upon
reservation or counseling)
2. other eligibilities:
age upon loan maturity
65 years - locally employed
60 years - OFW
OFW applicants must not be employed in any "war-torn-country" included in the
bank's listing
prompt payments throughout the loan seasoning period
bank pre-approval process includes checking with the credit management
association of the Philippines (CMAP) to determine whether there are unpaid loans,
credit card bill, and other negative transactions, if the client did not pass the pre-
approval process, the application will be automatically converted to in-house
financing. However the loan application with the bank may still be considered,
provided that the client can show loan or credit payments.
26. Reservation Agreement (RA) identifies the property you will
purchase and its specification. For example:
• Project
• Block and Lot
• Lot Area
• House Type
• Floor Area
Total Contract Price (TCP) is the total amount you will pay for the
property you are buying (includes the legal & miscellaneous fees.)
Reservation Fee (RF)
• The reservation fee closes the sale (on a first come, first served basis) and holds the
unit for the buyer.
• it forms part of the downpayments (DP)
• it is non-refundable in case the account is cancelled.
Downpayments (DP)
• the DP is a percentage of the total selling price (TSP) plus the legal and miscellaneous
fees (LMF)
• it is payable over a prescribed period and does not bear interest.
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27. Payment is due on the 5th or 20th of the moth depending on
the date of reservation:
RESERVATION DATE HIT DATE
6th to 20th day of the month 20th day of the following month
21th to 5th day of the month 5th day of the next following month
Important reminders on downpayment (DP)
• Non-payment of the first DP automatically cancels the reservation and all
payment made are forfeited.
• Penalty for delayed payment: 1/10 of 1% per day of delay
• legal and miscellaneous fee (LMF) is computed at 8.0% of the total selling
price (TSP)
Legal and miscellaneous fee (LMF) covers the following:
• Premiums for the first year coverage-mortgage redemption insurance (MRI)
& Fire insurance.
• real property taxes for one year
• blue print of house (one set)
• home owners association (HOA) dues for preventive maintenance
• administrative expenses
• transfer of TCT in the buyer's name
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28. Grounds for cancellation of the Reservation
Agreement:
• failure to appear in person for loan counseling
• failure to pay the first DP, in which case the reservation
fees (RF) is forfeited
• failure to remit any three (3) consecutive monthly
installment or amortization
• failure to submit within the prescribed period any of
the documents that may be required by pro-friends of
the financing institution
• Willful misrepresentation of falsification of any
document submitted.
• Voluntary withdrawal from RA for any reason
whatsoever.
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29. Financing Terms:
• Downpayment (DP) at least of 12.5% of TCP
• Maximum DP Term 15 months
• Loan Amount maximum of 87.5% TCP
maximum of 25 years for local
• Loan Term employees, 15 years for OFW's (Subject to prevailing bank terms)
• Interest Rate 10% (indicative rate only, subject to prevailing bank terms)
Equal monthly amortization of principal and interest through
postdated checks or through automatic debit arrangement.
• Repayment the insurance premiums (for fire and mortgage redemption) form part
of the monthly amortization.
• Penalty 1/10 of 1% (compounded) per day of delay
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30. Company Policy on Payment
• all check payment must be made in favor of PROPERTY OF
FRIENDS, INC.
• payment must be made directly to the authorized cashiers for the
proper issuance of provisional receipt (PR) or an official receipt
(OR)
• agents and brokers are not allowed to receive payments
• Payments made through agents and brokers shall be the
responsibility and risk of the buyer, and shall not be the liability of
PROFRIENDS.
Taxes
• The buyer is bound to pay the real estate taxes and special taxes
levied or that may be levied on the property during the time the
CTS are in force.
• the buyer shall be required to submit post-dated checks (PDC's)
for this purpose
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31. 09321602747 l 09333842293 l 09085180399
Eligibility requirements for bank financing (subject to prevailing
bank guidelines)
• age requirement
borrowers must be at least 21 years old but not more than 65years old upon loan
maturity
if OFW, must not be more than 60 years old upon loan maturity
• in case application for bank financing is disapproved, the account shall be
automatically converted to in-house financing
Documents Required
Delivery
• PCFI shall deliver the unit to the buyer on___.
• the period may be extended if there is a delay in construction due to unforeseen
circumstances.
Occupancy and Possession
• PCFI will issue a notice of house inspection with clearance for inspection (NHI with CFI)
to the buyer starting the date of the unit shall be ready for inspection and /or
occupancy
• the buyer is given 60 days from receipt of NHI with CFI within which to inspect the unit
id the buyer fails to inspects the unit within this period it shall be deemed accepted in
good condition.
• any loss or damage to the unit after it is deemed accepted or after PCFI issues an
authority to move (ATMI) shall no longer be the responsibility of PCFI
32. Use of the Property
• the property shall be used exclusively for residential
purposes. PCFI does not allow the property to be converted
for other uses or purposes even after the unit has been
transferred in the name of the buyer. This is contained in the
terms and conditions in the master deed of restriction to
which the buyer is bound.
Management and Administration
• the buyer is enjoined to maintain order and keep the
property in a good condition. should the buyer fail to do so,
PCFI reserves the right to enforce its policies regarding the
upkeep of the property.
• the buyer shall bear all cost which PCFI shall incur to keep
the property in good condition.
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33. Improvements / Alteration
• the buyer shall be allowed to make any alteration or additional construction to the
unit only after the final house acceptance.
• the buyer shall be required to submit the proposal buildings plan for any improvement
or alteration and pay a deposit fee which will serve as a construction bond, to be
refunded after modification is complete and all deductions for damages (if any) have
been made.
• PCFI reserves the right to make modification on the plans and specifications during
the course of construction. These may include:
• subdivision and housing components in any part of the project may be required
under national or local government laws and regulations
• Modifications necessary for the enhancement for the entire project.
Membership in the HOA
• upon acceptance of the unit or once the buyer has taken possession of the unit, the
buyer automatically becomes a member of the homeowner association (HOA) and is
required to pay the monthly dues. Possession shall mean any one of the following.
• unit is deemed accepted
• house keys have been turned over the buyer
• actual move in has taken place
• Alterations or improvements on the unit have been implemented.
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