1. HSBC
Monto 150000
Interes 2.66% e.m INT ANUAL: 31.92%
Interes (mora) 3.07% e.m PAGO FINAL: $267,344.80
Plazo 48
Costo del prestamo 2%
es: 0.32367036
Pago(SI=1) Periodo Saldo Inicial Mensual Interes Mora Pago Pago adicional Abono Capital Saldo final Flujo de caja Saldo sin Mora Mora Mora Acumulada
0 150000 150000 150000
1 1 150000.00 3990.00 $5,569.68 $1,579.68 $148,420.32 -$5,569.68 148,420.32$ $0.00 $0.00
1 2 148420.32 3947.98 0 $5,569.68 $1,621.70 $146,798.61 -$5,569.68 146,798.61$ $0.00 $0.00
1 3 146798.61 3904.84 0 $5,569.68 $1,664.84 $145,133.77 -$5,569.68 145,133.77$ $0.00 $0.00
1 4 145133.77 3860.56 0 $5,569.68 $1,709.12 $143,424.65 -$5,569.68 143,424.65$ $0.00 $0.00
1 5 143424.65 3815.10 0 $5,569.68 $1,754.59 $141,670.06 -$5,569.68 141,670.06$ $0.00 $0.00
1 6 141670.06 3768.42 0 $5,569.68 $1,801.26 $139,868.80 -$5,569.68 139,868.80$ $0.00 $0.00
0 7 139868.80 3720.51 0 $0.00 -$3,720.51 $143,589.31 $0.00 138,019.63$ -$5,569.68 -$5,569.68
1 8 143589.31 3819.48 4408.191866 $5,569.68 $1,750.21 $146,247.30 -$5,569.68 141,690.95$ -$4,556.35 -$10,126.03
1 9 146247.30 3890.18 0 $5,569.68 $1,679.51 $144,567.79 -$5,569.68 144,298.44$ -$269.35 -$10,395.38
1 10 144567.79 3845.50 0 $5,569.68 $1,724.18 $142,843.61 -$5,569.68 142,567.09$ -$276.52 -$10,671.90
1 11 142843.61 3799.64 0 $5,569.68 $1,770.04 $141,073.57 -$5,569.68 140,789.69$ -$283.87 -$10,955.77
1 12 141073.57 3752.56 0 $5,569.68 $1,817.13 $139,256.44 -$5,569.68 138,965.02$ -$291.42 -$11,247.19
0 13 139256.44 3704.22 0 $0.00 -$3,704.22 $142,960.66 $0.00 137,091.80$ -$5,868.86 -$17,116.05
1 14 142960.66 3802.75 4388.892332 $5,569.68 $1,766.93 $145,582.62 -$5,569.68 140,738.45$ -$4,844.18 -$21,960.23
1 15 145582.62 3872.50 0 $5,569.68 $1,697.19 $143,885.44 -$5,569.68 143,301.30$ -$584.14 -$22,544.37
1 16 143885.44 3827.35 0 $5,569.68 $1,742.33 $142,143.11 -$5,569.68 141,543.43$ -$599.68 -$23,144.05
1 17 142143.11 3781.01 0 $5,569.68 $1,788.68 $140,354.43 -$5,569.68 139,738.80$ -$615.63 -$23,759.69
1 18 140354.43 3733.43 0 $5,569.68 $1,836.26 $138,518.18 -$5,569.68 137,886.17$ -$632.01 -$24,391.69
1 19 138518.18 3684.58 0 $5,569.68 $1,885.10 $136,633.08 -$5,569.68 135,984.26$ -$648.82 -$25,040.51
1 20 136633.08 3634.44 0 $5,569.68 $1,935.24 $134,697.83 -$5,569.68 134,031.76$ -$666.08 -$25,706.59
1 21 134697.83 3582.96 0 $5,569.68 $1,986.72 $132,711.11 -$5,569.68 132,027.32$ -$683.80 -$26,390.39
1 22 132711.11 3530.12 0 $5,569.68 $2,039.57 $130,671.55 -$5,569.68 129,969.56$ -$701.98 -$27,092.37
1 23 130671.55 3475.86 0 $5,569.68 $2,093.82 $128,577.72 -$5,569.68 127,857.07$ -$720.66 -$27,813.03
1 24 128577.72 3420.17 0 $5,569.68 $2,149.52 $126,428.21 -$5,569.68 125,688.38$ -$739.83 -$28,552.85
1 25 126428.21 3362.99 0 $5,569.68 $2,206.69 $124,221.52 -$5,569.68 123,462.01$ -$759.51 -$29,312.36
1 26 124221.52 3304.29 0 $5,569.68 $2,265.39 $121,956.13 -$5,569.68 121,176.42$ -$779.71 -$30,092.07
1 27 121956.13 3244.03 0 $5,569.68 $2,325.65 $119,630.47 -$5,569.68 118,830.03$ -$800.45 -$30,892.52
1 28 119630.47 3182.17 0 $5,569.68 $2,387.51 $117,242.96 -$5,569.68 116,421.22$ -$821.74 -$31,714.26
1 29 117242.96 3118.66 0 $5,569.68 $2,451.02 $114,791.94 -$5,569.68 113,948.34$ -$843.60 -$32,557.86
1 30 114791.94 3053.47 0 $5,569.68 $2,516.22 $112,275.72 -$5,569.68 111,409.68$ -$866.04 -$33,423.90
1 31 112275.72 2986.53 0 $5,569.68 $2,583.15 $109,692.57 -$5,569.68 108,803.50$ -$889.08 -$34,312.97
1 32 109692.57 2917.82 0 $5,569.68 $2,651.86 $107,040.71 -$5,569.68 106,127.99$ -$912.73 -$35,225.70
1 33 107040.71 2847.28 0 $5,569.68 $2,722.40 $104,318.31 -$5,569.68 103,381.31$ -$937.00 -$36,162.70
1 34 104318.31 2774.87 0 $5,569.68 $2,794.82 $101,523.50 -$5,569.68 100,561.57$ -$961.93 -$37,124.63
1 35 101523.50 2700.53 0 $5,569.68 $2,869.16 $98,654.34 -$5,569.68 97,666.82$ -$987.52 -$38,112.14
1 36 98654.34 2624.21 0 $5,569.68 $2,945.48 $95,708.86 -$5,569.68 94,695.08$ -$1,013.78 -$39,125.93
1 37 95708.86 2545.86 0 $5,569.68 $3,023.83 $92,685.03 -$5,569.68 91,644.28$ -$1,040.75 -$40,166.68
1 38 92685.03 2465.42 0 $5,569.68 $3,104.26 $89,580.77 -$5,569.68 88,512.34$ -$1,068.43 -$41,235.11
1 39 89580.77 2382.85 0 $5,569.68 $3,186.83 $86,393.94 -$5,569.68 85,297.08$ -$1,096.85 -$42,331.96
1 40 86393.94 2298.08 0 $5,569.68 $3,271.60 $83,122.33 -$5,569.68 81,996.30$ -$1,126.03 -$43,458.00
1 41 83122.33 2211.05 0 $5,569.68 $3,358.63 $79,763.70 -$5,569.68 78,607.72$ -$1,155.98 -$44,613.98
1 42 79763.70 2121.71 0 $5,569.68 $3,447.97 $76,315.74 -$5,569.68 75,129.00$ -$1,186.73 -$45,800.71
1 43 76315.74 2030.00 0 $5,569.68 $3,539.68 $72,776.05 -$5,569.68 71,557.75$ -$1,218.30 -$47,019.01
1 44 72776.05 1935.84 0 $5,569.68 $3,633.84 $69,142.21 -$5,569.68 67,891.50$ -$1,250.71 -$48,269.71
1 45 69142.21 1839.18 0 $5,569.68 $3,730.50 $65,411.71 -$5,569.68 64,127.74$ -$1,283.97 -$49,553.69
1 46 65411.71 1739.95 0 $5,569.68 $3,829.73 $61,581.98 -$5,569.68 60,263.85$ -$1,318.13 -$50,871.82
1 47 61581.98 1638.08 0 $5,569.68 $3,931.60 $57,650.38 -$5,569.68 56,297.19$ -$1,353.19 -$52,225.01

2. 1 48 57650.38 1533.50 0 $5,569.68 $4,036.18 $53,614.19 -$5,569.68 52,225.01$ -$1,389.19 -$53,614.19