1. AFLUENTA
Monto 150000
Interes 3.08% e.m INT ANUAL: 36.96%
Interes (mora) 4.01% e.m PAGO FINAL: $289,181.59
Plazo 48
Costo del prestamo 3%
es: 0.362392541
Pago(SI=1) Periodo Saldo Inicial Mensual Interes Mora Pago Pago adicional Abono Capital Saldo final Flujo de caja Saldo sin Mora Mora Mora Acumulada
0 150000 150000 150000
1 1 150000.00 4620.00 $6,024.62 $1,404.62 $148,595.38 -$6,024.62 148,595.38$ $0.00 $0.00
1 2 148595.38 4576.74 0 $6,024.62 $1,447.88 $147,147.51 -$6,024.62 147,147.51$ $0.00 $0.00
1 3 147147.51 4532.14 0 $6,024.62 $1,492.47 $145,655.03 -$6,024.62 145,655.03$ $0.00 $0.00
0 4 145655.03 4486.17 0 $0.00 -$4,486.17 $150,141.21 $0.00 144,116.59$ -$6,024.62 -$6,024.62
1 5 150141.21 4624.35 6020.662396 $6,024.62 $1,400.27 $154,761.60 -$6,024.62 148,555.38$ -$6,206.22 -$12,230.84
1 6 154761.60 4766.66 0 $6,024.62 $1,257.96 $153,503.64 -$6,024.62 153,126.93$ -$376.71 -$12,607.55
0 7 153503.64 4727.91 0 $0.00 -$4,727.91 $158,231.56 $0.00 151,818.63$ -$6,412.93 -$19,020.48
1 8 158231.56 4873.53 6345.085366 $6,024.62 $1,151.08 $163,425.56 -$6,024.62 156,494.64$ -$6,930.92 -$25,951.39
1 9 163425.56 5033.51 0 $6,024.62 $991.11 $162,434.45 -$6,024.62 161,635.14$ -$799.30 -$26,750.69
1 10 162434.45 5002.98 0 $6,024.62 $1,021.64 $161,412.81 -$6,024.62 160,588.89$ -$823.92 -$27,574.62
1 11 161412.81 4971.51 0 $6,024.62 $1,053.10 $160,359.71 -$6,024.62 159,510.41$ -$849.30 -$28,423.91
1 12 160359.71 4939.08 0 $6,024.62 $1,085.54 $159,274.17 -$6,024.62 158,398.72$ -$875.46 -$29,299.37
1 13 159274.17 4905.64 0 $6,024.62 $1,118.97 $158,155.20 -$6,024.62 157,252.78$ -$902.42 -$30,201.79
1 14 158155.20 4871.18 0 $6,024.62 $1,153.44 $157,001.76 -$6,024.62 156,071.55$ -$930.22 -$31,132.01
1 15 157001.76 4835.65 0 $6,024.62 $1,188.96 $155,812.80 -$6,024.62 154,853.94$ -$958.87 -$32,090.87
1 16 155812.80 4799.03 0 $6,024.62 $1,225.58 $154,587.22 -$6,024.62 153,598.82$ -$988.40 -$33,079.27
1 17 154587.22 4761.29 0 $6,024.62 $1,263.33 $153,323.89 -$6,024.62 152,305.05$ -$1,018.84 -$34,098.11
1 18 153323.89 4722.38 0 $6,024.62 $1,302.24 $152,021.65 -$6,024.62 150,971.43$ -$1,050.22 -$35,148.33
1 19 152021.65 4682.27 0 $6,024.62 $1,342.35 $150,679.30 -$6,024.62 149,596.73$ -$1,082.57 -$36,230.90
1 20 150679.30 4640.92 0 $6,024.62 $1,383.69 $149,295.61 -$6,024.62 148,179.69$ -$1,115.91 -$37,346.81
1 21 149295.61 4598.30 0 $6,024.62 $1,426.31 $147,869.29 -$6,024.62 146,719.01$ -$1,150.28 -$38,497.10
1 22 147869.29 4554.37 0 $6,024.62 $1,470.24 $146,399.05 -$6,024.62 145,213.34$ -$1,185.71 -$39,682.81
0 23 146399.05 4509.09 0 $0.00 -$4,509.09 $150,908.14 $0.00 143,661.30$ -$7,246.85 -$46,929.65
1 24 150908.14 4647.97 6051.416554 $6,024.62 $1,376.65 $155,582.91 -$6,024.62 148,086.06$ -$7,496.85 -$54,426.50
1 25 155582.91 4791.95 0 $6,024.62 $1,232.66 $154,350.25 -$6,024.62 152,673.92$ -$1,676.34 -$56,102.84
1 26 154350.25 4753.99 0 $6,024.62 $1,270.63 $153,079.62 -$6,024.62 151,351.66$ -$1,727.97 -$57,830.81
1 27 153079.62 4714.85 0 $6,024.62 $1,309.76 $151,769.86 -$6,024.62 149,988.67$ -$1,781.19 -$59,612.00
1 28 151769.86 4674.51 0 $6,024.62 $1,350.10 $150,419.75 -$6,024.62 148,583.71$ -$1,836.05 -$61,448.05
1 29 150419.75 4632.93 0 $6,024.62 $1,391.69 $149,028.07 -$6,024.62 147,135.47$ -$1,892.60 -$63,340.65
1 30 149028.07 4590.06 0 $6,024.62 $1,434.55 $147,593.51 -$6,024.62 145,642.62$ -$1,950.89 -$65,291.54
1 31 147593.51 4545.88 0 $6,024.62 $1,478.74 $146,114.78 -$6,024.62 144,103.80$ -$2,010.98 -$67,302.52
1 32 146114.78 4500.34 0 $6,024.62 $1,524.28 $144,590.50 -$6,024.62 142,517.58$ -$2,072.92 -$69,375.43
1 33 144590.50 4453.39 0 $6,024.62 $1,571.23 $143,019.27 -$6,024.62 140,882.51$ -$2,136.76 -$71,512.20
1 34 143019.27 4404.99 0 $6,024.62 $1,619.62 $141,399.65 -$6,024.62 139,197.07$ -$2,202.58 -$73,714.77
1 35 141399.65 4355.11 0 $6,024.62 $1,669.51 $139,730.14 -$6,024.62 137,459.72$ -$2,270.42 -$75,985.19
1 36 139730.14 4303.69 0 $6,024.62 $1,720.93 $138,009.21 -$6,024.62 135,668.87$ -$2,340.34 -$78,325.53
1 37 138009.21 4250.68 0 $6,024.62 $1,773.93 $136,235.28 -$6,024.62 133,822.85$ -$2,412.43 -$80,737.96
1 38 136235.28 4196.05 0 $6,024.62 $1,828.57 $134,406.71 -$6,024.62 131,919.98$ -$2,486.73 -$83,224.69
1 39 134406.71 4139.73 0 $6,024.62 $1,884.89 $132,521.82 -$6,024.62 129,958.50$ -$2,563.32 -$85,788.01
1 40 132521.82 4081.67 0 $6,024.62 $1,942.94 $130,578.87 -$6,024.62 127,936.60$ -$2,642.27 -$88,430.28
1 41 130578.87 4021.83 0 $6,024.62 $2,002.79 $128,576.09 -$6,024.62 125,852.43$ -$2,723.65 -$91,153.93
1 42 128576.09 3960.14 0 $6,024.62 $2,064.47 $126,511.61 -$6,024.62 123,704.07$ -$2,807.54 -$93,961.47
1 43 126511.61 3896.56 0 $6,024.62 $2,128.06 $124,383.56 -$6,024.62 121,489.54$ -$2,894.01 -$96,855.49
1 44 124383.56 3831.01 0 $6,024.62 $2,193.60 $122,189.95 -$6,024.62 119,206.80$ -$2,983.15 -$99,838.64
1 45 122189.95 3763.45 0 $6,024.62 $2,261.17 $119,928.79 -$6,024.62 116,853.76$ -$3,075.03 -$102,913.67
1 46 119928.79 3693.81 0 $6,024.62 $2,330.81 $117,597.98 -$6,024.62 114,428.24$ -$3,169.74 -$106,083.41

2. 1 47 117597.98 3622.02 0 $6,024.62 $2,402.60 $115,195.38 -$6,024.62 111,928.01$ -$3,267.37 -$109,350.78
1 48 115195.38 3548.02 0 $6,024.62 $2,476.60 $112,718.78 -$6,024.62 109,350.78$ -$3,368.00 -$112,718.78