credit risk

1. 4.21 Details of Letters of comfort (for Buyers’ credit availed by importers) issued and
outstanding
S. Branch Name of the borrower Date of Amount of Outstanding
No. Sanction Loan as on
March 31, 2011
4.22 Details of unsecured loans sanctioned during April 1, 2010 to March 31, 2011
Rs in crore
Sl. Name of Branch Date of Sanctioned Amount Credit Outstanding Remarks
No. the sanction by rating of as on
Borrowe borrower 31.03.2011
r
4.23 Details of accounts taken over from other banks during the year 2010-11 (` in crore)
S. Branch Name of Taken Date of Amount Outstanding Outstanding Reasons
No. the over sanction of as on March As on for
borrower from Loan 31, 2010 March 31, taking
(Bank 2011 over
name)
4.24 Details of accounts under take-out finance arrangement during the year 2010-11
(For infrastructure projects)
S. Branch Borrower name Amount Amount
No. Sanctioned Outstanding
As on
March 31, 2010
4.25 Advances against collateral/security of shares, debentures, bonds etc. with outstanding
balance of Rs.10.00 crore and above as on March 31, 2011.
(Rs. crore)
S. Name Name of Borrower Limit Date of Outstanding Description Asset

2. No. of the the category sanctioned sanction balance of shares/ classification
branch borrower (individual/ securities
Stock with value
broker/
Trust/
Corporate/
Others)
4.26 Details of loans rescheduled/ restructured
(a) During the period from April 1, 2010 to March 31, 2011
(Rs. in Crore)
Date of Name of Sanctioning Amount Asset Bank’s Promoter’s
restr. borrower authority classificatio sacrific contribution
n e
(b) During previous year i.e April 1, 2009 to March 31, 2010
(Rs. in Crore)
Date of Name of Amount Asset Present Reasons for
restr. borrower classificatio status of deterioration
n at the time asset
of restr. classificatio
n
4.27 Accounts guaranteed by Govt (Central and State Governments separately and percentage
to total advances for last two years)
4.28 List of hire purchase / leasing companies and NBFCs financed by the bank
Branch Name of Activity Nature of Date of Balance outstanding
the facility and sanction/renewal (facilitywise) as on
borrower limit March 31, 2010
4.29 List of consortium advances
Branch Name of Total limits Bank’s Limit-wise Leader of Asset
the from the share balance the classification
borrower consortium outstanding consortium
as on March
31, 2011

3. 4.30 Details of borrowal accounts (outstanding balance above Rs.10.00 crore as on March 31,
2010) having Multiple Banking arrangements.
4.23 Details of accounts taken over from other banks during the year 2010-11 which has been
sanctioned by CCC-II and above (` in crore)
S. Branch Name of the Taken Date of Amount Outsta Outstanding Reasons
N borrower over from sanction of nding As on for
o. (Bank Loan as on March 31, taking
name) March 2011 over
31,
2010
1 SCB Brahma Canara 27.11.2010 FB-6
Dhanbad Refractories Bank NFB-8
Pvt Ltd Dhanbad
2 DO Jagat Allahabad 30.12.2010 FB-13
Jagdamba Bank
Flour Pvt Ltd Hajipur
3 DO Mittal UCO 27.01.2011 FB-16.23
Technopack Bank,Kolk NFB-6.90
Pvt Ltd ata
4 ADB Anamika Hudco 03.12.2009 FB-2.94
Hajipur Tower Pvt Ltd NWC-1
5 SCB Jai maaAllahabad 04.11.2010 FB-16.00
Dhanbad jagdamba Bank,
flour pvt ltd Dhanbad
6 Giridih Adi Ispat P SIDBI 16.04.2010 TL-9.33
Bazar Ltd Ranchi
7 SCB JK Diesel Axis Bank 20.09.2010 FB-5.30
Dhanbad Dhanbad NFB-0.50
8 SME Omni Auto IOB 24.01.2011 FB-26.02
Adityapur Ltd Jamshedp NFB-5.20
ur and
IDBI
Patna