Can someone help me with these questions I know how to calculate an.pdf

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Can someone help me with these questions? I know how to calculate an annuity but I don't know how to do with payment made end/beginning of the year, thanks A/ The present value of $500 per year for 20 years at 10%. Assume that payments are made at the end of each year. B/ The present value of $500 per year for 20 years at 10%. Assume that payments are made at the beginning of each year. Also, C/ You are planning to borrow $500,000 on a 5-year, 10%, annual payment, fully amortized term loan. What fraction (percentage) of the payment made at the end of the second year will represent repayment of principal?.

$Can someone help me with these questions? I know how to calculate an annuity but I don't know how to do with payment made end/beginning of the year, thanks A/ The present value of $500 per year for 20 years at 10%. Assume that payments are made at the end of each year. B/ The present value of $500 per year for 20 years at 10%. Assume that payments are made at the beginning of each year. Also, C/ You are planning to borrow $500,000 on a 5-year, 10%, annual payment, fully amortized term loan. What fraction (percentage) of the payment made at the end of the second year will represent repayment of principal?$

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Cada vez es ms difcil mantenerse al da con los problemas tecnolgicos relacionados con la privacidad. El captulo sobre privacidad en nuestro libro de texto est prcticamente obsoleto ya que se est entregando a la imprenta. Pgina 320: Cuando creemos errneamente que uno est mirando, podemos participar en actividades que de otro modo nos abstendramos de hacer. El 23 de enero de 2017, Wall Street Journal public un artculo: "Los minoristas se estn volviendo personales: los especialistas en marketing combinan datos y tecnologa para mantener a los clientes en los sitios y en sus tiendas" por Laura Stevens. En parte, el artculo deca: Sunglass Hut est empleando tecnologa de aprendizaje profundo y reconocimiento de imgenes de Sentient Technologies Holdings Ltd., con sede en San Francisco, para su sitio de comercio electrnico. Cuando un comprador hace clic en un par de gafas de sol, la opcin 'ver estilos similares' utiliza el reconocimiento de imgenes para mostrar otras opciones de gafas de sol, en lugar de predecir lo que la persona podra querer en funcin de lo que otras personas han comprado. Adems: El gigante de la tecnologa SAP SE est trabajando con los minoristas en tecnologa para ayudar a identificar a los clientes y sus gustos y aversiones tan pronto como ingresan a una tienda, creando ms experiencia de compra, dijo Lori Mitchell-Keller, gerente general global de industrias de consumo. . Y, por ltimo, La transformacin digital est sobre ti, lo quieras o no. El 15 de enero de 2015, el Wall Street Journal public un artculo: La tecnologa que desenmascara tus emociones ocultas: uso de software de psicologa y reconocimiento facial para estudiar a las personas mientras compran, miran anuncios; Engendrando miedos a la privacidad por Elizabeth Dwoskin y Evelyn M. Rusli. Citando brevemente: Paul Ekman, quizs el lector de rostros ms famoso del mundo, teme haber creado un monstruo. La psicloga de 80 aos fue pionera en el estudio de las expresiones faciales en la dcada de 1970, creando un catlogo de ms de 5.000 movimientos musculares para mostrar cmo el ms sutil arrugar la nariz o levantar una ceja revelan emociones ocultas. Ahora, un grupo de empresas jvenes con nombres como Emotient Inc., Affectiva Inc. y Eyeris estn utilizando la investigacin del Dr. Eckman como la columna vertebral de una tecnologa que se basa en algoritmos para analizar los rostros de las personas y potencialmente descubrir sus sentimientos ms profundos. Colectivamente, estn acumulando una enorme base de datos visual de emociones humanas, buscando patrones que puedan predecir reacciones emocionales y comportamiento a gran escala... Un minorista est comenzando a probar el software integrado en las cmaras de seguridad que pueden escanear los rostros de las personas y adivinar sus emociones al entrar y salir de sus tiendas. Eyeris, con sede en Mountain View, California, dice que ha vendido su software a agencias policiales federales para su uso en interrogatorios... La gente podra intentar us.

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C++ help finish my code Phase 1 - input phase. Main reads the file and populates one Grocery element in the array for each input record. This is a standard .txt file and is delimited by new line (\n) characters at the end of every input record. This allows you to use getline. See the Canvas assignment and copy the file named a4data.txt to your machine. Do not change the name of the file it must be a4data.txt. Assume that the input will be correct. The input record format is: 6 characters - item UPC 20 characters - item description 6 characters - cost (999.99 format) 6 characters - selling price (999.99 format) 3 characters - inventory on hand 1 character - status (o on order; d discontinued; s on shelf) Use correct read loop logic as discussed in class. There is no constructor. The Grocery array is statically allocated, so if there was a constructor, it would be executed when the array was first defined, once per element. The maximum number of grocery items is 100, and youll need a counter to keep track of how many there actually are. Define that counter as a static variable in the Grocery class, and use it throughout your code as needed. At the end of phase 1, main has built a set of Grocery objects. Next, main should display all the Grocery objects to ensure that the array has been built correctly. Examine the input data and determine if your code is processing all the records, and each record correctly. Display them after you have processed the input file; do not list each object as its created within the read loop. Use some appropriate column formatting so that you can make sense of the output, and so that you can verify that the objects have all been created and populated correctly. At this point, there is no price history data, that will be added in the next phase. Your display should look something like this: ===================================================================== = UPC Description Cost Price Inventory Status ===================================================================== = 123456 Peas, canned, 12 oz 1.23 1.89 100 s 234567 Tomatoes, sundried 2.25 3.75 25 s 345676 Pineapple, whole 2.99 4.25 0 o Phase 2 Transaction processing phase. Main asks the console user for transactions. Use getline; do not use some other form of input. There are four different types of transactions. Assume the transaction data is valid (no error checking needed). There are four types of transactions: D Display a list of all Grocery items, one item at a time, something like this: ===================================================================== = UPC Description Cost Price Inventory Status ===================================================================== = 123456 Peas, canned, 12 oz 1.23 1.89 100 s Price history: 2021-03-17 1.11 2021-04-17 1.45 2022-06-14 1.89 234567 Tomatoes, sundried 2.25 3.75 25 s Price history: 2021-03-17 1.98 2021-04-17 2.25 345676 Pineapple, whole 2.99 4.25 0 o Price history: there is no price history for this item.

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C++ help finish my code Topics: class definitions, arrays of objects, static variables, friends, public member functions, class composition, transaction processing Overview: Develop code that reads a supplied input file and populates a set of Grocery objects. Once the input process is complete, the code reads user transactions from the console to query and report on the grocery items in several ways. Data structures: Grocery items are stored in a static array of 100 Grocery objects. Your code reads a file, one record per grocery item, and builds the array. You dont know in advance how many Grocery items there will be. Each Grocery item may have had multiple selling prices during its lifetime. The selling prices are recorded in an array of PriceHistory objects contained in each Grocery object. The price histories are added by the user after the initial data has been read. The number of price histories per item could vary, from none, up to 25. Class definitions Create a class, called Grocery, that defines a Grocery item. Members: UPC - int description - string cost - float selling price - float inventory - int status - char price history - array of 25 PriceHistory objects number of used history elements - int Public member functions: as needed Static members: number of Grocery items - int Create a class, called PriceHistory, that defines a price that was used for a grocery item. Private members: date - date price went into effect. YYYY-MM-DD format. historical price - float Your main routine has two parts. Phase 1 - input phase. Main reads the file and populates one Grocery element in the array for each input record. This is a standard .txt file and is delimited by new line (\n) characters at the end of every input record. This allows you to use getline. See the Canvas assignment and copy the file named a4data.txt to your machine. Do not change the name of the file it must be a4data.txt. Assume that the input will be correct. The input record format is: 6 characters - item UPC 20 characters - item description 6 characters - cost (999.99 format) 6 characters - selling price (999.99 format) 3 characters - inventory on hand 1 character - status (o on order; d discontinued; s on shelf) Use correct read loop logic as discussed in class. There is no constructor. The Grocery array is statically allocated, so if there was a constructor, it would be executed when the array was first defined, once per element. The maximum number of grocery items is 100, and youll need a counter to keep track of how many there actually are. Define that counter as a static variable in the Grocery class, and use it throughout your code as needed. At the end of phase 1, main has built a set of Grocery objects. Next, main should display all the Grocery objects to ensure that the array has been built correctly. Examine the input data and determine if your code is processing all the records, and each record correctly. Display them after you have processed the input file; do not.

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