This document summarizes biometrics for secure e-transactions using mobile phones. It proposes a multi-biometric model that integrates voice, fingerprint, and facial scanning embedded in a mobile phone to make e-transactions more secure. It discusses how each biometric like facial recognition, fingerprint scanning, and voice recognition works and their practical challenges. Integrating multiple biometrics improves security but also has issues like some populations like the elderly having unreadable biometrics.