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Investment performance pps

  1. Assalaamu A’laikum Wa-rahmatullah WELCOME TO The PRESENTATION ON OCP Report
  2. Investment Performance of Social Islami Bank Limited: A Study on Akhaura Branch, Brahamanbaria, Bangladesh Department of Business Administration Faculty of Business Studies International Islamic University Chittagong Prepared by: Shakhawat Hossain ID No: R171163 Program: MBA Semester: Summer-2017
  3. Objectives of the Study The main objective of the study is to measure investment performance by the Social Islami Bank. To achieve the main objective, the study covers the following specific objectives.  The objective of the study is:  To study investment mode of SIBL  To study investment procedure of SIB  To measure the investment performance of the bank
  4. The main source of information for developing these project activities has been describe below: Sources of Data: In order to make the Report more meaningful and presentable two sources of data and information have been used widely. The ‘Primary Sources’ are- Practical work exposures from the different desks of various departments of the Branch covered. Relevant file study as provided by the officers concerned. Informal conversation with the respective officers & staffs of the branch. The ‘Secondary Sources’ of data & information are as follows – Different ‘Procedure Manual’ published by SOCIAL ISLAMI Bank Ltd. Annual Report 2017 of SOCIAL ISLAMI Bank BD Ltd. Internal Control and Compliance/ Policy manual of SOCIAL ISLAMI Bank BD Ltd. Different circular issued by Head Office of SOCIAL ISLAMI Bank Ltd. & Bangladesh Bank. Statement of Affairs. Website of SOCIAL ISLAMI Bank and Internet. Methodology of the Study
  5. Investment Products of SIBL Bai- Mujjal Murabaha Bill Purchase HPSM- Hire Purchase under Shirkatul Melk
  6. Mode Wise Investment Position Bai- Mujjal 2015 2016 2017 Bai- Mujjal Modes 5.00 8.2 11.80 % of Growth 64% 43.90% 0 2 4 6 8 10 12 2015 2016 2017 In this graph shows that percentage of growth rate year 2015 is 0%, 2016 is 64% & 2017 is 43.90%. (Amount in Crore)
  7. Mode Wise Investment Position Murabaha In this graph shows that percentage of growth rate year 2015 is 0%, 2016 is 80% & 2017 is 66.67%. 2015 2016 2017 Murabaha 1.00 1.8 3.00 % of Growth 80% 66.67% (Amount in Crore) 0 0.5 1 1.5 2 2.5 3 2015 2016 2017
  8. Mode Wise Investment Position Bill Purchase In this graph shows that percentage of growth rate year 2015 is 0%, 2016 is 33.33% & 2017 is 40%. (Amount in Crore) 2015 2016 2017 Bill Purchase 1.5 2.00 2.80 % of Growth 33.33% 40% 0 0.5 1 1.5 2 2.5 3 2015 2016 2017 Bill Purchase Bill Purchase
  9. Mode Wise Investment Position HPSM- Hire Purchase under Shirkatul Melk In this graph shows that percentage of growth rate year 2015 is 0%, 2016 is 31.25% & 2017 is 42.86%. (Amount in Crore) 2015 2016 2017 HPSM- 1.6 2.1 3.00 % of Growth 31.25% 42.86% 0 0.5 1 1.5 2 2.5 3 2015 2016 2017 Column1 HPSM-
  10. Total Investment against Total Deposit of SIBL (Akhaura, Branch) Year 2015 2016 2017 Total Deposit 15.00 20.00 25.00 Total Investment 12.00 16.00 20.00 Percentage of Investment of Total Deposit 80% 80% 80% (Amount in Crore) 0 5 10 15 20 25 30 35 40 45 2014 2015 2016 Total Investment Total Deposit Graphical Representation
  11. Investment Recovery of SIBL (Akhaura, Branch) (Amount in Crore) 2015 2016 2017 Total Investment 12.00 16.00 20.00 Recovery 11.76 13.6 18.00 Percentage of Recovery 98% 85% 90% Recovery 75% 80% 85% 90% 95% 100% 2015 2016 2017 Recovery Recovery It shows that from the above graph that the recovery percentage was high in the year of 2015. The recovery percentage was decreased in the year of 2016 and slightly increased in the year of 2017.
  12. Findings During my organization consulting in the SOCIAL ISLAMI Bank following positive things are find out from my observation: The investments and advance department takes a long time to process an investment because of the manual process of sanctioning. Absence of Money Market and inter-banking due to Islamic Shariah regulations and lack of separate Islamic Capital Market Lack of Business & Technical relating information, i.e. sometimes client try to hide though his business is environment friendly or not. The growth rate of Bai-Mujjal Modes of this branch increased by the year. Investment position of this branch in 2015 is better as compared to previous year. Branch Manager Conscious efforts to achieve the targets and knows how to motivate employees and how to represent the Bank well in the local community. The controlling officers are effective in providing necessary guidance and support to the branch. The strategy and policy making is effective of Branch Manager. Therefore, in spite of intensity of banks, the bank has possessed its place in the competition. Bank uses effective plan of diversification of investment.
  13. Recommendation means to offer some propositions on some specific issues. However, it is very complicated for me, as a student of MBA, to give any suggestion or recommendation about SOCIAL ISLAMI Bank Ltd. That is why, the following precautions and suggestions can be put forward only from my part to smooth the functions of the Investment department under my study area. Management should take some steps to protect the problem in IT sector for investment activities. Try to maintain the mechanism of modes of investment strictly and the supervision of Shariah Board must continue to ensure the Shariah principle. Bank can introduce new types of advance to meet customers’ changing demands, like, Auto credit or Marriage credit. Bank should be more sincere to increase the investment recovery. Introducing of Islamic Capital and Money Market. Bank should monitor for deferral documentation cases. Bank should keep their annual report, brochure, bulletin etc. available to provide their customer. Bank should increase their office space and take more care in interior decoration. Recommendations
  14. The core part of Bank Management is Investment Management. The existence of a bank depends on the Investment management, because if Investment management fails to have a well-diversified advance portfolio then the bank may lose all its Investment that is the savings of the depositors and owner’s equity. The Investment management does all sort of the activities regarding the Investment and advances. Social Islami Bank Limited is a third generation private commercial bank in the country with commendable operating performance directed by the mission to provided prompt and efficient service to clients. It provided a wide range of commercial banking service. SOCIAL ISLAMI Bank has an achieved success among its peer group within a short span of time with its professional and dedicated team of management having long experience, commendable knowledge and expertise in conversion with modern banking. With all its resources, the management of the bank firmly believes that the bank would be able to encounter problem that may arise both at micro and macroeconomic levels. The management of the bank is maintaining an efficient portfolio in order to have a healthy growth and retain customer satisfaction. Conclusion