2. Webinar Agenda
 Review of NC mitigation credit program
 Who is IBHS and what do we do?
 What are the FORTIFIED building
programs?
 FORTIFIED for Safer Living®
 FORTIFIED for Existing Homes™
 Review
 Questions

4. North Carolina Mitigation
Credits

20. Hardening the North Carolina Building Stock
7.0%
Annual Probability of Exceedance
6.0%
Baseline: Current Building Stock
What if: Year built Pre-1974
5.0% What if: Year built = 2008
What if: Rebuilt to IBHS Fortified Home
4.0% Standard
3.0%
2.0%
1.0%
0.0%
0 2 4 6 8 10 12 14
Loss amount in $Billions (single family homes only)
20

21. Key North Carolina Risk Metrics -
Percent reduction in State Wide Loss
(Single family homes only)
Average
Scenario Annual 10 yr loss 100 yr loss 1,000 yr loss
Loss
Current Bldg Stock - - - -
What if: Pre-1974 30.7% 37.3% 25.4% 19.3%
What if: 2008 -46.9% -53.7% -42.6% -31.3%
What if: Fortified Home -74.1% -78.6% -71.5% -64.6%
21

22. • Analysis of Wood or
Masonry Residential
Construction in High
Hazard areas in Florida.
• Relativities for other
locations and
configurations may be
different than those
shown here.
22

24. FORTIFI Plan
Design FORTIFIED FORTIFIED Inspection
ED Review

27. Hurricane and Flood

38. Bronze:
Improve the anchorage of gable end outlookers

41. All Bronze Hurricane requirements
(Option 1 or 2) completed, plus address:
• Glazed opening protection.
• Entry doors and garage door protection
• Strengthen gable end walls over 4 feet
• Improve anchorage of attached structures

44. Silver
Garage doors pressure-rated or protected by
impact-rated screen/shutter

47. • Goal: Minimal damage and loss in
Category 3 storm
• Basic requirements –
• Limit damage to roof and
related water intrusion (Bronze)
• Protect all openings, improve
anchorage of attached
structures (Silver)
• Strengthen large gable end
walls (Silver)
• Improve structural connections
throughout structure (Gold)