Nominee for The Digital Insurer Asian Start-Up InsurTech Award

1. CONFIDENTIAL
数保信息科技
ORIGAMITM
Deliver 4P Technology Enablers
to
Power for effective technology driven insurance
operations in Asia
Submission to Digital Insurer
June 26 2017
数保信息科技

2. CONFIDENTIAL
数保信息科技
CONFIDENTIAL
数保信息科技
G l o b a l I n s u r a n c e Te c h S t a r t u p B o o m ,
As i a a w a k e n i n g …
Source：linkedin.com/in/matteocarbone

3. CONFIDENTIAL
数保信息科技
S h o r t a g e o f Ve r t i c a l a n d H o r i z o n t a l Te c h n o l o g y E n a b l e r s
www/EnterpriseMobile/Pads
P2P/IoT/AI
Car/Travel PA/P.Prop/Home Health/EB/Life
SocialMedia
SME
Individual Commercial
Commercial Q&B/Schemes LR
大特保
Neosurance
TraditionalUW
Italy
USA
China/Asia
SH/BJ
US, UK, Europe, Australia and New Zealand
Europe
UK,
USA
Europe
USA
Singapore
EU, UK, USA, AU, NZ
UK/oz
Traditional
Insurers
Origami provides a-z
enablers for clients
moving across vertical
and horizontal axis
secure competitive
advantage!!

4. CONFIDENTIAL
数保信息科技
O r i g a m i F o r B u s i n e s s C r i t i c a l S u c c e s s
Customer Reach
Sales
Conversion
Retention
1
2
3
 Many sites have few traffic or
lots of traffic but few sales…
 Transitional Approach:
Traditional distribution with
new technological means and
social media reach must be
enabled for insurance purchase
differences across markets
 Lots of sites with simple, easy,
transparent but lack of
 Specific product to specific customer
groups or
 Affinity sales via technological means
 Seamless renewal, ncb points
accumulation for good risk
customers
 Seamless offer of other products
 Discount on referrals
 Seamless& transparent claims via
connected devices
 Risk managing with seamless risk
prevention offerings and pre
indication of premium rise for
failure of taking up preventions…

5. CONFIDENTIAL
数保信息科技
CONFIDENTIAL
数保信息科技
O r i g a m i F u n c t i o n a l i t y S n a p s h o t
ORIGAMI TM
Current rating
methodology
Transferred digitally
for automations
Data Connect for
Personalised product
offer based on
individualised
underwriting
Seamless Sales & Service Delivery to
diverse digital media
Any-Digital Device
Configuration
Products UW
Rules
Rating/Alg
orithms
UI/UX
Document
Templates
Process
Quote
Policy
Account
Claim
Communication
Management
Document
Email
Task
Portfolio
Dashboard
Automation
New/Renew
Follow-up
Jobs
Payment
Endorsement
Distribution
Customer
Portal
Intermediary
Portal
Affinity
Legacy
Gateway
Control
Risk Appetite User
Access
Version
Audit
UW
Guideline

6. CONFIDENTIAL
数保信息科技
CONFIDENTIAL
数保信息科技
C e n t r a l M a n a g e m e n t , M u l t i p l e A p p l i c a t i o n s f o r S e a m l e s s S a l e s
a n d S e r v i c e s D e l i v e r i e s
PRODUCT
CONFIGURATION
&
CENTRAL
MANAGEMENT
PLATFORM
Website
Direct/Affinity
Intermediary
Sales
Management
Portal
Personalised
Customer
Portal
Insurance
management
Portal
• Full Product Suite
• Fast and Frequent Launches
• Simple, fast and tailored for high takeup
• Seamless a-z
transactions
management by
direct Admin or
TPA
• Can also be Call
Centre Sales
Management
Platform
• Capture potential customer from quote
• Multi-policy management
• New product direct sales
• Cross-sell marketing
• Commercial, advise
based product sales
and services
• Via digital tools for
seamless sales and
services

7. CONFIDENTIAL
数保信息科技
CONFIDENTIAL
数保信息科技
M o d u l a r D e s i g n s
f o r s e c u r e , f l e x i b l e a n d f a s t a d a p t a t i o n s f o r d i v e r s e b u s i n e s s a p p l i c a t i o n s
Central Module Repository
Customer Profile
Agent Sales Portal Website direct/Affinity ReportingAdmin/Call Centre
Lifecycle
Claims Process
Data Connect
Sales process
design
Rating/UW Rules/
Algorithsm
Security Control
Communication
Management
Reporting
User
Management
Document
Management
Product
Configuration
System
Configuration
Global/Local
country,
language,
currency
My Protections

8. CONFIDENTIAL
数保信息科技
CONFIDENTIAL
数保信息科技
S c a l a b l e P l a t f o r m – a n e x a m p l e f o r a r e g i o n a l i n s u r e r w i t h m u l t i -
c o u n t r y / l a n g u a g e o p e r a t i o n s
Cloud On Premises
Configuration
Export / import
Same Code Base, Modular Deployment, Security Risk Reduction
Centralized Configuration &
Analysis to Maximize
Control & Economic of
Scale
Deploy multi-product
lines, multi-
distribution channels
in different
country/language, …
as Required
Regional Platform
China
Chinese
English
Vietnam
Vietnamese
English
Malaysia
Malay
English
Configuration
Export / import
Configuration
Export / import

9. CONFIDENTIAL
数保信息科技
CONFIDENTIAL
数保信息科技
F l e x i b l e I n t e g r a t i o n s Internal Systems
CRM
Policy Admin (P&C/Life)
Rating Engine (P&C/Life)
Claim System (P&C/Life)
Finance System (P&C/Life)
SMS / Email Gateway
Payment Gateway
……
External Source
Telematics
Connected Home / Wearable
Data Provider
Property Information
Social Network
……
Adapter
Adapter
Adapter
Adapter
Adapter
• Nimble Adapter development through Data Mapping
• Any Type, Any Format
• Real-Time, Batch Processing, …
• SOAP, JSON, Excel, …

10. CONFIDENTIAL
数保信息科技
CONFIDENTIAL
数保信息科技
D i g i t a l D N A B u i l d F o r D i g i t a l I n s u r a n c e P & L S u c c e s s
Successful New Business
Acquisition & Retention / Cross-
Sale / Up-sale
Seamless
lifecycle
service/other
product sales
at touch-
point
Truly tailored
products to
pinpoint
needs
Fast, simple &
convenient
Loss Control
Underwriting Profit
Full data capture, insight
for business
improvements/innovatio
nS
Precise and Realtime
portfolio managing
Structured underwriting
methodology
For Large-scale Cost
Reduction gained from
many productivity gains
Eliminate
duplication of
sales platform
build for different
product, channel,
country and
languages
Maximise
product
automation
Streamline
product sales
& processing

11. CONFIDENTIAL
数保信息科技
CONFIDENTIAL
数保信息科技
We k n o w I n s u r a n c e a n d I n s u r a n c e Te c h n o l o g y
Susan He is an insurance product SME with over 18 years of experience
running various insurance product divisions for multinational insurers.
She has successfully managed many insurance business operations with
major successful P&L achievements.
She is the pioneer in developing insurance sales automation platforms to
deliver effectively product sales growth and operating expenses reductions.
She is instrumental in ensuring Origami delivers true insurance agility and
flexibility for complex insurance underwriting and risk assessment
requirements for cross product, distribution, and cross country automations
Kevin Jin has been working for multinational insurers in many different IT
roles including positions in charge of system architectural design, legacy
modernization, frontend white-label system development for many different
insurance product sales and lifecycle service deliveries.
He is instrumental in designing the highly configurable Origami platform
designed to truly deliver insurance business efficiency right from insurance
product development stage down to sales and lifecycle services.
Kevin leads a team of highly skilled and productive developers in Singapore
who have the most advanced programming skills across different disciplines.

12. CONFIDENTIAL
数保信息科技
CONFIDENTIAL
数保信息科技
AB O U T U S @ h t t p : / / a l i g n e d b i z . c o m /
Incorporated in Sydney in 2011 and 2012 in Singapore, and 2016 in China, Aligned
Business is a nimble technology company focused on building innovative digital insurance
platforms in order to help insurers and intermediaries across all geographics overcome
challenges of delivering digital solutions for fast, tailored and seamless multi product
distribution sales with the most agile technology enablers.
We are more than an IT company. We are subject matter experts in insurance product
development, underwriting, distribution sales and insurance architectural designs as well
as complex system integrations.
We have track record in building white-labeled, agile, flexible insurance product
manufacturing and sales platforms. We have built a global digital platform for a global
insurer for launching multi products for sales via the MGA network in the US before
launching into building Origami.
“Aligned Business has been selected the 20 Most Promising
Insurance Technology Solution Providers in 2017”