Business Presentation

1. Business Review North & East Zone and Alliances

2. H1 Business Summary – North & East Zone 25% 25.07 99.86 26% 105.22 399.43 109% 156.29 143.12 94% 446.55 477.07 North & East Zone 30% 17.78 60.19 31% 73.75 240.77 110% 107.71 97.60 95% 307.75 325.34 North 32% 0.65 2.06 44% 3.59 8.23 106% 4.62 4.37 91% 13.20 14.55 Varanasi 20% 1.69 8.47 24% 8.26 33.88 56% 7.24 12.94 48% 20.68 43.12 Lucknow 29% 1.88 6.44 32% 8.22 25.74 111% 5.14 4.61 96% 14.67 15.36 Kota 59% 1.06 1.80 53% 3.80 7.22 140% 4.54 3.23 120% 12.96 10.78 Jodhpur 33% 8.42 25.69 33% 33.59 102.74 118% 49.52 42.04 101% 141.47 140.14 Jaipur 32% 1.52 4.74 33% 6.25 18.96 144% 15.41 10.67 124% 44.04 35.57 Dehradun 29% 1.87 6.49 30% 7.69 25.96 74% 9.52 12.94 63% 27.20 43.12 Chandigarh 22% 0.45 2.09 19% 1.62 8.36 168% 4.34 2.59 144% 12.40 8.62 Bikaner 10% 0.23 2.42 8% 0.74 9.68 175% 7.39 4.22 150% 21.12 14.07 Bhilwara 18% 7.29 39.67 20% 31.46 158.66 107% 48.58 45.52 91% 138.80 151.73 East 15% 1.18 7.87 17% 5.45 31.46 169% 16.36 9.70 145% 46.75 32.34 Ranchi 21% 1.93 9.28 15% 5.44 37.14 67% 6.46 9.70 57% 18.45 32.34 Raipur 23% 2.49 10.90 24% 10.62 43.60 136% 17.58 12.94 116% 50.23 43.12 Kolkata 11% 0.36 3.30 10% 1.32 13.20 84% 4.07 4.85 72% 11.62 16.17 Durgapur 16% 1.32 8.32 26% 8.64 33.26 49% 4.11 8.33 42% 11.75 27.76 Bhubaneswar % Ach Actual Target % Ach Actual Target % Ach Actual Target % Ach Actual Target Fee Premium Fee Premium Cross Sell Attachment North & East Zone H1 - Insurance Business Details FY 2010-11 (April'10 - Sept'10) Branch Name

3. H1 Business Summary - Alliances 21% 8.08 38.34 33% 50.58 153.35 49% 50.25 103.19 42% 143.56 343.95 Alliance 17% 2.81 16.28 23% 15.22 65.12 53% 17.23 32.34 46% 49.22 107.80 Kolkata - UBI 24% 5.27 22.06 40% 35.36 88.23 47% 33.02 70.85 40% 94.34 236.15 P & S Bank % Ach Actual Target % Ach Actual Target % Ach Actual Target % Ach Actual Target Fee Premium Fee Premium Cross Sell Attachment Alliance H1 - Insurance Business Details FY 2010-11 (April'10 - Sept'10) Branch Name

8. Business Review New Delhi & NCR

12. H2 – Way Forward 5322240 28% 19008000 20,000 950.4 60% 1584 H2 1071840 28% 3828000 20,000 191.4 60% 319 Mar 920640 28% 3288000 20,000 164.4 60% 274 Feb 920640 28% 3288000 20,000 164.4 60% 274 Jan 920640 28% 3288000 20,000 164.4 60% 274 Dec 819840 28% 2928000 20,000 146.4 60% 244 Nov 668640 28% 2388000 20,000 119.4 60% 199 Oct FEE Income Avg. Comm. Total Premium Avg. Prem NOP % Pentn HL - NOF Month H2 - Way Forward - Alliances 10782240 28% 38508000 20,000 1925.4 60% 3209 H2 1807680 28% 6456000 20,000 322.8 60% 538 Mar 1787520 28% 6384000 20,000 319.2 60% 532 Feb 1787520 28% 6384000 20,000 319.2 60% 532 Jan 1848000 28% 6600000 20,000 330 60% 550 Dec 1804320 28% 6444000 20,000 322.2 60% 537 Nov 1747200 28% 6240000 20,000 312 60% 520 Oct FEE Income Avg. Comm. Total Premium Avg. Prem NOP % Pentn HL - NOF Month H2 - Way Forward - N&E

13. H2 – Way Forward 9664200 28% 34515000 25,000 1380.6 60% 2301 H2 1617000 28% 5775000 25,000 231 60% 385 Mar 1491000 28% 5325000 25,000 213 60% 355 Feb 1491000 28% 5325000 25,000 213 60% 355 Jan 1688400 28% 6030000 25,000 241.2 60% 402 Dec 1688400 28% 6030000 25,000 241.2 60% 402 Nov 1688400 28% 6030000 25,000 241.2 60% 402 Oct FEE Income Avg. Comm. Total Premium Avg. Prem NOP % Pentn HL - NOF Month H2 - Way Forward - NCR

16. Champions aren't made in gyms. Champions are made from something they have deep inside them-a desire, a dream, a vision. They have to have last-minute stamina, they have to be a little faster, they have to have the skill and the will. But the will must be stronger than the skill. - Mahummad Ali