A new experience of online savings management Ken Van Esbeek, Birdee FinTech Belgium Summit 2016

1. A new experience of
online savings management
www.birdeeinstitutional.com
POWERED BY GAMBIT

2. Branch banking is on its way back…
… BUT ITS NOT DEAD
1
Average visits per year
BNP: 2.4
ING: 4
KBC: 3
Argenta: 4-6
Belfius: 3-4
* De Tijd, Netto, 8/10/2016

3. Mobile banking is not new…
… BUT SOME SERVICES ARE LACKING BEHIND
2
Digital Interaction with the bank
BE: 63%
NL: 98%
* De Tijd, Netto, 8/10/2016

4. 2 Challenges
2 Solutions

5. • Advisor - client relationship
• Off-line and on-line
• Bank Products
• Implementation, integration, change management, training, etc.
Guided Journey
• Stand-alone product
• Next to existing services or incorporated
• Includes a complete client journey
• Can be coupled to core banking platform
100% Digital Journey
1
2

6. PORTFOLIOTwo birds
B2C Solution
Experts via chat
Launch : End 2016
B2B Solution
Modular
Fully Integrated
Launched : January 2016

7. Specialized in
Algorithms
Academic
background
50 employees
8 FIs
4 countries
700K retail
investors
50billion AuM
Proven
Experience
GAMBIT FINANCIAL SOLUTIONS
We didn’t start from scratch

8. PORTFOLIO
So…. What is it like?
Show me the money.

9. Birdee
Dashboard
360° overview of client
portfolios, tasks and advices
Advice validation
Can validate a proposal
prepared by an advisor
Alerts & Newsfeed
Push notifications: Personalized
advices and/or general news
Onboarding Process
Including MiFID profiling and KYC
100% online
Less than 10 min
My Portfolios
Client portfolio analysis
Investment goal monitoring
Communication
Customer communication platform
Track and filter live customer data

10. Investment Themes
Reconnect with your money
Sustainable
developme
nt
European
SMEs
Real estate
And of course… also on mobile
Bio-tech

11. Risk
ROBO-ADVICE
Not just a robot…
Correlations
Constraints
Investment Universe
Expected Returns
Objective
Risk ProfileTime Horizon
Invested amount
Investor
Seismograph

12. Optimization
Optimal
Allocation
Rebalancing Result

13. Regular
Investment
Keep it simpleFill the Gap
03
Timing the market is very
difficult. So don’t try, but
invest regularly.
02
The algorithm is
advanced, maintaining a
diversified portfolio, but
keeps it simple for the
client. , etc.
01
Fill gap between a Cash
account (negative return)
and a fund (complex)
04
It is an important driver of
performance. Low cost
ETFs help with that.
Keep the cost
low
Why Birdee

14. PORTFOLIO
Thank you
@birdee_cowww.birdee-institutional.com info@birdee.coBirdee