15. Saving Account Features & Benefits HBL Greater than Rs. 20,000 earns 1% profit • Less than Rs. 20,000 earns 0.10% profit • Minimum average balance of Rs. 10,000 • Profit paid bi-annually • PLS – Savings Account HBL Value Account Flexibility of withdrawals • Deposit ranges from Rs. 10,000 to Rs. 100,000 • Profit credited every 3 months • 7% profit per annum • HBL Super Value Account Flexibility of withdrawals • Deposit ranges from Rs. 100,000 to Rs. 500,00 • Profit credited every 3 months • 7.25% profit per annum • Remittance Munafa Plus Saving Account Rs. 1 million and above earns 5% profit • Less than Rs. 20,000 earns 0.10% profit • Minimum average balance of Rs. 10,000 • Monthly profit • Tiered • Daily Basis Product • Remittance Based (no credit allowed except remittance) • PLS - Special Saving Bank Deposit Scheme Returns up to 8% • Minimum balance of Rs. 20,000 • Monthly profit • Tiered • Daily Basis Product • PLS - Daily Munafa Plus Deposit Account Returns up to 8% • Minimum balance of Rs. 50,000 • Monthly profit • Tiered • Daily Basis Product •