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Safeguarding Your Identity

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Safeguarding Your Identity

  1. 1. Your Easy Step-by-Step Peace of Mind to Identity Theft Recovery & Avoidance
  2. 2. In the Beginning…  Wallets were originally simple cases for knick-knacks but evolved due to growing needs.  Today there is an increasing desire to carry more of our personals even when not needed.  So much activity that can be done it’s easier to have everything with you at all times.
  3. 3. Oh No! It’s Gone!  Carrying too much in your wallet exposes you to more damage when lost.  Statistics show it is one of the most emotionally devastating experiences.  People hold out hope that their wallet will be returned. In most cases it doesn’t happen.
  4. 4. The Evil Signs  Unexpected calls from creditors for unknown purchases.  Unexplainable credit card transactions.  Bills stop arriving.  Rejection notices when applying for credit despite having a clean credit record.
  5. 5. Steps to Securing Your Identity  Credit Cards: Phone your provider and report it lost/stolen. A new one will be reissued.  Gift Cards: Contact customer service and they will transfer existing balance and reissue a new card.  Credit Bureaus: Order free credit reports from Equifax and TransUnion to monitor your history.
  6. 6. Steps to Securing Your Identity (cont.)  Pins and Passwords: Change all pins and passwords if you carried reminder notes in your wallet that revealed them.  Police Report: File a report to help in recovering IDs and to help prove your case of theft to creditors.  SIN/SSN Reporting: Notify the government so they can flag and reissue a new card (if this card was in your wallet)
  7. 7. Steps to Securing Your Identity (cont.)  Investment Accounts: Login credentials kept in your wallet for discount brokers like Questrade should be changed promptly.  Driver’s License: Visit your nearest DMV to get a quick replacement.  Health Card: Alert your provider so they can monitor activity.
  8. 8. Final Tips  Endless array of IDs one may be carrying. The key is to only carry what you need and leave the rest at home in a secure place.  Only need to carry a driver’s license, health card, credit card, debit card, and a small amount of cash.  When you lose your IDs always take action immediately. This will limit future damage.

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