Personal finances workshop, Financial literacy, Erasmus+ project New Literacy Set, 2015-2017

1. Personal finances workshop
Erasmus+ New Literacy Set Project
2015-2017

3.  Investments can earn more money than a regular savings account
 Investments are for the long-term – years into the future
 Some investments let you take your money out more quickly than others – that's
called liquidity
 It's smart to divide your money among different kinds of investments -
diversification

4.  Before you invest, think about these factors:
 Safety – how risky is it?
 Liquidity – can you easily get your money out of the investment?
 Return on the investment – what's your earning potential?

6.  This is a group activity that uses Jigsaw Classroom technique of teaching
 Lesson segments
 Certificates of deposit
 Money market accounts
 Bonds
 Mutual funds
 Stocks
 Collectibles

7.  http://www.themint.org/teens/power-of-722.html
 http://www.themint.org/teens/compounding-calculator2.html
 http://money.cnn.com/calculator/pf/moneygrow/index.html?iid=EL