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Increasing the Money Supply without creating loans Kevin Cox April 2009 http://www.linkedin.com/in/kevinrosscox
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Outcomes
Creating a Loan $$ Money on deposit in bank Asset of $$ Value Borrower Bank
Creating a Loan $$ Money on deposit in bank Asset of $$ Value $$ Mortgage on Asset $$ Money on deposit in bank A Borrower Bank
Paying back a loan $$ Money on deposit in bank Asset of $$ Value $$ Mortgage on Asset $$ Money on deposit in bank A $$ Money buys or builds a new asset $$ Money paid back from asset earnings Borrower Bank
Paying back a loan $$ Money on deposit in bank Asset of $$ Value $$ Mortgage on Asset $$ Money on deposit in bank A $$ Money buys or builds a new asset $$ Money paid back from asset earnings Borrower Bank
Creating new money with a Loan No money on deposit  Asset of $$ Value $$ Mortgage on Asset $$ Money on deposit in bank A $$ Money buys or builds a new asset $$ Money paid back from asset earnings Borrower Bank
[object Object],[object Object],[object Object],[object Object],[object Object],Issues
Creating new money without a Loan Reserve bank creates Rewards Rewards given to population Citizens Reserve Bank
Creating new money without a Loan Reserve bank creates Rewards Rewards given to population Citizens Reserve Bank Rewards buys or builds a new asset
Creating new money without a Loan Reserve bank creates Rewards Rewards given to population Citizens Reserve Bank Rewards buys or builds a new asset Reserve bank removes restrictions on Rewards turning it into regular currency
Energy Rewards Market Place Sellers products must reduce ghg emissions Buyers have both Rewards and normal money Buyers Sellers Rewards given to those who consume less energy or whose activities produce fewer emissions Rewards money restrictions are removed  once sellers products installed Rewards can be sold at a discount Sellers specify how reductions in ghg are to be measured Products must be investment and must be new Rewards attract no interest
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Differences
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Outcomes

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Increasing the Money Supply

  • 1. Increasing the Money Supply without creating loans Kevin Cox April 2009 http://www.linkedin.com/in/kevinrosscox
  • 2.
  • 3. Creating a Loan $$ Money on deposit in bank Asset of $$ Value Borrower Bank
  • 4. Creating a Loan $$ Money on deposit in bank Asset of $$ Value $$ Mortgage on Asset $$ Money on deposit in bank A Borrower Bank
  • 5. Paying back a loan $$ Money on deposit in bank Asset of $$ Value $$ Mortgage on Asset $$ Money on deposit in bank A $$ Money buys or builds a new asset $$ Money paid back from asset earnings Borrower Bank
  • 6. Paying back a loan $$ Money on deposit in bank Asset of $$ Value $$ Mortgage on Asset $$ Money on deposit in bank A $$ Money buys or builds a new asset $$ Money paid back from asset earnings Borrower Bank
  • 7. Creating new money with a Loan No money on deposit Asset of $$ Value $$ Mortgage on Asset $$ Money on deposit in bank A $$ Money buys or builds a new asset $$ Money paid back from asset earnings Borrower Bank
  • 8.
  • 9. Creating new money without a Loan Reserve bank creates Rewards Rewards given to population Citizens Reserve Bank
  • 10. Creating new money without a Loan Reserve bank creates Rewards Rewards given to population Citizens Reserve Bank Rewards buys or builds a new asset
  • 11. Creating new money without a Loan Reserve bank creates Rewards Rewards given to population Citizens Reserve Bank Rewards buys or builds a new asset Reserve bank removes restrictions on Rewards turning it into regular currency
  • 12. Energy Rewards Market Place Sellers products must reduce ghg emissions Buyers have both Rewards and normal money Buyers Sellers Rewards given to those who consume less energy or whose activities produce fewer emissions Rewards money restrictions are removed once sellers products installed Rewards can be sold at a discount Sellers specify how reductions in ghg are to be measured Products must be investment and must be new Rewards attract no interest
  • 13.
  • 14.