Running head: HEALTH CARE 1 HEALTH CARE 2 Healthcare Healthcare is still a rare commodity in many households within the United States today. It might come as a surprise, but many people still cannot afford basic medical care because of the high costs. It is an expensive industry because of the intricacies that it comes with. The government has a role in making it accessible to the citizens through subsidies where it helps in footing part of the bill. An example of this is the Obamacare or the Affordable Care Act signed into law in 2010 (World Health Organization, 2014). It still reports that despite such measures taken by the government to address this issue, people still cannot afford this insurance, 18% of individuals under the age of 65 are thus unable to access healthcare. My research paper shall, therefore, address the problem of access to health care and the challenges surrounding this industry and some of the mitigations that have been taken or could be taken. 1. Access to healthcare The introduction of Obama care in the United States meant that the health care system was not accessible to more people. The country spends close to 28 trillion dollars in the medical industry (World Health Organization, 2014). This cost the country a huge percentage of the Gross Domestic Product; it was also one of the highest amounts spent in comparison to other first world countries. People who do not have insurance with either a state-sponsored insurance, Medicare, Medicaid, State Children's Health Insurance program or a military health plan are therefore unable to receive healthcare. It is only restricted to those who have any of the above insurance covers. Because of the financial obligation that these guarantees comes with, many people are unable to afford them. As a result, they end up not getting access to healthcare whenever the need arises. Research carried out by Agency for Healthcare Research Quality, showed that the number of people who were unable to get insured was lower than the ones who could afford. The statistics revealed that White Americans were more likely to have access to healthcare because of their ability to pay premiums. The numbers of black Americans, Native Americans, and Alaska Natives were much lower. This can be attributed to the opportunities the minorities have as opposed to their white counterparts. For one to be able to pay the premiums, one needs to have a stable source of income that allows one to spend on the necessities and on top of that pay the government for health care. The amount is subsidized but still quite high for most people who are either poor or low-income earner. Some middle-income earners also have a problem paying these premiums. Efforts, therefore, need to be under ...
Running head: HEALTH CARE 1 HEALTH CARE 2 Healthcare Healthcare is still a rare commodity in many households within the United States today. It might come as a surprise, but many people still cannot afford basic medical care because of the high costs. It is an expensive industry because of the intricacies that it comes with. The government has a role in making it accessible to the citizens through subsidies where it helps in footing part of the bill. An example of this is the Obamacare or the Affordable Care Act signed into law in 2010 (World Health Organization, 2014). It still reports that despite such measures taken by the government to address this issue, people still cannot afford this insurance, 18% of individuals under the age of 65 are thus unable to access healthcare. My research paper shall, therefore, address the problem of access to health care and the challenges surrounding this industry and some of the mitigations that have been taken or could be taken. 1. Access to healthcare The introduction of Obama care in the United States meant that the health care system was not accessible to more people. The country spends close to 28 trillion dollars in the medical industry (World Health Organization, 2014). This cost the country a huge percentage of the Gross Domestic Product; it was also one of the highest amounts spent in comparison to other first world countries. People who do not have insurance with either a state-sponsored insurance, Medicare, Medicaid, State Children's Health Insurance program or a military health plan are therefore unable to receive healthcare. It is only restricted to those who have any of the above insurance covers. Because of the financial obligation that these guarantees comes with, many people are unable to afford them. As a result, they end up not getting access to healthcare whenever the need arises. Research carried out by Agency for Healthcare Research Quality, showed that the number of people who were unable to get insured was lower than the ones who could afford. The statistics revealed that White Americans were more likely to have access to healthcare because of their ability to pay premiums. The numbers of black Americans, Native Americans, and Alaska Natives were much lower. This can be attributed to the opportunities the minorities have as opposed to their white counterparts. For one to be able to pay the premiums, one needs to have a stable source of income that allows one to spend on the necessities and on top of that pay the government for health care. The amount is subsidized but still quite high for most people who are either poor or low-income earner. Some middle-income earners also have a problem paying these premiums. Efforts, therefore, need to be under ...