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Winnipegs Real Estate Blog - Bo Kauffmann, REALTOR®
Info and Tips for Buyers and Sellers of Winnipeg Real Estate - http://...
Winnipegs Real Estate Blog - Bo Kauffmann, REALTOR®
Info and Tips for Buyers and Sellers of Winnipeg Real Estate - http://...
Buying a home may be the largest and most complex financial
transaction you ever undertake. If you’re ready to buy a home,
...
Valuable Real Estate
Information Resources
Winnipeg Home Finder
If you’re looking to buy, or sell a property
in Winnipeg, ...
ON INSTALLATION
OF ANY ADT
SECURITY SYSTEM
SAVE
20%*
*36-month monitoring contract required. See important
terms and condi...
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6 important steps to buying a home in winnipeg

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Here are 6 steps to buying a house or a condominium in Winnipeg. Whether you are a first time buyer, upsizing or downsizing, following these steps will make purchasing a home a little easier.

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6 important steps to buying a home in winnipeg

  1. 1. Winnipegs Real Estate Blog - Bo Kauffmann, REALTOR® Info and Tips for Buyers and Sellers of Winnipeg Real Estate - http://blog.winnipeghomefinder.com 6 important steps to buying a house or condo by Bo Kauffmann - Wednesday, October 30, 2013 http://blog.winnipeghomefinder.com/6-important-steps-buying-house-condo/ 6 steps to buying your new home . Buying a home for the first time can be quite stressful and challenging. First time home buyers are surrounded by a large number of questions. If you are buying a home for the first time, perhaps you are busy thinking whether to hire a real estate agent or do the house hunting on your own. Budget and mortgage are other factors that may trouble you. You may be unaware of what extra expenses you may need to bear while purchasing a home. This article offers some tips to first time home buyers, to simplify their purchase. Find a REALTOR® A REALTOR® is far more aware of the real estate market of your nation, than you. A skilled real estate agent can prove to be a great help during your house hunting. You can find realtors through friends or online. When you meet realtors, enquire about the experience of each and success rate. Make sure to hire one with whom you feel comfortable. Explain your realtor about the aspects which hold priority for you, like schools, neighborhoods and community groups. Apply for pre-approved mortgage. This would help you to set the maximum amount for mortgage and the rates of interest. This would in turn set your budget, prior to your starting it the house hunting. A mortgage application 1 / 3
  2. 2. Winnipegs Real Estate Blog - Bo Kauffmann, REALTOR® Info and Tips for Buyers and Sellers of Winnipeg Real Estate - http://blog.winnipeghomefinder.com also allows the seller to know that you are really serious about the purchase of a home. Prepare a budget that includes all extra expenses. There are a number of extra costs involved in the purchase of a home, such as utility hookups, new appliances and moving. The moving costs always vary, with the average being $1,000. Utility costs for phone and electricity would range from $150 to $250. The survey costs, title insurance and appraisal fees should also be added to your budget. Prepare for bearing the closing costs. A Real estate agent Burswood, advices buyers to keep aside almost 4% of the home price as the closing costs. One of the major closing costs is the land transfer taxes. Purchase a home that you can really afford. You cannot enjoy your life, if the entire money you earn goes for the payment of your home. The minimum amount of down payment is usually 5%. Paying more as the down payment leads to a reduction in your costs. If the down payment is lesser, there is almost no equity left in your home. If the down payment is lower than 20%, you may need mortgage loan insurance. This may result in extra costs and higher rates of interest. Inspect the home well. It is wise to examine the house well, before considering it for purchase. Seek the help of a skilled home inspector, who would help you to detect any major damages. This would also safeguard you from paying additional costs on repair in future. Conclusion: These are the major steps a home buyer should take to make a successful purchase of home. A buyer should make an offer of purchasing a house with the advice of a professional real estate agent, preferably an Accredited Buyer Representative. Also, it is very important for a buyer, especially a first time one, to keep emotions in check while negotiating with a home seller. Sellers may try to make the buyer buy in impulse, which can prove to be a wrong decision. Author’s Bio: Alisa Martin is a proficient guest blogger penning down articles on real estate. Her articles are highly informative and useful for the readers. 2 / 3
  3. 3. Buying a home may be the largest and most complex financial transaction you ever undertake. If you’re ready to buy a home, wouldn’t you prefer to work with the most qualified real estate professional you can find? An Accredited Buyer’s Representative stands out in the crowd. If your REALTOR® holds the ABR® designation, you can trust that they have the extra edge when it comes to KNOWLEDGE AND EXPERIENCE. an Accredited Buyer’s Representative? Why Work with The ABR® designation is awarded by the Real Estate Buyer’s Agent Council (REBAC), a wholly-owned subsidiary of the National Association of REALTORS® . To learn more about REBAC and access various homebuyer resources, please visit www.REBAC.net. The ABR® designation is only awarded to licensed real estate professionals who complete specialized training that gives them the edge in understanding a buyer’s perspective and protecting and promoting their buyer-clients’ interests. Before earning the ABR® designation, buyer’s reps must also demonstrate proven experience in representing buyers. Further, they are committed to maintaining their professional edge by staying current on the latest issues and trends in buyer representation. When you work with an ABR® , you’ll be served, not sold. Your interests become their interests. They’ll make your home buying experience go as smoothly and successfully as possible. You can expect your ABR® to: • Understand your specific needs and wants, and locate appropriate properties • Assist you in determining how much you can afford (pre-qualify your mortgage) • Preview and/or accompany you in viewing properties • Advise you in formulating your offer • Help you develop your negotiating strategy • Provide a list of qualified vendors (inspectors, attorneys, lenders, etc.) for other services you may need • Keep track of every detail throughout the transaction—to closing and beyond Not all buyer’s representatives are equal. Only a buyer’s rep who has earned the Accredited Buyer’s Representative designation has made the extra effort to raise the bar, with additional training and experience. If you work with an ABR® , you can feel confident that you’ll receive the highest level of buyer-representation services. The ABR® designation is awarded by the Real Estate Buyer’s Agent Council (REBAC), a wholly-owned subsidiary of the National Association of REALTORS® (NAR). Why?
  4. 4. Valuable Real Estate Information Resources Winnipeg Home Finder If you’re looking to buy, or sell a property in Winnipeg, check out this website. It contains links to all Re/Max Condo Listings, all Re/Max House Listings and even Re/Max Luxury Property Listings. Winnipeg’s Real Estate Blog Bo Kauffmann, REALTOR® After retiring from the Winnipeg Police Service, Bo joined Remax Performance Realty and quickly became on of Winnipeg’s top producing REALTORS®. You can find him on Facebook, follow him on Twitter and Google+, and connect with him on LinkedIn. Winnipeg’s Real Estate Blog and Winnipeg Home Finder are trademarks of Bo Kauffmann, REALTOR®
  5. 5. ON INSTALLATION OF ANY ADT SECURITY SYSTEM SAVE 20%* *36-month monitoring contract required. See important terms and conditions below. Help Protect What Matters Most. TM Keep your home and family safe with ADT security. To Take Advantage of this Special Offer, You Must: 1) Call this number: 2) Provide this promotion code: This special offer includes: • 24/7 Fast-Response Monitoring • Low Monthly Monitoring Fees & Great Local Service • Theft Protection, Money-Back, and Movers’ Package Guarantees† Ask about ADT Pulse® Interactive Solutions, and learn how you can get hands-on, remote access to your home. • Remote Arm/Disarm • Secure, Real-Time Video • Internet & Mobile Access • Email & Text Alerts • Remote Door Lock/Unlock • Light, Thermostat & Garage Door Control *Service and installation charges subject to system configuration, equipment and services selected. 20% off standard installation price (before taxes) on any ADT security system. Requires 36-month monitoring contract. Limit one offer per new ADT customer cannot be combined with other offers or discounts. Not valid for existing customers under contract. System remains property of ADT. Photos are for illustrative purposes only and may not reflect the exact product/service actually provided. Not valid on purchases from ADT Authorized Dealers. Does not include one-time $25 activation fee. ADT Pulse® Interactive Solutions Services requires the installation and/or activation of an ADT alarm system with monitored burglary service and a compatible computer, cell phone or PDA with Internetandemailaccess.PulseServicesdoesnotcovertheoperationormaintenanceofhouseholdequipment/systemsnotconnectedtothePulseServices/Equipment.Notavailableinallgeographic areas. You may be required to pay additional charges for equipment and services to utilize certain Pulse features. Standard message and data rates may apply to all text alerts. †See reverse side of guarantee certificates for complete details. ©2015 ADT Security Services Canada, Inc. All rights reserved. ADT, the ADT logo, 800.ADT.ASAP and the product/service names listed in this document are marks and/or registered marks. Unauthorized use is strictly prohibited. Licence number: RBQ 3019-4070-50. Z3052CE-01 (1/15) Special Offer Brought to You By: Bo Kauffmann (REMAX performance realty) A185962 1-888-395-5465

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