This document discusses various types of employee benefits and retirement plans. It outlines legally required benefits like old age pensions and disability pensions. It also describes contingent benefits like group life insurance and maternity leave. Retirement plans discussed include superannuation at age 58, voluntary retirement after 20 years of service, and compulsory retirement for administrative reasons or as punishment after 10 years of service. Retirement can also occur due to medical invalidation or removal from service for misconduct.