Interest.co.nz editor Bernard Hickey argues for a debate on NZ Superannuation at a Business Breakfast hosted by the Retirement Policy Research Centre at the University of Auckland.

1. Why de-leveraging and the costs of retiring baby-boomers will spark a Super debate RPRC Breakfast, University of Auckland, April 13

2. We (and the world) can’t afford our gold plated pension schemes RPRC Breakfast, University of Auckland, April 13

3. It’s all about de-leveraging RPRC Breakfast, University of Auckland, April 13

4. Deposits and LVRs RPRC Breakfast, University of Auckland, April 13

5. With 95% LVR Leverage 20 to 1$50k = $ 1mlnBut 80% LVRLeverage 5 to 1$50k = $250k RPRC Breakfast, University of Auckland, April 13

6. Giant debt boom RPRC Breakfast, University of Auckland, April 13

7. The growth was false RPRC Breakfast, University of Auckland, April 13

8. Bigger than 1929 RPRC Breakfast, University of Auckland, April 13

9. Lending collapse RPRC Breakfast, University of Auckland, April 13

10. Big fat ATM RPRC Breakfast, University of Auckland, April 13

11. Same here too RPRC Breakfast, University of Auckland, April 13

12. Bubble pumped up RPRC Breakfast, University of Auckland, April 13

13. Way too much air RPRC Breakfast, University of Auckland, April 13

14. So what happens now? Deleveraginghas only just begun RPRC Breakfast, University of Auckland, April 13

15. Pass the parcel RPRC Breakfast, University of Auckland, April 13

16. 7 years long25% of GDP= NZ$45 bln RPRC Breakfast, University of Auckland, April 13

17. Not sustainable RPRC Breakfast, University of Auckland, April 13

18. Not sustainable RPRC Breakfast, University of Auckland, April 13

19. Indebted future RPRC Breakfast, University of Auckland, April 13

20. Saving more RPRC Breakfast, University of Auckland, April 13

21. Weak spending RPRC Breakfast, University of Auckland, April 13

22. Weak lending RPRC Breakfast, University of Auckland, April 13

23. Slow turnover RPRC Breakfast, University of Auckland, April 13

24. House price fall? RPRC Breakfast, University of Auckland, April 13

25. House price fall? RPRC Breakfast, University of Auckland, April 13

26. Beep Beep RPRC Breakfast, University of Auckland, April 13

27. Rising interest rates RPRC Breakfast, University of Auckland, April 13

28. Variable cheaper RPRC Breakfast, University of Auckland, April 13

29. Mind the Gap RPRC Breakfast, University of Auckland, April 13

30. One big boom RPRC Breakfast, University of Auckland, April 13

31. Battle of generations RPRC Breakfast, University of Auckland, April 13

32. So many old, sick people RPRC Breakfast, University of Auckland, April 13

33. Indebted future RPRC Breakfast, University of Auckland, April 13

34. Indebted future RPRC Breakfast, University of Auckland, April 13

35. A debate is required RPRC Breakfast, University of Auckland, April 13

36. Who will pay and how? RPRC Breakfast, University of Auckland, April 13