Wouldn't it be great to save an extra $100 every month to apply to your financial goals? It CAN be done with a bit of effort.

1. HOW TO SAVE
AN EXTRA $100
EVERY MONTH
Most of us could use an extra $100
every month.
While it might be challenging, it’s
entirely doable.
Here’s how...

2. 1. Skip the expensive coffee and
make your own.
Or just get regular brewed coffee at the
convenience store or a fast-food place.
Skip the high-priced specialty shops.

3. 2. Refrain from driving more than
needed.
Carpool and combine trips when you can.
Gas and car maintenance are expensive,
so avoiding using your car as much as
possible will add to your savings.

4. 3. Buy used clothes.
Goodwill, Salvation Army, and resale shops
have some very nice clothes that have
never even been worn.

5. 4. Take your lunch.
You could easily save an average of $25
per week
just by brown-bagging!

6. 5. Eat dinner at home, too.
Combine your savings from taking your
lunch with cooking your own dinner and
you’ll be surprised at how much it really
adds up!

7. 6. Pay all your bills on time.
Did you know that credit card companies
make more
money from late fees than they do from
interest?
Paying your bills a few days earlier can
make a huge difference.

8. 7. Do your own yard-work.
Most of us have lawns that can be mowed
in 30-60 minutes. Unless it’s taking time
away from something where you would
earn more than $20, keep your money and
mow
your grass yourself.

9. 8. Buy generic.
Rice is rice; do you really need the rice in
the fancy box?
Try substituting some generic groceries; in
most cases
you won’t know the difference.

10. 9. Save on entertainment.
Rent a movie instead of going to the
theater. Invite your friends over and have
them bring a snack. Play cards.
Go to the park. Go to the beach. Read a
book.

11. 10. Drink water.
Beverages are very expensive while water
(from the tap)
is practically free.

12. 11. Plant a garden.
The harvest from your own garden can
save you money on fruits, nuts, vegetables,
herbs, and spices. Enjoy the best food
you’ve ever eaten - at the smallest price -
from your own garden!

13. Summary
Implementing these few ideas can save
you at least
$100 per month.
Keep in mind that $100 a month is $1,200
a year.
With these small cutbacks, you can build a
large nest egg
or pay for your next vacation with cash!

14. To learn more, visit:
• https://eternalspiralbooks.com/saving-
success-how-to-save-100000-in-the-next-
15-years/