WHAT IS DEVELOPMENT
A Development Bank is a polygonal development
finance institution devoted to improving the social
and monetary development of its associate nations.
Its main emphasis is the welfare of the people. For
example the Asian Development Bank's overarching
goal is to decrease poverty in Asia and the Pacific.
It helps improve the value of people's lives by
providing loans and scientific support for a broad
variety of development activities.
FUNCTIONS OF A
Increase loans and equity investments to its
developing associate countries (DMCs) for their
monetary and social development.
Provides technical help for the planning and
implementation of development projects and
programs and for advisory services.
Promotes and facilitates speculation of public and
private capital for growth and development.
Responds to requests for assistance in coordinating
growth policies and plans of its increasing member
The government of india set up the industrial
finance corporation of india in july 1948
Management of IFCI
4 are nominated by the IDBI
OBJECTIVES OF IFCI
Promoted by new enterpreneurs
Based on indegenous technology
Which would result in substitution of imports
Providing input for incresing agricultural
The Industrial Development Bank of India (IDBI) was
established on 1 July 1964 under an Act of Parliament
as a wholly owned subsidiary of the Reserve Bank of
In 16 February 1976, the ownership of IDBI was
transferred to the Government of India and it was
made the principal financial institution for
coordinating the activities of institutions engaged in
financing, promoting and developing industry in the
THE PRINCIPAL SOURCE OF FUNDS
Share capital and reserves
Borrowing from government of india and RBI
Market borrowing by way of bonds
Deposits and other borrowings
Repayment of past assitance by borrowers
Foreign currency borrowings from worid
Asian development banks and international
Soft loan scheme for modernisation
Seed capital assitance scheme
SFCs special share capital schemes
Development assistance fund(DAF)
ICICI (INDUSTRIAL CREDIT AND INVESTMENT
CORPORATION OF INDIA) Bank Ltd.
ICICI is an Indian diversified financial services company
headquartered in Mumbai, Maharashtra.
It is the second largest bank in India by assets and third
largest by market capitalization. It offers a wide range of
banking products and financial services to corporate and
retail customers through a variety of delivery channels and
through its specialized subsidiaries in the areas of investment
banking, life and non-life insurance, venture capital and asset
The Bank has a network of 2,630 branches and 8,003 ATM's in
India, and has a presence in 19 countries, including India.
OBJECTIVES OF ICICI
Assisting in the creation
Modernisation of such enterprises
Encouraging and promoting the
participation private capital
Encouraging and promoting private
FUNCTIONS OF ICICI
Assistance to industries
Provision of foreign currency loans
Letter of credit
Established in 1990 under an Act of Indian Parliament.
Objective: Promotion, Financing & Development of
MSMEs and Co-ordinating Functions of institutions
engaged in similar activities.
Ownership : Public sector banks/FIs/Insurance Cos
owned or controlled by the Government of India.
Structural Linkage: With Ministry of Finance and
Ministry of SSI.
Nodal Agency : For SME Schemes of GoI
SIDBI : Sphere of activities
• Direct Finance Operations : MSMEs, Service sector,
• Indirect Finance : Resource support to Banks, NBFCs, SFCs,
State & central financing/ development agencies.
• Micro Credit operations : Pioneers in micro credit movement
country. Developed several leading MFIs.
• Associate Institutions ISTSL & Credit Guarantee Fund,
India SME Asset: SIDBI Venture Capital Ltd,
MSME Rating Agency,
Reconstruction Company Ltd.
• Nodal Agency : For several GoI schemes like
TUFS, CLCSS and IDLSS
Food Processing and Devp. Of Integrated Infrastructure
National Bank for Agriculture and Rural
Development (NABARD) is an apex development bank
in India having headquarters based
inMumbai (Maharashtra) and other branches are all over
It was established on 12 July 1982 by a special act by the
parliament and its main focus was to uplift rural India by
increasing the credit flow for elevation of agriculture &
rural non farm sector and completed its 25 years on 12 July
It has been accredited with "matters concerning policy,
planning and operations in the field of credit
for agriculture and other economic activities in rural areas
RBI sold its stake in NABARD to the Government of
India, which now holds 99% stake