The document provides tips for living frugally as a college student. It recommends setting a budget for expenses beyond tuition and books, buying used textbooks when possible, taking advantage of happy hours and free or cheap on-campus activities, cooking meals instead of eating out, furnishing housing with used items, and applying for scholarships to reduce costs. Overall, the document emphasizes living within one's means as a student through careful budgeting and cost-saving strategies.

1. Live like a college student You are a college student, so live like one. Donât try to live the lifestyle of a graduate with a job yet.

2. Remind yourself why you are there You are there for an education first and foremost. Donât blow the opportunity by neglecting your studies, over socializing, or getting into financial trouble.

3. Set a budget for your spending categories, besides tuition and books -Food, Rent, Entertainment, etc.

4. Buy used books You will probably find much better prices at amazon.com than at the college book store, even on used books. Avoid buying new ones if possible.

5. Hit the happy hour Look for places with 2 for 1 drinks or free appetizers when you do go out on the town.

6. Socialize at dorm/apartments You donât always have to go out, invite friends over to your dorm or apartment regularly to save money.

7. Use a local bank and debit card If there is not a nearby branch of your bank, open up one that has a branch on or near campus to make things more convenient.

8. High interest savings If you have a little money stashed away, open up a high interest savings account.

9. Budget you spending money for entire semester At the beginning of the semester, figure out what you have available for spending money each week, and stick to it.

10. Consider a part-time job As long as it doesnât interfere with your studies, of course. An added bonus, if you have earned income, is that you can start a Roth IRA.

11. Learn to cook If you donât know how to cook, start learning. It can be healthier and even cheaper than fast food.

12. Used furniture Check out the classifieds or garage sales for use d furniture to furnish your apartment.

13. Shop at Goodwill Check out the local thrift stores for clothes and other household furnishings.

14. Manage your student loans carefully Donât over borrow, and if you end up borrowing more money than you need, save it in a high interest savings account.

15. Donât try to keep up with the big spenders While some of your friends may be living off of Mom or Dadâs credit cards, that doesnât mean you have to keep up with their lifestyle.

16. Donât sign up for the credit card t-shirt offers It may be a free iPod they âre giving away these days, but donât sign up for credit cards just for the freebies. It may end up costing you a lot more in the long run.

17. Take advantage of free or cheap activities Many college campuses have a lot of student activities, most of which are free or very cheap.

18. Avoid ATM fees make sure you plan ahead for expenses, and have enough cash for purchases. Or use your debit card.

19. Get on a campus meal plan If one is available, a meal plan on campus can be very inexpensive per meal.

20. Donât use or bring a car to school If you are away from home for college, and live on or near campus, you probably donât need a car. This will also keep your friends from using you as a taxi service.

21. Bicycle Get a bike, and ride it to and from class.

22. Apply for scholarships and grants Even after you start school, keep applying for scholarships, grants, etc.

23. Live close to campus The closer you live to campus, the less you will need to drive. Many college campuses have plenty of nearby places within walking distance for shopping, socializing, etc.

24. Get roommates Sharing your living expenses with others can reduce them significantly.

25. Take advantage of student discounts There are lots of places that will give you a discount with your student I.D. Look for and frequent places that cater to college students and offer discounts or freebies.