An EV SSL certificate is the highest level of authentication certificate that is better than DV SSl certifiate and/is preferred for websites which associated with Payment Gateway.
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Why EV SSL is Preferred For Websites with Payment Gateway
1. Why EV SSL is Preferred For Websites
with Payment Getaway
Explained by AboutSSL.org
2. There is no doubt about the fact that SSL certificates are of utmost
importance for data security and privacy. A large part of such significance
is down to the mounting number of cyber-attacks. This is why 2017 is
dubbed as the year of encryption.
The SSL certificates serve two purposes, namely security and
identification. As far as the security is concerned, the SSL certificates
protect the data transmitted between the browser and the web server.
This is called encryption. Whether it’s DV, OV or EV – all SSL certificates
provide a similar level of encryption. Now you might be wondering how
do they differ. Well, let us explain it to you.
Introduction
3. Why not use DV SSL Certificate?
The DV SSL certificate is the most basic level of encryption. This is because
it only involves the verification of the domain ownership. As a result, the
DV SSL-enabled sites lack trust-signs such as green address bar, company
name etc. Granted, your connection to the server is secure but you can’t
know if the website is genuine or not.
Any Tom, Dick, or Harry can make a spoofy website of a company by
installing a DV SSL certificate and can trick the users to provide their
sensitive information. This is called phishing. You may think you are on the
website on ABC company, but in reality this website might be nothing but
a scam. This is where the Organization Validation and Extended Validation
SSL certificates enter the picture.
4. Why Use EV SSL for Payment Gateway
Websites?
When it comes to the sites accepting financial transactions, this plays a
major role. This is why the e-commerce websites are equipped with EV
SSL certificates. The OV SSL and EV SSL certificates enable trust-signs such
as a padlock, site seals, a green address bar (only in EV SSL), etc.
They are very significant from user trust’s point of view. These symbols
are called ‘Trust-Signs’ for a reason. The users can identify that the
website is genuine and belongs to the said organization. Thus, any
payment made on the website is transferred only to that organization
only.
5. Why Use EV SSL for Payment Gateway
Websites?
Phishing is increasingly becoming one of the most widespread methods.
This is due to its lack of sophistication. It doesn’t require the hacker to
code his/her way through thousands of lines. All he/she needs to do is to
bait a user to click on a malicious link and the rest is done by the user
him/herself.
When a site has OV or EV SSL installed, phishing attacks cannot take place
as the fraudsters cannot issue the certificate in the name of the
organization. Therefore, the chances of a phishing attack taking place are
practically zero.
6. Conclusion
Apart from the phishing attacks, customer trust is also a factor for
choosing the advanced level SSL certificates. Seeing the trust-signs, the
customer can be sure that his/her sensitive data won’t be compromised.
This makes him/her trust the website and encourages him/her to make
transactions on the website.
As a result, it increases your order-conversion rate and thereby, boosting
the revenues. Keeping in mind all the benefits involved, it’s safe to say
that only the OV or EV SSL certificates should be preferred for websites
accepting financial transactions.
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