SlideShare uma empresa Scribd logo
1 de 27
Baixar para ler offline
Doing Business in India The Big Picture A Banker’s Perspective US – India Business Summit November 29, 2006 Dr. Anil K Khandelwal Chairman & Managing Director Bank of Baroda
Indian Economy – A Snapshot ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],Indian Economy – A Snapshot
Improved Ranking on Business Front ,[object Object],[object Object],[object Object],[object Object],[object Object]
The Indian Financial  Sector ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The Indian Financial  Sector ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The Indian Financial  Sector ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Robust & Resilient Banking Sector ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Indian Banks – in good health…
Indian Banks – in good health… ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],TRS Apr 01 – Apr 05 ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Banks – Major Financiers of Growth ,[object Object],[object Object],[object Object],[object Object],[object Object]
Indian Banks in the Best of the League of Asian Peers ,[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Requirements Fulfillments Financial Sector Reforms – Going Ahead
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Area Status Significant Steps for Improvement…
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Indian Banks are on a high growth track…   More than 25% of the Bank Loan Assets are in Retail sector ensuring high returns - likely to cross Rs. 5700 bn by 2010
Online Banking  in India . . . Growth of e-Commerce Transactions ,[object Object],[object Object],[object Object],Indian Banks are on a high growth track…
[object Object],[object Object],Doing Business in India …
Consumer Loans / GDP(%) Mortgages / GDP(%) Credit Cards / GDP (%) Other Retail Loans / GDP (%) Consumption boom in India In each of the area, huge untapped potential left The Big Picture…
Mutual Funds – Global Perspective Mutual Funds as a % of GDP Global Investment Fund Asset Pool Low Penetration – Indian industry still in early stages Source : CLSA Asia Pacific Markets The Big Picture…
Life premium/ GDP (%) Source : Swiss Re Report 2005 Insurance Penetration – Global Landscape Non Life premium/ GDP (%) Insurance density (US$ premiums per capita) Low Penetration – A large potential still untapped  The Big Picture…   10 10 Indonesia 16 13 China 4.5 18 India 95 188 Malasiya 495 1211 South Korea 1203 1366 Australia 2122 1753 US 1093 2474 France 790 2954 Japan 1311 3287 UK Non Life Life  Country
Growth of Card Spending in India . . . Growth of ATMs in India ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Growth of Credit and Debit Cards in India The Big Picture…
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Wealth Management  & Private Banking – New Growth Opportunities…
India is fast emerging as the “Back Office” of the World & the “Global Knowledge Hub” The Big Picture…  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],The Story Continues…
[object Object],[object Object],[object Object],[object Object],[object Object],Challenges Ahead….
[object Object],[object Object],[object Object],[object Object],[object Object],Challenges Ahead….
Thank You

Mais conteúdo relacionado

Semelhante a Dr Anil Khandelwal

Dr anilkhandelwal
Dr anilkhandelwalDr anilkhandelwal
Dr anilkhandelwalkcmani15
 
Current trends in banking sector (2015) Edition
Current trends in banking sector (2015) EditionCurrent trends in banking sector (2015) Edition
Current trends in banking sector (2015) EditionIsha Desai
 
Indian Banking Industry - Challenges, Opportunities and Growth Driver of Bank...
Indian Banking Industry - Challenges, Opportunities and Growth Driver of Bank...Indian Banking Industry - Challenges, Opportunities and Growth Driver of Bank...
Indian Banking Industry - Challenges, Opportunities and Growth Driver of Bank...Resurgent India
 
Banking sector and opportunities in indiar
Banking sector and opportunities in indiarBanking sector and opportunities in indiar
Banking sector and opportunities in indiarsimply_salman
 
Banking industry analysis report
Banking industry analysis reportBanking industry analysis report
Banking industry analysis reportDeepak Kasturi
 
Financial services banking
Financial services bankingFinancial services banking
Financial services bankingSourav Mishra
 
Indian Banking Industry Sustaining Growth with Equity - Industry Overview and...
Indian Banking Industry Sustaining Growth with Equity - Industry Overview and...Indian Banking Industry Sustaining Growth with Equity - Industry Overview and...
Indian Banking Industry Sustaining Growth with Equity - Industry Overview and...Resurgent India
 
Indiabankingsectorreportaugust2013 140201021707-phpapp01
Indiabankingsectorreportaugust2013 140201021707-phpapp01Indiabankingsectorreportaugust2013 140201021707-phpapp01
Indiabankingsectorreportaugust2013 140201021707-phpapp01Supa Buoy
 
“Role of Technology in Bank.”
“Role of Technology in Bank.”“Role of Technology in Bank.”
“Role of Technology in Bank.”Vatsal Patel
 

Semelhante a Dr Anil Khandelwal (14)

Dr anilkhandelwal
Dr anilkhandelwalDr anilkhandelwal
Dr anilkhandelwal
 
Current trends in banking sector (2015) Edition
Current trends in banking sector (2015) EditionCurrent trends in banking sector (2015) Edition
Current trends in banking sector (2015) Edition
 
Indian Banking Industry - Challenges, Opportunities and Growth Driver of Bank...
Indian Banking Industry - Challenges, Opportunities and Growth Driver of Bank...Indian Banking Industry - Challenges, Opportunities and Growth Driver of Bank...
Indian Banking Industry - Challenges, Opportunities and Growth Driver of Bank...
 
Banking sector and opportunities in indiar
Banking sector and opportunities in indiarBanking sector and opportunities in indiar
Banking sector and opportunities in indiar
 
Banking industry analysis report
Banking industry analysis reportBanking industry analysis report
Banking industry analysis report
 
Financial services banking
Financial services bankingFinancial services banking
Financial services banking
 
annual030502.ppt
annual030502.pptannual030502.ppt
annual030502.ppt
 
Indian Banking Industry Sustaining Growth with Equity - Industry Overview and...
Indian Banking Industry Sustaining Growth with Equity - Industry Overview and...Indian Banking Industry Sustaining Growth with Equity - Industry Overview and...
Indian Banking Industry Sustaining Growth with Equity - Industry Overview and...
 
CP world
CP worldCP world
CP world
 
India : Banking Sector Report_August 2013
India : Banking Sector Report_August 2013India : Banking Sector Report_August 2013
India : Banking Sector Report_August 2013
 
Indiabankingsectorreportaugust2013 140201021707-phpapp01
Indiabankingsectorreportaugust2013 140201021707-phpapp01Indiabankingsectorreportaugust2013 140201021707-phpapp01
Indiabankingsectorreportaugust2013 140201021707-phpapp01
 
“Role of Technology in Bank.”
“Role of Technology in Bank.”“Role of Technology in Bank.”
“Role of Technology in Bank.”
 
Changing dynamics
Changing dynamicsChanging dynamics
Changing dynamics
 
Ebay News 2004 7 21 Earnings
Ebay News 2004 7 21 EarningsEbay News 2004 7 21 Earnings
Ebay News 2004 7 21 Earnings
 

Último

Amazon ppt.pptx Amazon about the company
Amazon ppt.pptx Amazon about the companyAmazon ppt.pptx Amazon about the company
Amazon ppt.pptx Amazon about the companyfashionfound007
 
AMAZON SELLER VIRTUAL ASSISTANT PRODUCT RESEARCH .pdf
AMAZON SELLER VIRTUAL ASSISTANT PRODUCT RESEARCH .pdfAMAZON SELLER VIRTUAL ASSISTANT PRODUCT RESEARCH .pdf
AMAZON SELLER VIRTUAL ASSISTANT PRODUCT RESEARCH .pdfJohnCarloValencia4
 
Introduction to The overview of GAAP LO 1-5.pptx
Introduction to The overview of GAAP LO 1-5.pptxIntroduction to The overview of GAAP LO 1-5.pptx
Introduction to The overview of GAAP LO 1-5.pptxJemalSeid25
 
Borderless Access - Global B2B Panel book-unlock 2024
Borderless Access - Global B2B Panel book-unlock 2024Borderless Access - Global B2B Panel book-unlock 2024
Borderless Access - Global B2B Panel book-unlock 2024Borderless Access
 
Trauma Training Service for First Responders
Trauma Training Service for First RespondersTrauma Training Service for First Responders
Trauma Training Service for First RespondersBPOQe
 
Chapter_Five_The_Rural_Development_Policies_and_Strategy_of_Ethiopia.pptx
Chapter_Five_The_Rural_Development_Policies_and_Strategy_of_Ethiopia.pptxChapter_Five_The_Rural_Development_Policies_and_Strategy_of_Ethiopia.pptx
Chapter_Five_The_Rural_Development_Policies_and_Strategy_of_Ethiopia.pptxesiyasmengesha
 
Cracking the ‘Business Process Outsourcing’ Code Main.pptx
Cracking the ‘Business Process Outsourcing’ Code Main.pptxCracking the ‘Business Process Outsourcing’ Code Main.pptx
Cracking the ‘Business Process Outsourcing’ Code Main.pptxWorkforce Group
 
Developing Coaching Skills: Mine, Yours, Ours
Developing Coaching Skills: Mine, Yours, OursDeveloping Coaching Skills: Mine, Yours, Ours
Developing Coaching Skills: Mine, Yours, OursKaiNexus
 
The Vietnam Believer Newsletter_MARCH 25, 2024_EN_Vol. 003
The Vietnam Believer Newsletter_MARCH 25, 2024_EN_Vol. 003The Vietnam Believer Newsletter_MARCH 25, 2024_EN_Vol. 003
The Vietnam Believer Newsletter_MARCH 25, 2024_EN_Vol. 003believeminhh
 
Anyhr.io | Presentation HR&Recruiting agency
Anyhr.io | Presentation HR&Recruiting agencyAnyhr.io | Presentation HR&Recruiting agency
Anyhr.io | Presentation HR&Recruiting agencyHanna Klim
 
Upgrade Your Banking Experience with Advanced Core Banking Applications
Upgrade Your Banking Experience with Advanced Core Banking ApplicationsUpgrade Your Banking Experience with Advanced Core Banking Applications
Upgrade Your Banking Experience with Advanced Core Banking ApplicationsIntellect Design Arena Ltd
 
Lecture_6.pptx English speaking easyb to
Lecture_6.pptx English speaking easyb toLecture_6.pptx English speaking easyb to
Lecture_6.pptx English speaking easyb toumarfarooquejamali32
 
The End of Business as Usual: Rewire the Way You Work to Succeed in the Consu...
The End of Business as Usual: Rewire the Way You Work to Succeed in the Consu...The End of Business as Usual: Rewire the Way You Work to Succeed in the Consu...
The End of Business as Usual: Rewire the Way You Work to Succeed in the Consu...Brian Solis
 
Borderless Access - Global Panel book-unlock 2024
Borderless Access - Global Panel book-unlock 2024Borderless Access - Global Panel book-unlock 2024
Borderless Access - Global Panel book-unlock 2024Borderless Access
 
Data skills for Agile Teams- Killing story points
Data skills for Agile Teams- Killing story pointsData skills for Agile Teams- Killing story points
Data skills for Agile Teams- Killing story pointsyasinnathani
 
Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)
Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)
Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)tazeenaila12
 
Fabric RFID Wristbands in Ireland for Events and Festivals
Fabric RFID Wristbands in Ireland for Events and FestivalsFabric RFID Wristbands in Ireland for Events and Festivals
Fabric RFID Wristbands in Ireland for Events and FestivalsWristbands Ireland
 
A flour, rice and Suji company in Jhang.
A flour, rice and Suji company in Jhang.A flour, rice and Suji company in Jhang.
A flour, rice and Suji company in Jhang.mcshagufta46
 
Boat Trailers Market PPT: Growth, Outlook, Demand, Keyplayer Analysis and Opp...
Boat Trailers Market PPT: Growth, Outlook, Demand, Keyplayer Analysis and Opp...Boat Trailers Market PPT: Growth, Outlook, Demand, Keyplayer Analysis and Opp...
Boat Trailers Market PPT: Growth, Outlook, Demand, Keyplayer Analysis and Opp...IMARC Group
 

Último (20)

Amazon ppt.pptx Amazon about the company
Amazon ppt.pptx Amazon about the companyAmazon ppt.pptx Amazon about the company
Amazon ppt.pptx Amazon about the company
 
AMAZON SELLER VIRTUAL ASSISTANT PRODUCT RESEARCH .pdf
AMAZON SELLER VIRTUAL ASSISTANT PRODUCT RESEARCH .pdfAMAZON SELLER VIRTUAL ASSISTANT PRODUCT RESEARCH .pdf
AMAZON SELLER VIRTUAL ASSISTANT PRODUCT RESEARCH .pdf
 
Introduction to The overview of GAAP LO 1-5.pptx
Introduction to The overview of GAAP LO 1-5.pptxIntroduction to The overview of GAAP LO 1-5.pptx
Introduction to The overview of GAAP LO 1-5.pptx
 
Borderless Access - Global B2B Panel book-unlock 2024
Borderless Access - Global B2B Panel book-unlock 2024Borderless Access - Global B2B Panel book-unlock 2024
Borderless Access - Global B2B Panel book-unlock 2024
 
Trauma Training Service for First Responders
Trauma Training Service for First RespondersTrauma Training Service for First Responders
Trauma Training Service for First Responders
 
Chapter_Five_The_Rural_Development_Policies_and_Strategy_of_Ethiopia.pptx
Chapter_Five_The_Rural_Development_Policies_and_Strategy_of_Ethiopia.pptxChapter_Five_The_Rural_Development_Policies_and_Strategy_of_Ethiopia.pptx
Chapter_Five_The_Rural_Development_Policies_and_Strategy_of_Ethiopia.pptx
 
Cracking the ‘Business Process Outsourcing’ Code Main.pptx
Cracking the ‘Business Process Outsourcing’ Code Main.pptxCracking the ‘Business Process Outsourcing’ Code Main.pptx
Cracking the ‘Business Process Outsourcing’ Code Main.pptx
 
Developing Coaching Skills: Mine, Yours, Ours
Developing Coaching Skills: Mine, Yours, OursDeveloping Coaching Skills: Mine, Yours, Ours
Developing Coaching Skills: Mine, Yours, Ours
 
The Vietnam Believer Newsletter_MARCH 25, 2024_EN_Vol. 003
The Vietnam Believer Newsletter_MARCH 25, 2024_EN_Vol. 003The Vietnam Believer Newsletter_MARCH 25, 2024_EN_Vol. 003
The Vietnam Believer Newsletter_MARCH 25, 2024_EN_Vol. 003
 
Anyhr.io | Presentation HR&Recruiting agency
Anyhr.io | Presentation HR&Recruiting agencyAnyhr.io | Presentation HR&Recruiting agency
Anyhr.io | Presentation HR&Recruiting agency
 
Upgrade Your Banking Experience with Advanced Core Banking Applications
Upgrade Your Banking Experience with Advanced Core Banking ApplicationsUpgrade Your Banking Experience with Advanced Core Banking Applications
Upgrade Your Banking Experience with Advanced Core Banking Applications
 
Lecture_6.pptx English speaking easyb to
Lecture_6.pptx English speaking easyb toLecture_6.pptx English speaking easyb to
Lecture_6.pptx English speaking easyb to
 
The End of Business as Usual: Rewire the Way You Work to Succeed in the Consu...
The End of Business as Usual: Rewire the Way You Work to Succeed in the Consu...The End of Business as Usual: Rewire the Way You Work to Succeed in the Consu...
The End of Business as Usual: Rewire the Way You Work to Succeed in the Consu...
 
Borderless Access - Global Panel book-unlock 2024
Borderless Access - Global Panel book-unlock 2024Borderless Access - Global Panel book-unlock 2024
Borderless Access - Global Panel book-unlock 2024
 
Data skills for Agile Teams- Killing story points
Data skills for Agile Teams- Killing story pointsData skills for Agile Teams- Killing story points
Data skills for Agile Teams- Killing story points
 
Investment Opportunity for Thailand's Automotive & EV Industries
Investment Opportunity for Thailand's Automotive & EV IndustriesInvestment Opportunity for Thailand's Automotive & EV Industries
Investment Opportunity for Thailand's Automotive & EV Industries
 
Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)
Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)
Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)
 
Fabric RFID Wristbands in Ireland for Events and Festivals
Fabric RFID Wristbands in Ireland for Events and FestivalsFabric RFID Wristbands in Ireland for Events and Festivals
Fabric RFID Wristbands in Ireland for Events and Festivals
 
A flour, rice and Suji company in Jhang.
A flour, rice and Suji company in Jhang.A flour, rice and Suji company in Jhang.
A flour, rice and Suji company in Jhang.
 
Boat Trailers Market PPT: Growth, Outlook, Demand, Keyplayer Analysis and Opp...
Boat Trailers Market PPT: Growth, Outlook, Demand, Keyplayer Analysis and Opp...Boat Trailers Market PPT: Growth, Outlook, Demand, Keyplayer Analysis and Opp...
Boat Trailers Market PPT: Growth, Outlook, Demand, Keyplayer Analysis and Opp...
 

Dr Anil Khandelwal

  • 1. Doing Business in India The Big Picture A Banker’s Perspective US – India Business Summit November 29, 2006 Dr. Anil K Khandelwal Chairman & Managing Director Bank of Baroda
  • 2.
  • 3.
  • 4.
  • 5.
  • 6.
  • 7.
  • 8.
  • 9.
  • 10.
  • 11.
  • 12.
  • 13.
  • 14.
  • 15.
  • 16.
  • 17.
  • 18. Consumer Loans / GDP(%) Mortgages / GDP(%) Credit Cards / GDP (%) Other Retail Loans / GDP (%) Consumption boom in India In each of the area, huge untapped potential left The Big Picture…
  • 19. Mutual Funds – Global Perspective Mutual Funds as a % of GDP Global Investment Fund Asset Pool Low Penetration – Indian industry still in early stages Source : CLSA Asia Pacific Markets The Big Picture…
  • 20. Life premium/ GDP (%) Source : Swiss Re Report 2005 Insurance Penetration – Global Landscape Non Life premium/ GDP (%) Insurance density (US$ premiums per capita) Low Penetration – A large potential still untapped The Big Picture… 10 10 Indonesia 16 13 China 4.5 18 India 95 188 Malasiya 495 1211 South Korea 1203 1366 Australia 2122 1753 US 1093 2474 France 790 2954 Japan 1311 3287 UK Non Life Life Country
  • 21.
  • 22.
  • 23.
  • 24.
  • 25.
  • 26.