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State Life
Insurance Corporation of Pakistan
Our Culture
&
Responsibilities
One Head of a Large Family
Old Scenario
All Earning Members Deposit their
income with the Head of Family
thus creating a Pool
Often Marriages of children
were decided within the Family
Old Scenario
Due to Joint Family System Cost of
Living was relatively very low
Old Scenario
There was one common
kitchen with less
expenses.
Old Scenario
Old Scenario
Cost of Education was low as children were
studying in common schools
Old Scenario
There were no luxury
expenses due to simple living
standards
Present Scenario
Large Joint Families are Splitted
into small single units
Present Scenario
 Mostly there is only
one earning member in
the family.
 He is struggling hard to
maintain standard of
living.
Present Scenario
Cost of living is very high
Present Scenario
Cost of education
has increased
manifold
Present Scenario
Things used to be considered as
luxuries are now necessities of life
Present Scenario
Due to all these factors, the
Saving is nearly eliminated
Death A Bitter Fact of Life
Sakoon Kaheen Bhi Maissar Naheen Hay Insan Ko
Janazay Walay Bhi Shanay Badaltay Rehtay Hain
If a person dies having no liability
His death is called Physical Death
If a person dies with liabilities
His death is called
Economical Death
Which is most Dangerous for his family
since he was the breadwinner.
Head
Of
Family
EARNING
CAPABILITY
Practically we can present these facts of life
Food Shelter
Clothing
Old
Age
Livelihood
Health
&
Medicine
Daughters Marriage
Higher
Education
for
Children Repayment of Loan
BuildingBlocksof
theFamilyLife
Food Shelter
Clothing
Health
&
Medicine
Old
Age
Livelihood
Daughters Marriage
Head
Of
Family
EARNING
CAPABILITY
Higher
Education
forChildren
Repayment of Loan
Health
&
Medicine
Basic
Education
Shelter
Care Taker
Every one needs
strong
care taker
who could maintain
his future plans
for his family
even in his absence.
Insurer
Head
Of
Family
EARNING
CAPABILITY
Food Shelter
Clothing
Basic
Education
Health
&
Medicine
Retirement
HigherEducation
Children’s Marriage
Food Shelter
Clothing
Basic
Education
Health
&
Medicine
Retirement
HigherEducation
Children’s Marriage
Insurer
Why
Life Insurance
is the only substitute
to meet the
Future Financial Needs ?
Because
It
Provide’s!
Risk Coverage & Compulsory Saving
for Future Needs
Saving for Old Age Livelihood
One Ordinary father can support
four children, but it takes four extra-
ordinary children to support one
father!
Cash Loan
In case of Emergency Needs
Saving for Higher Education
of Children
Saving for Marriage
Of
Daughters
Availability of Funds For Family in
case of Loss of income due to Sudden
death of Breadwinner.
Life Insurance is not the substitute of life
but it is certainly a replacement
of lost income.
State Life offers Wide Range of
Plans & Supplementary Contracts
Solution of Problem
Endowment Plan
To Provide Financial Assistance
for:
• Establishment or Expansion of
Business
• Children’s Marriage
• Loan Repayment
• Hajj or Umrah
• Construction of House
Shad Abad Plan
• This plan will meet the
requirements of those
who would like some
additional cover to
protect their loved
ones.
Jeevan Sathi Plan
• This plan simultaneously covers
the risk on the life of both
Husband & Wife
“Or”
• Two Business Partners to avoid
financial losses of the business
due to death of one partner.
Three Payment Plan
• This plan provides option
for predetermined,
periodic withdrawals
during the currency of
policy.
Child Education
&
Marriage Plan
Child Education and Marriage
Plan provides a viable
solution, ensuring Future
Financial Protection of the
Children
Whole Life Plan
This plan provides the
policyholder and
his/her family with
maximum protection at
a minimum cost.
Monthly Family Budget
Just allocate a small portion of your budget for your Future.
Expences Savings Insurance
The proportion depends on your
future needs. 10%
A Small Allocation Of Funds
For
Insurance Will Give You
A Huge Protection
And
Piece Of Mind.
Our Future is….
Our happy Family.
THANKS!FIELD MAN POWER DEVELOPMENT DEPARTMENT
DEVELOPED BY:
MOSHIN ABBAS & KASHIF HASHMI
F.M.D P.O , KARACH

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Insurance concept- A details presentation regarding the importance of Life Insurance