Trustpay-digital payment platform

1. TRUSTPAY
DIGITAL PAYMENT PLATFORM

2. Part 01: TRUSTpay
Profile
Part 02: Digital Payment
Platform
Content

3. Founded in 2009, TRUSTpay is a
technology company that specializes in
providing solutions to support payment
and customer care. Considered as one
of the pioneering Fintech in the field of
mobile payment (mobile payment)
Vision: Becoming a giant world wide E-
commerce Corporation, walking abreast
with all other global organization.
Mission: Developping the E-commerce
field in order to create more
opportunities for life and human value
improvements globally

4. Our Company Values
• Domain expertise on Payments, Mobile, Machine Learning
• Product Development Focus
• Business objectives and not the technology define the strategy

5. Our Services

6. Payments
Product and Solution
Expertise in Gateways,
Mobile Strategies, POS
Termnials and Contactless
readers, NFC & HCE,
Smartcard Application
Machine
Learning
Advisory services based on
proven, repeatable
methodologies that provide
unbiased vendor-neutral
recommendations,
architecture blueprints and
implementation roadmaps
Mobility
Vast experience in Android,
iOS, Windows Mobile and
other OS’ application desgin
development for payments,
machine learning and
enterprise software
Consulting
Provides services to our
clients to assist them
throughout the business
lifecycle – from idea
generation to supporting a
deployed service

7. Companies Trust in our Work

8. 13
Our achievements
TRUSTPAY PROJECTS THAT HAVE BEEN IMPLEMENTED:
 International Payment Card Project TRUSTcard:
issuing, distributing, accepting card system. Launched
since 2012, the company has released more than
500,000 cards.
 Smart card for smart city project: Smart travel model
application of mobile technology for tourism cities in
Vietnam. Implementation Project in 10/2016 in Can
Tho,followed by localities: Binh Dinh, Vung Tau, Da
Nang, Ho Chi Minh, Hanoi ...
 TRUSTworld Project: Loyalty - close customer care:
providing solution for building and managing customer
package on modern technology platform (cloud, NFC)
 Trustpay with 05 years of experience in the field of
Fintech has also generated a number of achievements
such as "The most prepaid card issuers"

9. 14
Our Latest Projects
Smart card for Smart city Project
NFC Payment
Loyalty program Digital Payment PlatformQR - payment

10. 15
Smart card for Smart city Project
NFC Payment
About the
Project
Citipass Travel Card, cash back
replacement and integrated
information about playground,
entertainment, sightseeing,
dining, accommodation in the
city.

11. QR Payment
•Livechat
support
Email
Clickto call
Help a Hand
•Hot deals
Beaconsor QR
deals
Awesome Deals
•IWish Deposit
(QR Cardless)
Paywith Debit
Card
Bank with Ease
•P2PTransfer
Mobile Airtime
Topup
Bill Payment
BuyMovie
Tickets
Gift Voucher
(vPrepaid)
Pay any one
•Paywith your
cards
NFCTouch
QRPayment
Pay-Pass
Shop any where

12. 17
Real-time Fraud Detection

13. 18
Digital Payment Platform

14. 19
Machine Learning

15. DIGITAL PAYMENT PLATFORM
Digital Payment Platform
Why Blockchain?
Benefits
Features
System Architecture

16. Digital Payment Platform
 Leading edge omnichannel digital banking platform
 Cybersource, PayPal, digital eWallet
 NAPAS, domestic banks card scheme (40 banks in Viet Nam)
 Artificial Intelligence/Machine Learning enabled
 Open API
 High availability
 On-demand model. Services are added with minimal or no coding and we
maintain all patches, updates and certifications
 Reconciliation
 Increase collections, reconcile faster
 Stay ahead of the competition with a real-time processing based
on blockchain technology

17. Why Blockchain?
 User account management is done by cryptographic key
 High reliability, integrity and transparency of accounts and
transaction history
 Processing and backup transactions using standard hardware and
software
 Smart contracts ready infrastructure

18. Benefits

19. Features

20. Features

21. System Architecture

22. System Architecture

23. Minimize Risk. Maximize Revenue

24. Use-case Assumptions
 Traffic is not evenly distributed
 Automatically daily update of accounts applies to active users in the past 30
days
 10 million users
 30 million financial accounts
 5 billion transactions per month
 500 million read/query request per month
 10:1 write to read ratio
 Write-heavy, users make transactions daily, but few visit the site daily

25. System performance
 Size per transactions
 user_id – 8 bytes
 created_at – 5 bytes
 seller – 32 bytes
 amount – 5 bytes
 Total: 50 bytes
 250 GB of new transaction content per month
 50 bytes per transaction * 5 billion transactions per month
 9 TB of new transaction content in 3 years
 Assume most are new transactions instead of updates to existing one
 2,000 transactions per second on average
 200 read request per second on average