Financial services of sbi

1. presented By:-
Sumit Behura
Santosh Rout
Debasis Das

2.  State bank of India is an Indian multinational, public
sector banking and financial service company. It is a
Government owned corporation with its headquarters in
Mumbai, Maharashtra.
 It had assets Rs 20.480 trillion and more than 14,000
branches, including 191 foreign offices spread across 36
countries, making it the largest banking and financial
services company in India by assets.
 The company is ranked 232nd on the fortune global 500
list of the worlds biggest corporations as of 2016.

3.  Started as bank of Calcutta in Calcutta on June 1806.
 Re-designed as the bank of Bengal on 2nd January
1809.
 It was the first joint-stock bank of British India.
 Later on Bank of Madras, Bank of Bombay and Bank
of Bengal were amalgamated to form Imperial bank of
India on 27 January 1991.
 It was nationalized on 1955 and was renamed as state
Bank of India.

4. SLOGAN:-
 PURE BANKING, NOTHING ELSE
 WITH YOU-ALL THE WAY
 A BANK OF THE COMMON MAN
 THE BANKERS TO EVERY INDIAN
 THE NATION BANKS ON US
LOGO:-
The logo came from national institute of design(NID),
Ahmedabad.

5.  Rural banking
 NRI services
 ATM services
 Demat services
 Internet Banking
 Mobile Banking
 Cash deposit machine
 Locker facilities

6.  State Bank of India has a variety of schemes
under Personal Finance to satisfy varying needs
of the banking public. The Bank offers the
following schemes with attractive rates of
interest:
 Housing Loan
 Personal Gold Loan
 Car Loan
 Personal Loans
 Loans Against Securities
 Loans Against Property
 Education Loan

7.  SBI General insurance
 SBI Fund Management
 SBI Life insurance
 SBI Mutual Fund

8.  SBI General Insurance Company Limited is a joint venture
between the State Bank of India and Insurance Australia
Group (IAG). SBI owns 74% of the total capital and IAG the
remaining 26%
 The current policy offering of SBI General covers Motor,
Health, Personal Accident, Travel & Home Insurance for
Individuals and Fire.

9. Car insurance:-
 The maximum amount payable under this Policy is Rs
50,000/- during the Policy period. Each claim is subject
to a deductible of Rs 5000/- for Laptop and Jewelleries
and Rs 2500/- for Mobiles and Rs 500/- for the rest.
 Insured vehicle is not more than 2 years
 The motor insurance provides compulsory personal
accident cover of Rs. 2 lakhs for individual owners
Bike insurance:-
SBI General's Two Wheeler Package Policy provides
compulsory personal accident cover of Rs. 1 lakh for
individual owners (holding a valid driving license) of the
vehicle while driving. This is not applicable for a Company
owned vehicle.

10.  Wide Coverage – From Rs.50,000 up to Rs.500,000
 No medical test up to the age of 45 for people with no medical
history
 Free Medical check-up for every 4 claim free years up to a
maximum limit of Rs.2,500
 Medical Treatment with Room, Board & Nursing Expenses &
Service Charges etc.Up to 1% of the Sum Insured per day
 Medical Treatment in Intensive Care Unit
 Up to 2% of the Sum Insured per day
 All admissible claims under 1 & 2 during the policy period Up to
25% of the SI per illness/injury per claim
 Consultants & Specialists Fees
 Up to 40% of the SI per illness/injury per claim.
 Anaesthesia, Blood, Oxygen, OT Charges, Surgical Appliances
 Up to 40% of the SI per illness/injury per claim.

11.  Medical Expenses including Evacuation &
Repatriation 50,000 to 5,00,000
 Personal Accident 10% of Limit of cover
under Section (A) subject to maximum
25,000.
HOME insurance:-
 you can buy the Policy upto a period of
30years
 In-built coverage for earthquake

12.  SBI Fund management Pvt. Ltd. Is one of the
leading fund houses in the country with an
investor base of over 4.58 million and over
25 years of rich experience in fund
management consistently delivering value to
its investor.
 SBI Fund management pvt. Ltd. Is a joint
venture between ‘The state bank of india’ one
of india’s largest banking enterprises, and
AMUNDI, One of the world’s leading fund
management companies.

13.  Mutual fund
 Offshore fund
 Portfolio management
 Offshore fund-
1. Investment objective-The fund would seek to
provide investors with opportunities for long
term growth in capital through well researched
investment in a diversified basket of stocks of
indian companies.
2. The investment strategy would revole around
investing in growth oriented stocks available at
attractive relation valuations.

14.  Legal structure:-incorporated as a public
company, limited by shares, holding a global
business licence category 1 under the
financial services development act 2001.
 Subscription fees-5% (maximum)
 Benchmark index-BSE 100
 NAV to be declared biweekly
 Valuation day-Tuesday to Friday
 Dealing day-Business day immediately
preceding the valuation day.

15.  Management fee-2%(maximum)
 Investment manager-SBI funds management
(international) privet limited, incorporated as
a private company with limited liability
holding a global business license category 1
under the financial services development Act
2001.
 Fund administrator- Multi consult Limited
Mauritius

16.  SBI life insurance is a joint venture life insurance
company between , State Bank of India (SBI), the
largest state owned banking and financial
services company in India, and BNP Paribas is a
French multinational Bank and financial services
company with global headquarter in Paris.
 SBI owns 74% of the total capital and BNP Paribas
Cardiff the remaining 26% of the capital.
 SBI life insurance has an authorized capital of Rs
20 billion and a paid of capital of Rs 10 billion

17.  In 2007 CRISIL ltd, a subsidiary of global rating agency
Standard & poor’s, gave the company a AAA rating
SBI Life - Smart Privilege
 Pay premiums throughout the policy term or for a limited period or
through a Single Payment, as per your convenience and enjoy benefits
including Life Cover, throughout the chosen policy term.
 No Policy Administration Charges throughout the policy term
 No Premium Allocation Charge from 6th policy year onwards
Age at Entry Minimum: 8 years Maximum: 55 years
Age at Maturity Minimum: 18 years Maximum: 70 years
Premium Payment :- Yearly Rs 600,000
Half-yearly-Rs 300,000
Quarterly- Rs 150,000
Monthly -Rs 50,000

18.  Choice of two plans options - Growth and
Balanced.
 Premiums starting as low as Rs 10,000 for
yearly mode and Rs. 1,000 for monthly mode.
 Minimum age 7 years- maximum 70years
 Minimum premium- 30,000
 Maximum premium- 3,00,000

19.  Minimum: 18 years Maximum: 55 years
 Minimum (in Rs.) Maximum (in Rs.)
 Yearly 15,000 29,000
 Half-yearly 9,500 14,500
 Quarterly 5,500 7,200
 Monthly 2,000 2,400
SBI Life - Smart Scholar
Child: Min: 0 years Max: 17 years
Proposer: Min: 18 years Max: 57 years
Frequency Minimum(Rs)
5 years to 7 years 50,000
Half Yearly 25,000
Quarterly 12,500
Monthly 4,500
8 years or more 24,000
Half Yearly 16,000
Quarterly 10,000
Monthly 4,000

20.  Setup Date Jun-29-1987
 Incorporation Date Feb-07-1992
 Sponsor State Bank of India
 Trustee SBI Mutual Fund Trustee Company Private Limited
Types of Mutual fund
 SBI MAGNUM EQUITY FUND
 Date of Inception 01/01/1991
 Monthly - Minimum 1000 thereafter for maximum six months (or) minimum
500 thereafter for minimum one year.
 minimum Application Rs. 5000

21. SBI BLUE CHIP FUND
 Date of Inception 14/02/2006
 Minimum ApplicationRs. 5000
 Monthly - Minimum 1000 thereafter for maximum six months (or)
minimum 500

22. THANK YOU