Ron
Suber,
President
副标题/Subtitle

Ron
Suber

Retail
3rd Party Sellers
Payments
Lodging
Transportation
Dining
Lending
Marketplaces
are
Changing
Everything…

All
of
these
marketplaces
share
two
common
goals:
1. To
change
the
way
people
borrow,
invest,
travel,
dine
and
pay
for
things
2. To
provide
convenient,
cost
efficient
access
to
everything
with
a
great
experience
By
focusing
on
these
two
goals
and
executing
we
are
making
history

Underwriting
Pricing
Credit
Servicing
Compliance
Collections
Predictability
Repeatable
Conversion
Verification
Diversified
Varied
risk
appetite
Ready
“Permanent”
Retail
Institutional
Acceptance
Ease
of
use
Meets
the
needs
Customer
experience
Repeat
business
New
products
Varied
customer
acquisition

So
how
do
we
all
succeed
and
get
more
mainstream
acceptance?
Speed Customer
Experience
Fairness
Superior
Product
Transparency

Understanding 理解
Communication 沟通
Investment 投资 Distribution 分销
Access 接入
Engagement 融合
The
Global
Opportunity
Starts
With…
Cooperation 合作 Respect 尊重

Proprietary & confidenti al | prosper funding llc. © 2015
Disclosures
IMPORTANT DISCLOSURES
This presentation includes forward-­looking statements. Forward-­looking statements inherently involve many risks and uncertainties
that could cause actual results to differ materially from those projected in these statements. Where, in any forward-­looking
statement, we express an expectation or belief as to future results or events, such expectation or belief is based on the current
plans and expectations of our management and is expressed in good faith and believed to have a reasonable basis, but there can
be no assurance that the expectation or belief will result or be achieved or accomplished. All forward-­looking statements speak
only as of the date of this presentation and are expressly qualified in their entirety by the cautionary statements above and in the
Prospectus. We undertake no obligation to update or revise forward-­looking statements that may be made in this presentation to
reflect events or circumstances that arise after the date made or to reflect the occurrence of unanticipated events.
All personal loans are made by WebBank, a Utah-­chartered Industrial Bank, Member FDIC. All Prosper personal loans are
unsecured, fully amortized personal loans. Notes offered by Prospectus. Notes investors receive are dependent for payment on
personal loans to borrowers. Not FDIC-­insured;; Investments may lose value;; No Prosper or bank guarantee. Prosper does not
verify all information provided by borrowers in listings. Investors should review the prospectus before investing. Borrower Payment
Dependent Notes (the “Notes”) are offered pursuant to the Prospectus, which accompanies this presentation and which is also
available at www.prosper.com/prospectus. Persons considering investing in Notes should review the Prospectus in its entirety.
Neither Prosper Funding LLC nor Prosper Marketplace, Inc. are registered as an investment adviser with any federal or state
regulatory agency. The information contained in this presentation is for informational purposes, and should not be construed as
individually tailored investment advice or as a recommendation with respect to any security or investment approach. This
presentation has been prepared without regard to the circumstances and objectives of its participants and should not be relied
upon as authoritative or taken in substitution for the exercise of judgment by any individual. Each individual should consider the
appropriateness of any investment decision having regard to his or her own circumstances, the full range of information available
and appropriate professional advice. Prosper Funding LLC and Prosper Marketplace, Inc. recommend that each individual seek
independent investment and financial advice concerning any services or investments discussed in this presentation.
Prosper's borrower
payment
dependent
notes
are
offered
by
Prospectus,
which
is
available
at
www.prosper.com/prospectus.