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Oakland Home Buying Class March 21

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Oakland Home Buying Class March 21

  1. 1. March 21, 2013 Redfin Oakland - Berkeley Team Follow: @Redfinbayarea Like: http://www.facebook.com/RedfinbayareaSlide 1 of 62
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  24. 24. Highlights of Redfin’s Site ● ● ● ● ● ● ● ● ●Slide 24 of 62
  25. 25. 15 mins 7.5 mins End Let’s Get Started!Slide 25 of 62
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  27. 27. Income oSalary—Past 30 days oHourly—Consistency and history oSelf-employed—Two year average Credit Assets o 660 for FHA o Down Payment o 680 for Conventional o Closing Costs o 720 for Rate Improvement o Cash ReservesSlide 27 of 62
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  36. 36. o o o o o Good news! Loan payments are made in arrears, so your first loan payment will not be for almost two months!Slide 36 of 62
  37. 37. *In no way does Redfin benefit financially from recommending lenders – we just think they’re great lenders!Slide 37 of 62
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  45. 45. Get pre-approved Tour homes Find dream home Consult with agent, write offer Submit offer to listing agent Negotiations Success! Mutual Acceptance Earnest money [Within 3 days] Overview of a Inspection contingency [1-10 days] Purchase Title review [5 days] Loan & Appraisal Contingency [10-17 days] Waiting for loan approval Escrow signing appointment Closing! Get keys and take possession! Receive Redfin refund Complete Redfin surveySlide 45 of 62
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